[quote name='ijustw1n']There's no value, zero value. There is no point in paying payments for something as frivolous as a damn game system. As cheap ass gamers I assume we'd all know that.[/QUOTE]
I take it you have never had kids. Something as frivolous as a damn gaming system? Not sure what cave you have been living in the last 5-7 years but gaming has NEVER been more popular and I am sure there are plenty of people out there who do not view gaming systems as frivolous. Not to mention the fact that gaming systems now do a hell of a lot more than just gaming. I certainly don't find gaming systems frivolous. In fact, considering gaming is one of my primary forms of entertainment....well, I don't consider my gaming systems anywhere close to being frivolous. I will leave it at that. Would I survive without them, absolutely. That doesn't mean they are frivolous. If you really feel that gaming is frivolous then why not sell all of your gaming gear and just be done with gaming altogether? Or is it your thing to condemn activities only to turn around and partake in them yourself? Now that is frivolous.
People can bitch and moan about this deal till the cows come home. The bottom line is that options are NEVER a bad thing and regardless of what some people may think, there are a lot of people out there hurting financially. The average credit card debt in this country is 16,000 and a significant portion of that debt was incurred by purchases that didn't need to be made. Things like clothing, movies, traveling, crap for their home or car, etc... So its ok to use your credit card for those kinds of purchases but its not ok to take part in a payment plan like this for a gaming system. Yeah, that makes a lot of sense.
If buying an Xbox 360 in this manner is easier for some people then there is no reason why they shouldn't do it. Again, people do it for everything else they buy. Why not for gaming systems. And make no mistake about it, this deal is no different than buying something you cant afford on your credit card and paying it off over an extended period of time. In both instances your stretching out the payment of a particular item and hence paying more over the long run.