Almost everyone I know is taking the credit (the games suck) but I think I will take the check. I'd take the credit if you got it instantly, but seeing as how you have to wait until the end of the redemption period either way I'd rather have the flexibility of money.
Yeah, the options for games are dumb. The games are largely good games, but I'm pretty sure just about everyone who wants them has them. Puppeteer seemed like the newest one of the bunch, and I'm pretty sure even that one came out in 2013.
I'll probably go with credit, but mostly because while I did buy my Vita in time to qualify, and I did think it would be a better console than it has been, I love my Vita. So while I will take Sony's $25, I'll take it in the form that costs them the least because I don't regret my purchase even if they did misrepresent the product.