We all understand that but you are ADMITTING your current plan is better than what Obamacare is offering or jus to please you at the very least it is similar to yours. This was the case for a MAJORITY of Americans. On top of that because of Obamacare disaster millions more lose their current plan such as the one you have when they never asked for this travesty.
Bullshit. Plans that meet the minimum standards of coverage are pretty much unchanged and aren't being eliminated by any edict from the government. The people eliminating those options are at the employer level; not insurance companies.
The price I pay for insurance is irrelevant when the total cost of my plan is $486 per month. Regardless of who pays for it, the total cost remains the same and insurances companies still get the same amount of money for the same plan.
That majority you're talking about? That's 95% of the population that has health insurance.
While its swell and all you have a nice plan with your employer you need to keep in mind this isn't the situation for a lot of people and thus this is the reason you don't really care about how Obamacare ends up unless you get dropped from your plan. You clearly also have not read the law if you think it is as simple as reading whats on the site. In case you didn't get the memo the healthcare plans on the site skyrocket your premiums and aren't reflected immediately.
Even if my company covered 100% of my premium, that doesn't change the fact that the plan still costs x amount. A plan that costs $800 on the exchange or $800 through a group policy is still $800 regardless of who pays for it.
A can of Pepsi still costs $1 whether I pay for it myself or if a friend kicks in 75 cents.
In the state of Massachusetts, we've had this type of program for several years already and the prices are relatively stable. If anything, comparable plans are actually CHEAPER than through COBRA from my former employer for a plan with no deductible.
If I get fired, laid-off, or my company closes up shop, the price of my plan doesn't magically jump from $48.60 a month to $486 a month; that was the price of the plan all along and never a hidden cost to anyone that can read and do some simple math.
And now to bring it full circle the whole point of Obama delaying the individual mandate after delaying it for businesses as well is because everything he has promised whether through his words (Remember when he said "If you like your plan you can keep it period" ?) or through what the website said is all one huge lie.
I'd say that 95% of people covered is a good generalization. I've seen some junk plans with junk coverage that go for $150 a month with $6000 deductibles and 40% coverage after that. At that rate, is there even any point to getting health insurance or even offering that plan? It's like pure profit for insurance companies that are STILL allowed by Obamacare. If plans like those meet minimum coverage requirements, can you imagine the ones that don't and would've been eliminated?
Many Americans are reporting now that they are going to have premiums that are going to cost them more than $200 than their old plan. Just because your plan is fine for you doesn't mean that is the case for a majority of Americans and that is just a fact.
Another fact is that a vast majority of those people have junk plans with junk policies that only kick in after a deductible of several thousands of dollars and very little coverage.
If it really was the case as you are painting it to be then there wouldn't be any problems but you fail to mention all the jacked up rates you aren't even aware of yet.
Again, there's a difference between getting insurance subsidized by your employer as an employee benefit and buying it on the market. Health insurance costs have been rising every year for decades and with Obamascare, we've seen the lowest hike in years. So please, tell me more about the jacked up rates for 95% of the population and quantify them. 5%? 10%? 35%?
Btw, it's actually my job to know the terms of insurance policies that my company has as well as the costs through audits. If there are increased costs, those are costs levied by the insurance companies, not the government.
Nobody should ever have to sell a plan this hard if it is a good plan. It needs to be scrapped.
You're absolutely right. We should've had a universal healthcare system to begin with instead of a 20 year old plan from the Heritage Foundation. Liberals hate it because it's a gift to the insurance companies thanks to conservatives mucking up the legislative process and conservatives hate it because it's coming from Obama.
That reminds me, you still haven't given a good reason as to why members of Congress should be required to buy insurance on the market as individuals when it's pretty much law that requires an employer with over a certain amount of employees to provide health insurance to full time employees and I'm pretty sure that the federal government exceeds that number. Like how does what you're suggesting even make sense? It's like making the drinking age 21+ and having certain people that you don't like never legally reach that age despite being chronologically that age.
ing mayor is at this point.