I find that the closer you are to thirty, the more pressure there is to start saving. I miss the days when I was in my early twenties when I didn't make a lot of money and basically blew my paycheck on whatever I wanted.
I have a year's worth of living expenses in an emergency fund but I'm not sure if it is smart to keep dumping surplus money into a low interest savings account. Does anyone have any tips to keep with the rate of inflation because the 0.2% that most banks offer for savings account just won't cut it.
I dabbled in day trading but after all the losses and gains, I'm pretty much at a net balance from when I started. Then again I didn't profess to be the next Warren Buffett, that was more for shits and giggles than anything else.
I have a year's worth of living expenses in an emergency fund but I'm not sure if it is smart to keep dumping surplus money into a low interest savings account. Does anyone have any tips to keep with the rate of inflation because the 0.2% that most banks offer for savings account just won't cut it.
I dabbled in day trading but after all the losses and gains, I'm pretty much at a net balance from when I started. Then again I didn't profess to be the next Warren Buffett, that was more for shits and giggles than anything else.