Recent content by nuugatman

Hope I win!

Merchant fees are a tax deductible cost of doing business just like paying salaries, rent, etc. The merchants are not being forced to accept credit cards. It is up to them to decide whether the extra sales they get from accepting credit cards is worth paying swipe fees. If they do accept...

I think it's a stretch to say that someone is poor just because they have a net worth below $100,000. That would be pretty difficult for a large % of the population to obtain by age 30. I think if you have no debt (besides mortgage), have a 6 month emergency fund, and regularly contribute to...

I use this combo: Charles Schwab Sinature Visa: 2% cash back on all purchases Pentagon Federal Credit Union Platinum rewards: 5% cash back on gas, 2% on groceries (including wal-mart), and 1.25% on everything else. I use the penfed card for gas and the schwab for everything else. This gets...

I'm still here! I get most of my games from amazon now, but I just moved to Chelsea so i will be checking the Walmart here and the Target on 280 regularly.

Just got back from the best buy in Hoover. They had: $4.99 Last Remnant Tomb Raider Underworld $9.99 50 Cent Blood in the Sand There were others but that's what stood out to me.

It's officially out! Just bought it straight from Graffiti's ebay store.

There is a thread on fatwallet about it. I called to confirm and the rep told me that it starts on July 5th, although others have reported conflicting dates. I was just about to consider adding the forward card to my daily users and then this happens.

Just a heads up for everyone using citi TYP. The points requirement for getting a student loan rebate check will be going up soon so make sure you cash your points in now. This is why a no threshold monthly cash back card > cards with point systems.

The rewards don't come close to those FIA/BofA issued cards from the brokerage firms, but with the way the big banks are rate jacking and CLDing in this economy it is smart to have a good credit union card like Navy Federal as a back up. I just wish they had a loophole around the membership...

DELAYED AGAIN :wall: http://finance.yahoo.com/news/Update-on-Graffiti-iw-14827224.html

That's sounds pretty nice. What categories can you get 5% in? Do you have to accumulate a certain amount?

What interest rate are your students loans at? You might come out better putting cash rewards into a high yield savings, although the difference is probably negligible. At any rate once you get those loans paid off I highly recommend upgrading to something else to compliment your penfed card...

When banks go under that does not cancel your debt obligation. What usually happens is the portfolio is sold by the feds to other banks. I notice a lot of people in this thread use cards with points. In my opinion the best way to take advantage of rewards cards is to use the ones with cash...