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CAG Car Thread!


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#301 Access_Denied

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Posted 29 April 2014 - 08:51 PM

Hey guys, I seek more advice. :) I posted here a few months ago looking for a nice used car. Long story short, I now have a really nice 2000 VW Passat with transmission issues. :cry: So instead of fix it, I'm going to trade it in, knowing that any VW lot will send it directly to auction without really looking into it.

Anyway, the part I need advice on. I just came out of the VW dealer after looking at used cars. He said I wouldn't be able to find a manual transmission Rabbit very easily, so of course, he tries to upsell me. But in the end, I was fairly convinced. With all of the promotions and blah blah blah, I can walk away with a 2014 Jetta, 0% interest for 72 months, at about $17k. That comes to about $264 a month for 6 years.

So, I have a few questions:
  • What do you think about the 2014 Jetta, and VW in general?
  • Do I buy his story that new cars are that much better than used ones? (Warranty, reliability, etc.)
  • For a recent college grad with a steady job, is buying a new car a good decision?
Right now, I'm halfway between screw him, I'll find a used Rabbit and he makes a damn good point about the cost of repairs for a used car. Any advice would be much appreciated. This would be my first new car, and only my third car ever, so I'm mostly new to this game.

#302 dohdough

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Posted 29 April 2014 - 09:13 PM

Ideally, newer cars are more reliable than older ones, and as long as it isn't the 1st year of a new generation, most of the kinks are usually worked out by the 3rd year and therefore generally the best version of a generation.

It sounds like you're not really into fixing cars and prefer reliability, so I would go with a newer car. At 0% APR, they're basically paying you for inflation and those are the types of finance offers I would have absolutely no problem going the full term. The caveat is that you should put at least 25% down so you won't be upside down on the loan in case you get in a wreck and it gets totaled. If that happens, then you're responsible for the difference between what insurance pays you and what's left on the loan. This way, you also avoid needing to pay for gap insurance. New college grads usually get a bit of a rebate if you go through manufacturer financing.

$20k isn't an extravagant amount to spend on a new car IMO, but you also have to consider the cost of ownership in regards to insurance premiums, excise tax, long term maintenance, etc. It might even behoove you to get an extended warranty if you're planning on keeping the car until it dies. That'll require some research on your own to see if the car has any trouble spots mechanically or electrically. Affordability varies from person to person so you should figure out your budget to see if that's too much money for you. General advice used to be 6 months of savings, but with the job market being what it is, I think people should bump that up to a year.
dohdough.png


"Speaking of which, there's another elitist prick that argues constantly on the Politics forums by the name of dohdough. He's a complete douche, but at least he keeps his posts in that cesspool of useless opinions. He gets my runner-up nomination."


Thanks for the nomination for the Most Memorable CAG Villan 2012, Blade!

#303 encendido5

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Posted 29 April 2014 - 10:05 PM

VW's are expensive to maintain, but you'll have a warranty for three years, so you should be good.  You also get the free maintenance for the three years, so they have you covered on oil changes and anything else that might come up.  

 

In other news, my Treg will be obsolete this summer :cry:

 

http://www.autoguide...na-beijing.html

 

2015-VW-Touareg-Front.jpg

 

J/K of course, since I'm going to drive it to the ground, or as long as it makes financial sense.


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#304 Zoglog

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Posted 30 April 2014 - 02:48 AM

Hey guys, I seek more advice. :) I posted here a few months ago looking for a nice used car. Long story short, I now have a really nice 2000 VW Passat with transmission issues. :cry: So instead of fix it, I'm going to trade it in, knowing that any VW lot will send it directly to auction without really looking into it.

Anyway, the part I need advice on. I just came out of the VW dealer after looking at used cars. He said I wouldn't be able to find a manual transmission Rabbit very easily, so of course, he tries to upsell me. But in the end, I was fairly convinced. With all of the promotions and blah blah blah, I can walk away with a 2014 Jetta, 0% interest for 72 months, at about $17k. That comes to about $264 a month for 6 years.

So, I have a few questions:

  • What do you think about the 2014 Jetta, and VW in general?
  • Do I buy his story that new cars are that much better than used ones? (Warranty, reliability, etc.)
  • For a recent college grad with a steady job, is buying a new car a good decision?
Right now, I'm halfway between screw him, I'll find a used Rabbit and he makes a damn good point about the cost of repairs for a used car. Any advice would be much appreciated. This would be my first new car, and only my third car ever, so I'm mostly new to this game.

 

don't buy a new car unless you have the money to burn, the value drops too heavily in the beginning. Try to avoid stealerships.

I recommend you go american or Japanese. Euro cars typically cost more in parts and trust me, they break down just as much or more than american cars.

 

If you must buy a new car, make sure you follow this guide:

 

The 0% APR they offer you is usually at the cost of some other incentive. Always get your own financing. I got a 3 year loan for my CTS-V at 0.8% on a USED vehicle from Penfed. At the end of the day keep your eye on the ball of the TOTAL COST. Don't let them fool you with "incentives"

 

And the free maintenance is usually bullshit. Expect to have annoying issues once that window is up.



#305 soulvengeance

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Posted 30 April 2014 - 04:28 AM

Hey guys, I seek more advice. :) I posted here a few months ago looking for a nice used car. Long story short, I now have a really nice 2000 VW Passat with transmission issues. :cry: So instead of fix it, I'm going to trade it in, knowing that any VW lot will send it directly to auction without really looking into it.

Anyway, the part I need advice on. I just came out of the VW dealer after looking at used cars. He said I wouldn't be able to find a manual transmission Rabbit very easily, so of course, he tries to upsell me. But in the end, I was fairly convinced. With all of the promotions and blah blah blah, I can walk away with a 2014 Jetta, 0% interest for 72 months, at about $17k. That comes to about $264 a month for 6 years.

So, I have a few questions:

  • What do you think about the 2014 Jetta, and VW in general?
  • Do I buy his story that new cars are that much better than used ones? (Warranty, reliability, etc.)
  • For a recent college grad with a steady job, is buying a new car a good decision?
Right now, I'm halfway between screw him, I'll find a used Rabbit and he makes a damn good point about the cost of repairs for a used car. Any advice would be much appreciated. This would be my first new car, and only my third car ever, so I'm mostly new to this game.

 

If you're going on a 6 year term, you're going to need an extended warranty with a VW.  I love my VW, but it is spendy when things need to be done.  Buying a new car is a good decision if you plan on keeping it for at least 10 years, outside of that, it's usually a better idea to go with a used car.

 

don't buy a new car unless you have the money to burn, the value drops too heavily in the beginning. Try to avoid stealerships.

I recommend you go american or Japanese. Euro cars typically cost more in parts and trust me, they break down just as much or more than american cars.

 

If you must buy a new car, make sure you follow this guide:

 

The 0% APR they offer you is usually at the cost of some other incentive. Always get your own financing. I got a 3 year loan for my CTS-V at 0.8% on a USED vehicle from Penfed. At the end of the day keep your eye on the ball of the TOTAL COST. Don't let them fool you with "incentives"

 

And the free maintenance is usually bullshit. Expect to have annoying issues once that window is up.

This man knows what he's talking about, listen to him. :)  Except for the American car thing of course. ;)


mytradelist:
http://www.cheapassg...864#post2614864

Calls this what you may, but I would say that Blacks actually benefited from the slavery. Comparing the current lives of many African Americans to Africans, one can see that the former live in much better conditions with greater freedoms and opportunities.


#306 Confucius

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Posted 30 April 2014 - 12:01 PM

Put me in the new car camp. I don't have to worry about it because everything is minty fresh and covered by warranty.

I'm not over paying for depreciation. I'm paying for peace of mind.

Ees7Y.jpg


I'm 100% shocked that books still exist in today's day and age. I thought they'd be out by now. They make up like 1% of today's entertainment and unless you're 60 or older, stray away from books and start emersing yourself with real entertainment.

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#307 Zoglog

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Posted 30 April 2014 - 07:30 PM

If you're going on a 6 year term, you're going to need an extended warranty with a VW.  I love my VW, but it is spendy when things need to be done.  Buying a new car is a good decision if you plan on keeping it for at least 10 years, outside of that, it's usually a better idea to go with a used car.

 

This man knows what he's talking about, listen to him. :)  Except for the American car thing of course. ;)

I think American cars are making a decent comeback. Tesla, GM, Ford, etc. I know they have a decent amount of brand repairing to do (except Tesla). I got nothing against euro cars. I might be buying my brother's E92 M3 Coupe. However I'm aware of the realities of cost to repair those. Esp out of warranty.



#308 dohdough

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Posted 30 April 2014 - 08:40 PM

Put me in the new car camp. I don't have to worry about it because everything is minty fresh and covered by warranty.

I'm not over paying for depreciation. I'm paying for peace of mind.

 I totally agree with you on this one. My "compromise" is getting a car that's still under warranty. Lexus and Acura give 4 years, so finding a 3 year old car with 30k on the odo isn't terribly hard. I love the "new car" feeling though, but it also comes with the increased paranoia of people messing it up. Then again, I had the same level of paranoia with my 8 year old RSX. :rofl:

Inside and out, you'd never be able to tell it was 8 years old though!
 

I think American cars are making a decent comeback. Tesla, GM, Ford, etc. I know they have a decent amount of brand repairing to do (except Tesla). I got nothing against euro cars. I might be buying my brother's E92 M3 Coupe. However I'm aware of the realities of cost to repair those. Esp out of warranty.

True. American cars are certainly making a comeback. Would I buy one? Only if they look like the new Vette at less than half the price. :lol:
dohdough.png


"Speaking of which, there's another elitist prick that argues constantly on the Politics forums by the name of dohdough. He's a complete douche, but at least he keeps his posts in that cesspool of useless opinions. He gets my runner-up nomination."


Thanks for the nomination for the Most Memorable CAG Villan 2012, Blade!

#309 Confucius

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Posted 30 April 2014 - 08:49 PM

My paranoia is that there's something seriously wrong with the car that's been covered up. Something chronic that might be fixed under warranty but still.

Obviously this can happen when buying a new car too but at least I know it wasn't because some jackass who owned it before me was responsible by not taking care of it.

Ees7Y.jpg


I'm 100% shocked that books still exist in today's day and age. I thought they'd be out by now. They make up like 1% of today's entertainment and unless you're 60 or older, stray away from books and start emersing yourself with real entertainment.

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#310 Access_Denied

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Posted 30 April 2014 - 11:02 PM

Just got back from the dealer. I ended up buying it. I know that everybody has their own opinions on cars, but from what I can tell, the Jettas a pretty reliable. And I'm handy enough where I can fix most things that go wrong. It may turn out to be a mistake, but only time will tell. If I'm lucky, I'll still have mine 12 years from now like my cousin.

Didn't get to drive it home today though. Since I wanted a manual transmission, I have to wait a few days for it to come in. I'll post pics when I get it. :)

#311 soulvengeance

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Posted 30 April 2014 - 11:03 PM

I think American cars are making a decent comeback. Tesla, GM, Ford, etc. I know they have a decent amount of brand repairing to do (except Tesla). I got nothing against euro cars. I might be buying my brother's E92 M3 Coupe. However I'm aware of the realities of cost to repair those. Esp out of warranty.

Yeah, I was just kidding.:)  A guy at work has a Chevy Sonic, I was actually surprised by the  quality of the interior compared to the Chevy Cav z24 I owned way back when.  Man, a M3, even though I know it would be a pain to fix it, I would be tempted to buy it. :)


mytradelist:
http://www.cheapassg...864#post2614864

Calls this what you may, but I would say that Blacks actually benefited from the slavery. Comparing the current lives of many African Americans to Africans, one can see that the former live in much better conditions with greater freedoms and opportunities.


#312 soulvengeance

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Posted 30 April 2014 - 11:06 PM

Just got back from the dealer. I ended up buying it. I know that everybody has their own opinions on cars, but from what I can tell, the Jettas a pretty reliable. And I'm handy enough where I can fix most things that go wrong. It may turn out to be a mistake, but only time will tell. If I'm lucky, I'll still have mine 12 years from now like my cousin.

Didn't get to drive it home today though. Since I wanted a manual transmission, I have to wait a few days for it to come in. I'll post pics when I get it. :)

Congrats!  What color is it?


mytradelist:
http://www.cheapassg...864#post2614864

Calls this what you may, but I would say that Blacks actually benefited from the slavery. Comparing the current lives of many African Americans to Africans, one can see that the former live in much better conditions with greater freedoms and opportunities.


#313 Access_Denied

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Posted 30 April 2014 - 11:14 PM

I wanted a yellow one, but they don't make yellow Jettas. :cry: So I asked for red with blue as a second choice. I just wanted something that was different, so no white, black or silver.

#314 Zoglog

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Posted 01 May 2014 - 12:07 AM

True. American cars are certainly making a comeback. Would I buy one? Only if they look like the new Vette at less than half the price. :lol:

You ask too much haha. The C7 is already a great bargain for what you get.

 

Just got back from the dealer. I ended up buying it. I know that everybody has their own opinions on cars, but from what I can tell, the Jettas a pretty reliable. And I'm handy enough where I can fix most things that go wrong. It may turn out to be a mistake, but only time will tell. If I'm lucky, I'll still have mine 12 years from now like my cousin.

Didn't get to drive it home today though. Since I wanted a manual transmission, I have to wait a few days for it to come in. I'll post pics when I get it. :)

 

It's your money and your life. Nobody else can dictate your decisions for you. Congrats

 

Yeah, I was just kidding. :)  A guy at work has a Chevy Sonic, I was actually surprised by the  quality of the interior compared to the Chevy Cav z24 I owned way back when.  Man, a M3, even though I know it would be a pain to fix it, I would be tempted to buy it. :)

I already know the rear right tire loses air. It's been sitting in my parent's garage for 3 years with nobody to really drive it. My parents hate driving it since they're old. Still, unless the price is phenomenal my gas bill will be rediculous with another V8 in my garage.



#315 dohdough

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Posted 01 May 2014 - 12:48 AM

Just got back from the dealer. I ended up buying it. I know that everybody has their own opinions on cars, but from what I can tell, the Jettas a pretty reliable. And I'm handy enough where I can fix most things that go wrong. It may turn out to be a mistake, but only time will tell. If I'm lucky, I'll still have mine 12 years from now like my cousin.

Didn't get to drive it home today though. Since I wanted a manual transmission, I have to wait a few days for it to come in. I'll post pics when I get it. :)

Congrats dude! Drive what you like and like what you drive, is my motto! Enjoy it(when you get it)!

Don't forget the pics. ;)
 

You ask too much haha. The C7 is already a great bargain for what you get.

I'll take less than half that power too. :lol:
 

I already know the rear right tire loses air. It's been sitting in my parent's garage for 3 years with nobody to really drive it. My parents hate driving it since they're old. Still, unless the price is phenomenal my gas bill will be rediculous with another V8 in my garage.

He should give you the "brother" discount: FREE!
dohdough.png


"Speaking of which, there's another elitist prick that argues constantly on the Politics forums by the name of dohdough. He's a complete douche, but at least he keeps his posts in that cesspool of useless opinions. He gets my runner-up nomination."


Thanks for the nomination for the Most Memorable CAG Villan 2012, Blade!

#316 encendido5

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Posted 01 May 2014 - 01:25 AM

I wanted a yellow one, but they don't make yellow Jettas. :cry: So I asked for red with blue as a second choice. I just wanted something that was different, so no white, black or silver.

Nice, congrats!  Too bad they don't make the Fahrenheit edition anymore.  That would've suited you perfectly :)

 

2007-volkswagen-jetta-gli-fahrenheit-edi


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#317 wwe101

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Posted 01 May 2014 - 10:00 AM

Im going with a jetta too. I actually love the redesign since 2011. Im going to trg to get a used one around 13-14k. You guys warned me about this and said i'd be better off with a civic/corrolla, but I guess I'm just too young and dumb and I want what I want lol.
Keep away from people who try to belittle your ambitions. Small people always do that, but the really great make you feel that you, too, can become great.
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#318 Access_Denied

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Posted 01 May 2014 - 01:03 PM

I forgot to mention that they wouldn't give me much for my Passat. Apparently the mechanic we bought it from did a dashboard swap by himself, so the odometer didn't match the Carfax report. They offered me $300 and I declined. He agreed that I'd be better off donating it. Has any of you ever donated a car before? What's that process like?

I'm either going to donate it, or keep it around and replace the transmission at my leisure, just for shiggles. Now that I've got another car, I've got plenty of time to do it. :)

EDIT:

So I wasn't paying enough attention when I bought the car. I liked the base model because everything was simple. No heated mirrors (which cost a fortune to fix), no electronic seats (which break more than they should) and no fancy navigation system to distract me. However, I didn't think they actually still made cars without cruise control. :/ Luckily, it's only a couple hundred bucks and a few hours to install it yourself. Looks like that's my first order of action when I get it. Anybody every done that before? I'm most worried about having to remove the airbag; everything else seems easy.

#319 soulvengeance

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Posted 01 May 2014 - 04:33 PM

Im going with a jetta too. I actually love the redesign since 2011. Im going to trg to get a used one around 13-14k. You guys warned me about this and said i'd be better off with a civic/corrolla, but I guess I'm just too young and dumb and I want what I want lol.

Haha, I wouldn't say I warn you against it, I love my Eos and we recently bought a Jetta Sportwagen.  You just need to know that it's not as reliable as a civic/corolla.  I think with the current special financing rate for a Jetta, 0 percent I believe, you should think about just getting a new one instead of a used one.


mytradelist:
http://www.cheapassg...864#post2614864

Calls this what you may, but I would say that Blacks actually benefited from the slavery. Comparing the current lives of many African Americans to Africans, one can see that the former live in much better conditions with greater freedoms and opportunities.


#320 Zoglog

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Posted 01 May 2014 - 07:10 PM

never trade in your vehicle. Dealerships will always shaft you.



#321 Access_Denied

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Posted 06 May 2014 - 04:34 PM

Just picked it up today. Had to drive straight to work, but I love it so far. I've only stalled it like 4 times. :lol:

Spoiler


EDIT: Forgot to mention that VW gave me GAP insurance for $8 a month. I thought it was a pretty good deal considering that it's a 6 year loan and I didn't put anything down. Plus, most insurance companies don't offer it here because it's not required in the state of Indiana.

#322 dohdough

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Posted 06 May 2014 - 11:26 PM

Congrats!

Btw, those hubcaps are $65 a piece if anything ever happens to one. Don't ask me how I know.
dohdough.png


"Speaking of which, there's another elitist prick that argues constantly on the Politics forums by the name of dohdough. He's a complete douche, but at least he keeps his posts in that cesspool of useless opinions. He gets my runner-up nomination."


Thanks for the nomination for the Most Memorable CAG Villan 2012, Blade!

#323 dohdough

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Posted 06 May 2014 - 11:26 PM

Dealerships will always shaft you.


Pretty much.
dohdough.png


"Speaking of which, there's another elitist prick that argues constantly on the Politics forums by the name of dohdough. He's a complete douche, but at least he keeps his posts in that cesspool of useless opinions. He gets my runner-up nomination."


Thanks for the nomination for the Most Memorable CAG Villan 2012, Blade!

#324 encendido5

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Posted 28 May 2014 - 05:57 PM

I hate hand washing my car sometimes.  Every time I do, I find another scratch or dent that wasn't there before.  


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#325 dohdough

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Posted 29 May 2014 - 06:39 PM

I hate hand washing my car sometimes.  Every time I do, I find another scratch or dent that wasn't there before.


I feel you man. It's just the game we play by dd-ing our rides. :(

On a general note, Advanced Auto is running another promotion for about 40% where you can pick up some Bosch Icon wipers.
dohdough.png


"Speaking of which, there's another elitist prick that argues constantly on the Politics forums by the name of dohdough. He's a complete douche, but at least he keeps his posts in that cesspool of useless opinions. He gets my runner-up nomination."


Thanks for the nomination for the Most Memorable CAG Villan 2012, Blade!

#326 Zoglog

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Posted 30 May 2014 - 05:03 AM

Hmmm turns out my bro might not be coming back from China in the near future so I may have the opportunity to pick up his 2010 M3 for a pretty damn good price.

 

Question is do I sell my Altima, and Saab 9-2x to fund the purchase? My biggest concern is I'll end up with a slightly more fuel efficient V8 than my CTS-V Wagon which will have to do daily driving duties. Not the most cost effective option.

 

On the other hand my garage could soon look like this (not my V)

IMG_20140102_120959.jpg



#327 encendido5

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Posted 30 May 2014 - 02:55 PM

That's a tough call man.  As much as I would love to have an M3, it's just not practical.  I can see it as a toy car, but for a daily driver?  I think I'd rather just stick to a comfortable ride than a speed machine.


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#328 dohdough

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Posted 30 May 2014 - 05:02 PM

Hmmm turns out my bro might not be coming back from China in the near future so I may have the opportunity to pick up his 2010 M3 for a pretty damn good price.
 
Question is do I sell my Altima, and Saab 9-2x to fund the purchase? My biggest concern is I'll end up with a slightly more fuel efficient V8 than my CTS-V Wagon which will have to do daily driving duties. Not the most cost effective option.
 
On the other hand my garage could soon look like this (not my V)
IMG_20140102_120959.jpg




Big pimpin'
Spendin' G's...
...on gas... :rofl:

edit: If you're going to be putting miles on the M3 like you did on the Altima, why NOT have some fun if you can afford it? Financially, it might be more of a lateral move to go from maintaining those 2 cars down to 1.
dohdough.png


"Speaking of which, there's another elitist prick that argues constantly on the Politics forums by the name of dohdough. He's a complete douche, but at least he keeps his posts in that cesspool of useless opinions. He gets my runner-up nomination."


Thanks for the nomination for the Most Memorable CAG Villan 2012, Blade!

#329 Zoglog

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Posted 31 May 2014 - 06:26 PM

One aspect as well is that I would like a car I don't give a damn about. Driving and parking nicer cars around LA is a bit stressful to be honest. I like jumping in my altima and not giving 2 f's about where I park it. I don't know if I could do that with the M3, even if I get it for a fantastic price.



#330 encendido5

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Posted 01 June 2014 - 01:50 AM

How fantastic is the price? I'll be glad to buy it and hold it for you until you're ready :)

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