I did buy some during the Target Black Friday sale/glitch. But even then I get a lot for Xmas and Bdays. I'm still working on the 1840 left from the 4000 pts I got as a Xmas gift, then I have the others still to redeem. Sure there are a lot of things I could buy but I usually wait for a sale (got a discount on the card and another discount for the sale, it's the CAG in me). I don't like having to redeem them until I actually need them. Is it possible to use them, sure, if I start buying games at full price but I shouldn't have to just because MS decides they don't want to use MSP anymore. There's a right way to phase out the cards and points and IMHO this isn't it.