I was pretty disappointed in this game.
Its just no fun at all. I get that they wanted to make the combat a little harder, but there is way too steep a penalty for dying. Plus its extremely difficult to escape an enemy if you are in trouble. If you aren't tagging along with a group of people, you're going to have a really tough time.
The Loot is pretty awful at the beginning as well.
I really wanted to love this game,I'm a pretty big ES fan so I preordered two collectors editions mostly for the book and statue. But I'm ready to return the second one, and cancel the monthly subscription.