[quote name='Actionhank']Do you have to create a GFWL account to play this? And does this also come with the disc-check based Securom?
Knowing that they released the GOTY edition of FO3 on steam I am gonna probably pass on this an wait for a weekend deal from Valve (you know it's gonna happen)[/QUOTE]
If you're thinking about Steam, you do not need a GFWL account.
If you are thinking of retail, then you DON'T have to register a GFWL account unless you want the gamerscore achievements and autopatching. Yes, the retail version does disk checks.