confoosious
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There's a big difference between trying to get a $12000 car loan with very little down or even 0 money down and trying to buy a $200,000 house with $100k down. Which is the higher risk to a lender?
And like you said, no credit history meant she paid more for that loan than she otherwise needed to.
To me, building a credit history is part of becoming an adult. You're gonna have to do it eventually. Might as well get it out of the way.
And like you said, no credit history meant she paid more for that loan than she otherwise needed to.
To me, building a credit history is part of becoming an adult. You're gonna have to do it eventually. Might as well get it out of the way.