Okay great let's say they weren't even decent or mediocre. That STILL doesn't change the fact that Obamacare is making it even worse. Why defend a crap plan like that?
You mean being forced to get a plan that actually covers that stuff? Protecting people from themselves? The horror.... We do this everyday, in the form of age restrictions.
Like I said before, I think Obamacare WILL fail. But the optimist in me hopes that something will be changed as a result. (For instance, the impending bankruptcy of Medicare) Perhaps hospitals will learn to be more efficient, like in the Checklist Manifesto, as opposed to just being satisfied with the status quo.
As for "worse," our current medical system allows hospitals to change 3-6X what a lab will do for the same service, in the same neighborhood. Our system isn't so great as is (in part because of insurance, in part because when the services are needed, shopping around isn't an option), and it could stand a few scares to remind it why something like Obamacare even came up in the first place.
And you're facing an uphill battle if you're going to try and convince me hospitals price competitively. Ignoring what other countries charge for the same services for comparable quality, just look at US hospital bill. It will list the price they charge, the negotiated price the insurance companies agreed to pay, and the co-pay you're responsible for.
From a logical perspective, the negotiated price is going to be closer to what the hospital needs to charge for their services (still at a profit, because otherwise the hospital would not do business). Which means the difference between the negotiated price and the insurance price is basically PURE GOUGING, often on people who have no choice about treatment. And the hospital price is terrifyingly larger than the negotiated price.
Or look at medication: there is this one medicine I know of, that is fairly critical and important for people with a certain condition. On some insurance plans, it costs at least $20 a pill. On a good plan, it's $20 a month.
I have no sympathy or fondness for the way things currently are.
While it has been said that insurance is not a right, and that not everyone deserves it. Fine. Consider the other way of stating that argument: "if you're too poor, go and die in a ditch." Fine. Except that means we start running out of people to do the menial jobs, OR, the American taxpayer is forced to pay what the hospital chooses to charge for their services (and it's NOT the lower negotiated insurance price)