VR mode is $20? Jeez. I thought it would be $5 to $10. I'm glad they made it free for the first month.
It's technically $104HKD ($13.25USD), but since minimum PSN credit only comes in denominations of $80HK, you have to purchase two, so...you're spending slightly more than $20 (with some credit left over).
Also, the VR mode is shit. I thought you could play the whole game like that, but it's only special "photo" modes (you have to grind through the regular game first to unlock all the poses and swimsuits). Definitely not worth it for VR mode alone.