[quote name='fatherofcaitlyn']Therein lies the problem with myopia. My wife is a somewhat healthy person and she has consumed the better part of $40K in medical bills before the age of 32. The new law is trying to push people into doing the intelligent thing. The mentality of fines versus premiums forgets medical costs that would make premiums far more attractive and I hope you educate people when you run into that mindset.[/quote]
My point was, if your wife had gotten sick with no insurance when the new law takes effect, she could easily purchase insurance (insurance companies will be forced to accept her) and have her costs covered, all without having insurance in advance. Why waste money on high premiums in advance if you don't have to? Unfortunately, the new law attempts to induce people to buy insurance, but at the same time provides an even greater incentive to not buy insurance.
[quote name='fatherofcaitlyn']Dmaul pointed out a while back that people with insurance have better cancer survival rates than people without insurance even when people with insurance had a more advanced cancer than people without insurance.
http://www.google.com/publicdata?ds...untry:USA&dl=en&hl=en&q=life+expectancy+chart
According to the chart, life expectancy has gone up. Is that because of Medicare or some other factor or their combination?[/quote]
I'd say not because of Medicare:
http://www.annals.org/content/138/4/288.short
Conclusions: Medicare enrollees in higher-spending regions receive more care than those in lower-spending regions but do not have better health outcomes or satisfaction with care. Efforts to reduce spending should proceed with caution, but policies to better manage further spending growth are warranted.
[quote name='fatherofcaitlyn']I guess we need some reeducation. If you get people involved in maintaining their health earlier, you save money. If you get people involved in maintaining their health on their death bed, you lose money.[/quote]
Were you involved in the health-care thread? This was thoroughly discussed and I presented evidence there that in a great many cases preventative care doesn't save money. It's just not as simple as you make it out to be, regardless of how logical what you wrote sounds to anyone who hasn't researched the facts.
[quote name='fatherofcaitlyn']Therein lies the problem. A set of new tits is a luxury. A new heart valve is a necessity. So, health care might seem like a luxury, but can easily be a necessity. You have dozens of countries capable of decoupling the ability to pay and treatment. Overall, their results have exceeded our results and done so for less money. If these countries were paying more for health care and having poorer overall results, I would be on the insurance companies' side.
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I think most of us (or at least the two of us) agree that the current system has huge problems, especially for those who can't afford insurance. Which is why I've advocated decoupling insurance from employment, which would be a meaningful reform with a high chance of success (unlike the bill that was passed, which nets low benefits for a sky-high cost to everyone, including adding massively to the deficit and higher insurance premiums).
[quote name='JolietJake']From my perspective, great health care without access to it is useless, we might as well not even have it.[/QUOTE]
I'm sure you don't really believe that. We might as well not even have a system that treats 90% of the population well enough to have one of the highest life expectancies and quality of life in the world because the other 10% often get screwed? Wouldn't you rather agree that what we have is great but we should make changes so the 10% don't get screwed and rising costs for the other 90% are addressed? Hint: the health-care bill that was passed does neither of these.