I would ask your bank to stay on the phone while you try to process an order on GMG. They should be able to see it and flag it as not fraudulent. It is a little bit of a pain but I did that with my bank once and have had no issues since.
Im not living in fear, wtf are you talking about man. This isnt some old hippy conspiracy theory. I dont want paypal connected to my bank account. Simple as that. I have a card that is plenty good enough. I use paypal np from every other website on the net that Ive ever tried. Even some from friggin china. I dont need GMG to protect me and require extra crap connected to my bank account.
In other news, OP is updated with the Saints Row deal. Great game, worth $20 easily.