Here are some suggestions you may wish to look into
For those who have NOT YET been charged, but are worried they might be
-The best bet in this instance is to contact your financial institution NOW, and inform them that all of your ties have been severed with the ECA, and that any future transactions by the ECA are, and should be considered, fraudulent. Ensure that you record ALL information relating to the call, such as date, time, and who you spoke to.
While your institution may not actually do anything, and while it may not prevent a fraudulent transaction, you can cite the conversation later during a chargeback.
For those who HAVE been charged
1) Initiate the chargeback ASAP.
2) Contact your local police department, and inform them that you are the victim of credit card fraud. How departments react will vary by locality, but if they are willing to complete a police report, this can assist with the chargeback process.
3) Contact your state's attorney general. A listing of Attorneys General can be found here: http://www.naag.org/...eys-general.php
4) Contact the ECA through certified (signature receipt) mail. Inform them that you canceled your membership as per the membership agreement on XXXXX date, that you have been billed, that you have taken the above steps, and inform them that any continued attempt to bill you for this, or in any other future instance, will result in further legal action.
5) Lawyer up (if you choose to do this, please do this step prior to any of the above.)
(As a word of advice, my personal understanding is that since this is an issue of your cancelation, and not an issue of ToS, since your cancelation has removed the ToS burden from your shoulders, you are not bound to the arbitration set forth in the ToS .... just a little something to think about)
1) Contact the BBB
2) Contact the CT attorney general, Richard Blumenthal, and inform him of the practices going on within his state. (http://www.ct.gov/ag/
3) Contact all news related sites ... both consumer related news as well as gaming related news. Especially sites which have, at some point, written on the ECA's practices.
4) Good ol' fashioned boycott. Contact the partners of the ECA, and inform them that due to the unethical and illegal practices of the ECA, that you can no longer support their companies so long as they continue to partner with the ECA. Even more importantly: Actually STICK TO IT!
Anyway just some things to think about ... typical disclaimer here, I am not a lawyer, so use these suggestions at your own discretion.