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From Paypal UA on Fees said:

Fees are based on whether you are making a Purchase Payment or a Personal Payment.

A Purchase Payment is a payment received for any of the following:

• A sale of goods or services (a “Commercial Transaction”);
• A payment you received after using the “Request Money” tab on the PayPal website;
• A payment you received for a donation; or
• A payment that is sent to, or received by, a business or other commercial or non-profit entity.

A Personal Payment is:

• Amounts sent to a friend or family member without a purchase. Personal Payments include, but are not limited to, sending a gift to a friend, or paying a friend back for your share of a lunch bill; and
• Personal Payments must be sent between two individual persons (not to or from a business).

For Purchase Payments, the recipient of the payment will always pay the fee.

For Personal Payments, the following applies:
-The fee is based on the Payment Method,
-It is free to send a Personal Payment to someone in the United States if you use your bank or balance as the exclusive Payment Method*. All other Personal Payments include a fee as noted below.
-The fee is paid by either the sender or recipient. Not both.
-The sender of the payment determines who pays the fee. At the time the sender is completing the payment, the sender is given the option to either pay the fee or have the recipient pay the fee.

Additional fees apply if you are sending or receiving money to or from a country outside the United States, or transacting in a foreign currency.
If you use your credit card as the Payment Method for a Personal Payment, you may be charged a cash-advance fee by your credit card company.
*In some instances, Personal Payment pricing may not be available, the payment will be considered a Purchase Payment and the Purchase Payment fees shall apply. This may occur on non-PayPal websites that offer you the ability to send a payment from your PayPal account.

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