Best Debit Cards & Banks? Especially for Young Adults...

local banks might give you a better student checking account as they try to serve the community. they (your bank) of course will issue the debit card so you cant separate the questions 2-3.

for note, capital one credit cards are usually the easiest ones to get, with low credit limits of course. if you get a credit card account, you start building credit history, might be the way to go.

1. Yes. BoA is notorious for fees.
2. Your only real options are a student checking account if you want to avoid fees.
3. There isn't really such a thing as a good "debit" card. Very few, if any, give rewards.

Read this thread.
http://www.cheapassgamer.com/forums/showthread.php?t=209725&highlight=credit+card

First of all, find a credit union for your checking. As a student I assume your not carrying a significant balance. If that is true the best you can do is find one that has the least amount of fees. Credit unions are ussually the best for this.

Credit cards- Forget about Capital One. As a student you should be able to get a card from a better company than cap one.

Try this site for all you ever need to know regarding credit, good and bad. Very highly recommended site by many.

http://www.creditboards.com/mambo/

Added:
If you can get a student credit card that has rewards (I don't know if there are any) pay you tuition with it. Then pay the card with your cash or the student loan you get. Just pay it within the grace period and rack up some rewards.