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CAG home owner topic. Buying or selling a home? Have a maintance issue? Help is here!


#1231 tylerh1701   It didn't flip! CAGiversary!   27701 Posts   Joined 4.5 Years Ago   Has been playing Banjo-Kazooie
N64

Posted 10 July 2015 - 03:58 AM

sounds nice. how old is the house and what city?

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#1232 Invicta 61   Gabagool, Provalone and vinegar peppers CAGiversary!   1959 Posts   Joined 5.6 Years Ago   Has been playing Fallout 3
PS3

Posted 10 July 2015 - 04:51 AM

It was built in 1965, so I have some concerns with the possibility of asbestos.  I had it included in the offer contract that I could terminate if asbestos was found.  As for where.... I'm not into giving out my location since it's not a huge town.  Let's just say I'm in the Midwest.


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And now I present Kate Upton doing the Cat Daddy:

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#1233 ajh2298   2009 Stanley Cup Champs CAGiversary!   7012 Posts   Joined 12.2 Years Ago  

Posted 10 July 2015 - 02:32 PM

Having a problem with the landlord of the house next door to mine and need some advice and or wisdom from some fellow homeowners.

My neighbor has a very large tree growing fully in his backyard. Now the tree is so large and overgrown some of the larger top branches are very close to my second floor bedroom windows. They are so bad that on really windy days they smack up against the house and the one window. Also the tree is so large it's branches amd leaves shade a good part of my yard never giving that part of the yard to get any sunlight to dry out any moisture from all the rain we have been having here. We have contacted and asked him to have the tree pruned back a little with no success. About two days ago he left a note in my mailbox finally saying the estimate he received was for $700 and I should be responsible for half of that because I am the one with the problem with the tree. I have contacted my local officials and as long as the tree is alive and the roots are not damaging my property they teally can't do anything for me. So I guess my question is am I at all responsible for any costs for the upkeep of the tree?

Thanks,
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#1234 slowdive21   CAG/Archivist of Pop Culture CAGiversary!   11874 Posts   Joined 9.3 Years Ago  

Posted 11 July 2015 - 12:56 AM

Having a problem with the landlord of the house next door to mine and need some advice and or wisdom from some fellow homeowners.

My neighbor has a very large tree growing fully in his backyard. Now the tree is so large and overgrown some of the larger top branches are very close to my second floor bedroom windows. They are so bad that on really windy days they smack up against the house and the one window. Also the tree is so large it's branches amd leaves shade a good part of my yard never giving that part of the yard to get any sunlight to dry out any moisture from all the rain we have been having here. We have contacted and asked him to have the tree pruned back a little with no success. About two days ago he left a note in my mailbox finally saying the estimate he received was for $700 and I should be responsible for half of that because I am the one with the problem with the tree. I have contacted my local officials and as long as the tree is alive and the roots are not damaging my property they teally can't do anything for me. So I guess my question is am I at all responsible for any costs for the upkeep of the tree?

Thanks,

I'm not an internet lawyer, but I saw on some court show that you can cut any part of the tree that is over your property. It may vary by area and you may want to double check that before doing it. I would seek your own (free if possible) estimate to see if his is reasonable for your area.



#1235 Invicta 61   Gabagool, Provalone and vinegar peppers CAGiversary!   1959 Posts   Joined 5.6 Years Ago   Has been playing Fallout 3
PS3

Posted 11 July 2015 - 01:45 AM

I got a call today regarding the house.  It was for sale because the couple was splitting up.  Apparently my offer made them think about it and they decided to reconcile, they pulled it from the market this afternoon.

 

I'm glad they worked things out but pissed that they waited until I put in the time, paperwork and effort before they did.

 

I figure one of two things will happen; things will work out for them or they won't and the house will be available again in the next 6-12 months.

 

Back to square one.  I've scoured every available house in the area in my price range and have no interest in any of them.  Think I'm taking a break from the search.


Bah weep granah weep nini bong.

And now I present Kate Upton doing the Cat Daddy:

Spoiler

#1236 tylerh1701   It didn't flip! CAGiversary!   27701 Posts   Joined 4.5 Years Ago   Has been playing Banjo-Kazooie
N64

Posted 11 July 2015 - 02:02 AM

That is lame, amd kind of a weird reason for a couple to reconcile. Keep an eye on the house, it'll go back on the market.

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#1237 Invicta 61   Gabagool, Provalone and vinegar peppers CAGiversary!   1959 Posts   Joined 5.6 Years Ago   Has been playing Fallout 3
PS3

Posted 11 July 2015 - 02:20 AM

That is lame, amd kind of a weird reason for a couple to reconcile. Keep an eye on the house, it'll go back on the market.

I figure there is a good chance it will, but I want to get in while the interest rates are still low.  Also, there is a chance that the price gets jacked up or someone else beats me to it.  My realtor told them that I was still interested if things change but I was in a prime position to get it before.  I have three weeks left on my preapproved status then I have to go through all the paperwork again.

 

I figure the offer made them think hard about their relationship before proceeding.  Once a shared home is sold it's pretty much a resignation that the relationship is over.


Bah weep granah weep nini bong.

And now I present Kate Upton doing the Cat Daddy:

Spoiler

#1238 Sinfulfate   The Podfather CAGiversary!   1067 Posts   Joined 6.0 Years Ago  

Posted 27 July 2015 - 04:54 PM

The contractors are almost done in my house and I'll finally be able to move in this weekend.  I'm planning on renting out the two spare bedrooms but I haven't had much luck finding renters. Any of you guys rent out rooms in your house and have any advice on finding renters?


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#1239 Dokstarr   Tap, Snap or Nap CAGiversary!   1900 Posts   Joined 8.7 Years Ago  

Posted 30 July 2015 - 03:58 PM

Looks my journey may be over. I'm just waiting for final commitment from the mortgage company today. As of two days ago when I checked everything looked all set. I left a message reminding them this morning that I'm suppose to have their final commitment today so I can close on Wednesday.

 

Then there will be the actual moving in process, etc. I got a two family and will finally be able to live my dream of being a slum-lord.



#1240 slowdive21   CAG/Archivist of Pop Culture CAGiversary!   11874 Posts   Joined 9.3 Years Ago  

Posted 30 July 2015 - 06:54 PM

 I got a two family and will finally be able to live my dream of being a slum-lord.

I wish I owned a duplex. The whole concept of someone else paying my mortgage makes me happy. :lol: (Though I do not currently have mortgage.)



#1241 Invicta 61   Gabagool, Provalone and vinegar peppers CAGiversary!   1959 Posts   Joined 5.6 Years Ago   Has been playing Fallout 3
PS3

Posted 30 July 2015 - 11:23 PM

My preapproval expired last Saturday, had fresh paperwork in to the bank the Wednesday before.  It has now been over a week and still not a peep.  I actually went into the bank after a week and was told the young lady handling me (giggity) was in training at another branch for the past few weeks. 

 

I understand training is important for new employees but that has nothing to do with me getting approved for a mortgage.  I was handed to the regional VP of lending (or whatever he was) who took all my information and said they should have something by Friday.  He probably handed everything back to her.  If I don't hear anything by lunch, I'm going in breathing fire. 


Bah weep granah weep nini bong.

And now I present Kate Upton doing the Cat Daddy:

Spoiler

#1242 Pookymeister   I like almonds Super Moderators   15281 Posts   Joined 10.8 Years Ago  

Pookymeister

Posted 03 August 2015 - 10:49 PM

I went to an open house yesterday. Well, tried to. The realtor was just leaving because he couldn't get in the house. Went to get some lunch and came back to find him still having trouble. Wound up leaving. I suppose calling the owner for the garage code would make too much sense.



#1243 hufferstl   Get your symbols kid CAGiversary!   2532 Posts   Joined 11.2 Years Ago  

Posted 06 August 2015 - 04:08 PM

Closing on our new house in 2 weeks.  Planning on renting the old one out.  I hope I'm not posting any nightmare scenarios on this thread needing help.  Thanks all for the future advice.


The old bridge used to be called the new bridge.

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#1244 Dokstarr   Tap, Snap or Nap CAGiversary!   1900 Posts   Joined 8.7 Years Ago  

Posted 07 August 2015 - 12:42 PM

Oh God, I bought the house.

 

Now I need to pull up carpets, paint and a few other things. Sadly with a full-time+ job I don't have time to get that kind of stuff done so I'm gonna have to get people to do it. I thought about doing it myself but there is no way I would get everything done in the next few weeks like I want and then actually move myself into the house.



#1245 Perfect*Ending   Cute Kelly CAGiversary!   2303 Posts   Joined 9.7 Years Ago  

Perfect*Ending

Posted 09 August 2015 - 03:39 AM

Oh God, I bought the house.

 

Now I need to pull up carpets, paint and a few other things. Sadly with a full-time+ job I don't have time to get that kind of stuff done so I'm gonna have to get people to do it. I thought about doing it myself but there is no way I would get everything done in the next few weeks like I want and then actually move myself into the house.

How much was your winning offer?  Where do you live?


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#1246 mitch079   Slaving away at Vandelay Industries. CAGiversary!   10787 Posts   Joined 11.7 Years Ago   Has been playing BEYOND: Two Souls
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Posted 09 August 2015 - 07:00 AM

How much was your winning offer?  Where do you live?

Enough to buy the house and he ain't tellin.


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#1247 Invicta 61   Gabagool, Provalone and vinegar peppers CAGiversary!   1959 Posts   Joined 5.6 Years Ago   Has been playing Fallout 3
PS3

Posted 18 September 2015 - 04:39 AM

Looked at a place a few days ago, has only been on the market since June 30th and is listed for $85k.  It's in a quiet neighborhood in a desired school district.  It was nothing spectacular but it met all the requirements I had aside from the lot size.  It is 1,250 sq. ft. with 3 bedroom, 1.5 bath and has a 700 sq. ft. climate controlled two car garage.  While looking I realized one of the current residents is a gamer.  Saw a boxed N64, boxed GC and a retron 5 in the garage along with a few NES cartridges on their media shelf.  Maybe I can negotiate them in with the house.  :-P

 

I like it and wanted to put in an offer the next day but the Realtor wanted a form from the bank showing my preapproved status, she said it would be an advantage during negotiations.  Unfortunately the only person that could provide this was the lender that did the paperwork and she was out on training (she's a "lender trainee").  I finally go into the bank today and was able to have them flag her down and send the required forms.  During the 1 day delay the house was shown twice more.  I may have lost my time advantage due to the bank.

 

Anyway, I was the first to the table and made an offer tonight of $80k.  I will know by this time tomorrow if they accept, reject or make a counter offer.  I expect a counter offer since it's only been on the market 10 days.

 

P.S.

 

If I get this place, I'm making one of the bedrooms my retro gaming room.  I have a 1971 Zenith rotary dial cabinet TV complete with Space Command "clicker" for the 70's, 1980 Zenith cabinet turn dial for the 80's and a 27" black Panasonic on a stand for the 90's.  Each will have it's own area with period correct games and memorabilia.

 

 

 

I got a call today regarding the house.  It was for sale because the couple was splitting up.  Apparently my offer made them think about it and they decided to reconcile, they pulled it from the market this afternoon.

 

I'm glad they worked things out but pissed that they waited until I put in the time, paperwork and effort before they did.

 

I figure one of two things will happen; things will work out for them or they won't and the house will be available again in the next 6-12 months.

 

Back to square one.  I've scoured every available house in the area in my price range and have no interest in any of them.  Think I'm taking a break from the search.

 

Well, the place went back on the market yesterday and I put in an aggressive offer this morning.  Just got a call a few hours ago confirming that they accepted the offer.  Now comes the hard part; paper work, inspections and packing.


Bah weep granah weep nini bong.

And now I present Kate Upton doing the Cat Daddy:

Spoiler

#1248 Dokstarr   Tap, Snap or Nap CAGiversary!   1900 Posts   Joined 8.7 Years Ago  

Posted 18 September 2015 - 12:43 PM

Forgot to check back on this thread, but a month later still getting stuff done.

 

It takes so long to get everything done. Hah.

 

I'm in a suburb right outside of Boston and the price was north of 500K. That is probably enough info for now.

 

Plan is to hopefully rent out the apartment in there for $1600+ a month and I'm renting one of the garage bays out for $125 a month now. So when all is said and done hopefully once everything is settled it will bring my out of pocket mortgage/escrow expenses down to $900ish.

 

I've already have people knock on more door at night just asking about the apartment, but then get sad when they here the price. They were probably hoping to find a deal before I finish getting everything done and jump in before I research it.



#1249 Dokstarr   Tap, Snap or Nap CAGiversary!   1900 Posts   Joined 8.7 Years Ago  

Posted 22 October 2015 - 02:31 AM

Here's a question for everyone before I call someone.

 

Girlfriend wants bidet on toilet - that is easy enough to install, but when I connect the Tee adapter to the toilet the water output is too close the tee adapter. There is no way for me to screw the braided hose into the water output and Tee adapter (it is like 2 inches apart.

 

How hard is it to get one of those non-flexible toilet hoses made? I've never dealt with anything except switching out an old braided hose.



#1250 Invicta 61   Gabagool, Provalone and vinegar peppers CAGiversary!   1959 Posts   Joined 5.6 Years Ago   Has been playing Fallout 3
PS3

Posted 22 October 2015 - 06:02 AM

Was supposed to close on the house yesterday, there have been a few snags.  Apparently there was an issue with a previous lien that has now been taken care of.  The bigger issue is from the repair request.

 

There were a few electrical issues; the house was built in 1965 so it had fuses, but at some point some breakers had been installed replacing fuses without the fuse box being changed.  This left a gap exposing some wiring which is an electrocution hazard.  The fuses were supposed to be 20 amp but they had 30 amps in them.  A qualified electrician was supposed to fix this along with taking care of outlets that had reverse polarity and update to GFCI outlets near sources of water.  This along with a few other minor things were to be repaired, the follow-up inspection proved otherwise.

 

The electrician had changed the box, replacing the fuses with breakers.  Problem is those breakers were 30 amp when they should be 20, he also missed some of the reverse polarity outlets and GFCI's in the half bath and kitchen.  The home owner also complained that the breaker for the refrigerator and microwave had kicked after the repairs (the microwave and refrigerator each should be on their own 20 amp breakers).  It seemed he had rushed the job. 

 

After the electrician did additional repairs, I asked my uncle come in and take a look.  He used to be a foreman for commercial building construction, experienced with HVAC and usually builds his own houses.  The electrician was also present for this inspection.  The first thing my uncle noticed was the 30 amp breakers.  The wire was 12 gage which should have 20 amp breakers, code calls for 10 gage wire for 30 amp.  He said the place is a fire trap; if it were to be inspected by code enforcement the job would be shut down.  Apparently the 12 gage wire could catch fire before setting off the 30 amp breaker.  The electrician said he was following what was stated on the inspection report, but he is a licensed electrician and should know better.

 

He's going to replace the 30 amp breakers with 20 amp and piggyback 4 breakers to separate some items that should have their own. 

 

If all works well there is a possibility I can squeeze in closing this Friday if another group cancels, otherwise it will be Tuesday.


Bah weep granah weep nini bong.

And now I present Kate Upton doing the Cat Daddy:

Spoiler

#1251 2DMention   Cyberpunk CAGiversary!   3833 Posts   Joined 9.6 Years Ago  

Posted 25 October 2015 - 09:17 PM

Update. I got a job, and my Dad and I are slowly working on making the basement my gaming cave. We need to work on the ceiling for part of it, and put in either carpet or linoeum. Lots of little misc. things to do.


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#1252 Dokstarr   Tap, Snap or Nap CAGiversary!   1900 Posts   Joined 8.7 Years Ago  

Posted 26 October 2015 - 12:31 AM

How much was your winning offer?  Where do you live?

It's a two family right outside of Boston. I paid a bit north of 500K for it. After rental it brings my $2700/month mortgage down to about $1000.

 

Spending over 100K for a down payment was probably one of the scariest moments of my life.