So ehh...his poorly worded, rambling post is at least rooted in reality. We were told all along that those dirty, miserable, uninsured people were driving up healthcare costs by going to the emergency room and never paying their bills, and if only they were insured, then we could start driving down healthcare costs. In a vacuum, that might work. The problem is that nobody is going to offer their money as the pool to take away from. So healthcare providers are more likely to get paid. You think they'll respond by dropping rates for services? Of course not. At least in Oregon, many of the large providers hate working with the government insurance programs, and have banned new Medicare/caid customers and Oregon Health Plan families because the process is so undesirable.
Well, then maybe the health insurance companies will lower their premiums because they have been handed millions of new customers, while losing some of their restrictions of pre-existing conditions and insurance caps? That's been completely disproven, with states across the country reporting that the insurance companies operating out of their states are submitting premium increases of 20+ percent. So they haven't elected to take less money (not to mention the clause in the ACA that was supposed to grant them government money if they found a way to lose money - so as a business, they literally cannot lose money. Surely lobbyists weren't involved in this altruistic legislation).
Then lastly, the consumers...us. Are we willing to pay a bunch more in health costs and premiums to close the gap on increasing healthcare costs? Well...guess what...we don't have a choice, so there's the answer. We no longer need to pay higher rates and costs because those terrible uninsured wretches...we need to pay it because they have insurance now from the government.
So at least in my household, the Affordable Care Act has made healthcare less affordable for my family, and it appears that unless you're eligible for free healthcare, your costs have gone up too.
also the insurance companies are lairs.. My mother has insurance though her work Right on the card it says
IN NETWORK.... 1000 Dec. max out of pocket 2000..
about a month ago she was thowing up all day every 2 hours and then at night she started throwing up every hour so we took them to the ER (got to love the people in the ER, 2 people were they cause they had colds another person was there cause their foot did not feel right , like they really paid the 5000 bucks it cost to be in there) Well after sitting in the er for 5 hours they come back and said she had the flu and sent us home.. She goes to work monday and is sick but works, She goes to work tuesday and passes out and starts throwing up again so back to the er she goes and find out she has kindey stones and maybe a blockage... total bill was like 3000 bucks after insurance If you had none the bill was like 18,000 (like i said like these people who are going in with a cold paid it) Well we call up the insurance company to see what is going on since MAX out of pocket was 2000, They go O we up that to 5000 but we did not want to make up new cards WTF
Also when i signed up for my insurance they got my DEC is 2000 and max is 7500.. I call them up after getting sick and now are told my dec is 1200 and my max is 5000. Everytime i call them up asking a question they say i need to get a referal to see a doctor (what i dont)
it just shows you how fucking stupid these people are
i been told to go to HIP here in the state but good luck finding any doctors that will accept it that is why im going to the doctor to get my knee. leg back shoulder and heart taken care of this year Before im forced to move to hip next year
also this does not add up they told me to stay away from MDWISE cause its nothing but medicade? Yet the amount is the same 415 a month for it>
i found my old bills
2013 my health was 250 a month
2014 it jumped to 320
2015 it jumped to 400
if i stayed it it would of been 460
that is doubled within 3 years