Ummm logged into MS Store with my XBL email address, it shows my name and a previous credit card, I ordered, added a different credit card, and it said my order was being processed after submitting.
No confirmation email to my email address, I go to my profile on the MS Store website, no order history, says I haven't placed any orders yet. On the Chase website it already shows the temp authorization for $39.99 from MS STore. WTF?
UPDATE:
Contacted Live Chat person, she informs me that the order is processing, having to go through a "review team" for my "financial security" and that it usually takes up to 72 hours. I asked why there was no order history showing up and basically no record of the purchase on their end that I could see but already pending charges on my credit card. She stated due to the high traffic on the website they are having issues. Be aware it may take up to 72 hours for your purchase.