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Ratmonkey

Member Since 06 Mar 2014
Offline Last Active Aug 29 2021 01:18 AM
*****

Posts I've Made

In Topic: Target Clearance Thread XXIV

20 September 2020 - 04:23 PM

You also need it to establish your credit to be able to get a loan to purchase more expensive items later such as a house. Tell her to get one with a low credit limit so it doesn't get out of hand. If the issuer raises the limit later tell her to call them to lower it back. It's also good for emergencies.


Oh trust me, I know. Even though we live together, we keep money separate. I pay everything with cc. The ease of using my chase card and immediately transferring the money from my checking.

The increased credit score and free money makes it almost impossible for a cheap ass not to

In Topic: Target Clearance Thread XXIV

20 September 2020 - 03:20 PM

My wife was very against CC's when I met her. My cheap ass ways have rubbed off so hard she won't buy anything anymore unless it's on sale and getting cash back now.


My girlfriend is very anti credit card. She's 23 and I think it's from watching how her friends have gotten into trouble with credit cards. I've tried to tell her the virtues of cash backs and bonuses but she is a hard no.

In Topic: The Gamestop Thread

04 August 2020 - 07:23 PM

Wow..Been away for a bit.

Somebody really likes to stereotype. Tell me more what you think about "those people".