[quote name='capitalist_mao']Good point. Someone who is 17 + sports car = a good $200-$400 more per 6 month period on insurance. When I was 18 and had my first Civic, I was paying around $600 per 6 month period. Expect to pay near $900-$1000 if you have something sporty.[/QUOTE]
This is totally dependent on your parents insurance and your location. When I bought my first car, living In the middle of nowhere (read:bumble
), I was already 20 years old with 4 years of driving experience and a clean driving record. Insurance for me, for my own policy (bank required it be in my name), with a defensive driving discount and the highest deducatables i could take was $900+ for 6 months. Mind you, this wasn't a 2 door sports car either, it was an altima, much in the same class as Mao's Civic. When I later turned around and bought a 1993 BMW 325is at the age of 23 (still with a clean record), my insurance jacked through the roof becoming $1300+ for a mere 6 months. (Between insurance and bad performance in the snow, even with sandbags in the trunk... with all weather radials instead of snow tires, that car was very short-lived. I drove it for a little over a year before I used it as trade in for my current wheels.)
If you want some friendly advice, I'd say to get together with your 'rents and have them call the company to see how much adding the car of your choice would be. Realistically, this is a good idea before you make any vehicular purchase -- I almost bought myself a WRX until I check on the insurance and found that there was no way I could afford it with the payments.
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[quote name='onetrackmind']go with the mustang, as long as you put some sandbags in the back when it snows you'll be fine. Rear-wheel isnt much different imo its just something you need to get used to.[/QUOTE]
It wasn't that bad most of the time, but with RWD, it's much easier to "lose" the backend while in slippery conditions, so make sure you're comfortable with correcting oversteer/fishtailing. Also, even with sandbags, unless you put some insane amount in the back, going up steep hills, or down them for that matter, is no cakewalk.