That's true, but I also have a 4 year old that likes to grab discs with dirty hands and leave them all over the place, scratching them up. I like the digital version to avoid unplayable discs. Digital is mainly for games that I know 100% I won't be returning, especially sports games that...
So I got an even better deal!
I went into Target today expecting a 10% rebate on PSN gift cards, but it was 25% when I got to the store.
I bought $70 in cards for $52.50, and since the PS Store doesn't charge tax, that's all I paid for NHL 15.
This is perfect timing. Buy $70 worth of PSN cards for $63, then buy NHL 15 and don't pay the tax through PS Store.
Save 10% plus another 13% from tax.