I'll just bite the bullet and pay the full $15 I guess. Still definitely worth it. I'm planning on picking up a few collector's editions from BB, so having the $20 pre-orders on them, then being able to reverse pm is totally worth it to me.
My GCU has saved me a TON of money this year. Between all the $20 RZ certificates for pre-orders, Gamer coupons, extra 10% off for used games, GC RZ coupons, and the welcome coupons, I more than recouped the $15 entry fee.
I only asked about deals because I remember seeing a couple of deals earlier in the year, although I don't remember the details. Seems like maybe one was free GCU with purchase of something, or maybe it was get some extra perk/discount for joining/renewing GCU.
Oh yeah, just to further confirm, with the RZ certificates, you definitely can't use them online if they're over the pre-tax subtotal. In-store, sure, it may be possible to get around it if you get a nice and savvy enough employee, but it's definitely not normal.
Imo, it's better to switch under MyRZ to "banking" your points so that you can issue them to yourself whenever you see something you want to buy. This way you can issue them in such a way that you can undercut that cut off, and not have to make a purchase you don't want.
Ex: a $24.99 game (which would be around 22.49 for GCU lol) - instead of a $25 issued Certificate, if you banked your points, you could just issue yourself a $20 certificate and leave the rest of the points.
To switch to banking your points, just go to your MyRZ account and look around. I think it's on right side somewhere on the Points and Purchases page. There's an option for them to automatically issue you certificates at whatever interval you've set, or there's the better option of banking your points. The points accumulate in your RZ account and you just log in and issue certificates as you want/need them. You can issue them in any size you want, as long as it's a multiple of $5.
I've learned not to issue any RZ certificates unless I'm ready to purchase. You can log into your account in the BB stores (they have 3-4 terminals throughout the store set up to print of certificates). And of course, you can do it online from home if you're about to make an online purchase.