Its people like you who ruin these programs for the honest gamers who use them. That's really lame. I hope they ban your a$$ sooner, rather than later. Shame you never were brought up with any morals, but its not surprising to see abusers like you ruining these programs everywhere.
If you believe that then I'm not sure there is anything I can respond with that will make sense to you.
If I'm not breaking the law, which to my knowledge there is no law that binds the terms of this program, then it's fair game if I'm willing to take the risk. When people exploit a system it does not crash the system, it stimulates the people responsible for the system to fix the holes. If issues are corrected that does no harm to the masses, unless they determine they are not able to effectively administer the system and thus discontinue it.
Pulling morals into the argument would suggest that you have a moral obligation to follow the guidelines, whether intentional or not. So if you make a mistake and purchase 4 copies of a game over a two year period you have a moral shortcoming by your definition. It suggests that the consumer is responsible for the system functioning correctly and not the administrator of the system. We're not talking about the "give a penny, take a penny" jar here. That would be a moral issue. Since when is respect authority without question a moral highground?