Amazon.com VISA, anyone here have one?

CaoPi

CaoPi

CAGiversary!
Feedback
144 (100%)
just wanted some thoughts on this... I see there is a $30 free sign up bonus for this was wondering if it's worth the hassle?
 
I think it's worth it. 3 points for every dollar spent on amazon + 1-2 points every where else you use it. I received a few hundred dollars of amazon certificates these past 2 years using it. Well worth it, if you ask me.
 
[quote name='thegreek']I think it's worth it. 3 points for every dollar spent on amazon + 1-2 points every where else you use it. I received a few hundred dollars of amazon certificates these past 2 years using it. Well worth it, if you ask me.[/QUOTE]

Isn't it tied with CHASE's credit company? Any hidden fees, interests charges for using the card?
 
i've been useing it for 3yrs now. I like it because i shop alot on amazon and thus gives me alot of points. It is chase. As long as you have a nice amount of money in the bank, or get direct deposits from work atleast once a month your ok and will not get any fees. Interest doesn't matter if you always pay full balance like you should.
 
I have one, great card. Plus now you don't have to wait till you get 2500 pts to redeem a $25 gift card from Amazon, you can use any points you've accumulated right away towards purchases. So I have 930 pts now, which will get me $9.30 off my next amazon purchase. That'll also get me more points to use in the future.
 
Last edited by a moderator:
I cant get one cuz i have no credit but im trying to get an easy credit card to build mine up. one of those people that hate using money he doesnt have hehe.
 
[quote name='Kevfactor']I cant get one cuz i have no credit but im trying to get an easy credit card to build mine up. one of those people that hate using money he doesnt have hehe.[/QUOTE]

Capital One is a good card to start with. They started me at $750 limit and it took about 3 years to get an increase to $1750 so I guess it's to control your spending so look into it if you want.
 
[quote name='vic_x51']i've been useing it for 3yrs now. I like it because i shop alot on amazon and thus gives me alot of points. It is chase. As long as you have a nice amount of money in the bank, or get direct deposits from work atleast once a month your ok and will not get any fees. Interest doesn't matter if you always pay full balance like you should.[/QUOTE]

Lol... since when do you have direct deposit on a credit card?
 
[quote name='CaoPi']Isn't it tied with CHASE's credit company? Any hidden fees, interests charges for using the card?[/QUOTE]

Nope, not a single fee. If you pay your balance very month there is no interest as well. If you shop amazon a lot, it's a must have.
 
I've got one of these, had it for 8 months now. Worked great, got the discount immediately and I am enjoying automatically spending my points and getting cheaper things for everyday purchases.
 
FYI: The bonus for signing up for this was $40 last week or the week before, so ya missed out on $10, just like I missed out on around $200 in points by not signing up for the Capital One Sony card as that had $300 in points after first purchase for a long time.
 
There is nothing bad about the card really, I canceled mine because I get more points with my American Express card. If you dont have a card already or want a second a free $30 is not a bad deal.
 
I've had one for about 6 months now. Like some other people have mentioned you can use your points whenever instead of having to hold on. If you shop a lot on Amazon like I do it adds up quickly.
 
[quote name='Hybrid5006']Lol... since when do you have direct deposit on a credit card?[/QUOTE]

the card is a chase card, I'm implying chase bank account won't have hidden fees if you do the mentioned things i said with the card, i probably didn't make it as clear as I should have.
 
[quote name='IAmTheCheapestGamer']FYI: The bonus for signing up for this was $40 last week or the week before, so ya missed out on $10, just like I missed out on around $200 in points by not signing up for the Capital One Sony card as that had $300 in points after first purchase for a long time.[/QUOTE]

damn I didn't know about this
 
On phone so sorry if I missed it but try checking out the citi forward amazon counts as a bookstore last time I check for.5 pts per $1
 
it sounds like all these CC beats discover. i can only get discover because theyre the only CC company that'll approve me. (im under 21)
 
[quote name='Kevfactor']I cant get one cuz i have no credit but im trying to get an easy credit card to build mine up. one of those people that hate using money he doesnt have hehe.[/QUOTE]
My wife and I are the same way, but we have several credit cards. We just use our cards and then pay them off right away. It's a great way to build good credit.
 
[quote name='CaoPi']damn I didn't know about this[/QUOTE]
Actually the gift card bonus is still coming up as $40 when you add something to your cart on Amazon.;)

As for me, I have that Capital One Sony Rewards card and I make very small purchases with it(paid for some deli stuff at the grocery store earlier tonight with it, under $10 purchase) which I pay off before the due date in order to try and build a good credit score.

I'm very tempted by the Amazon card, if only for the immediate $40 gc and to try and further build credit. But I don't want to apply for too many cc's, so chances are I'll still stick with my Capital One card for now.
 
[quote name='CaoPi']Isn't it tied with CHASE's credit company? Any hidden fees, interests charges for using the card?[/QUOTE]

No hidden fees or anything. It's a pretty straight forward card.
 
The Sony rewards card used to be great until they pretty much killed the rewards aspect. You can still get points and such but at one point I think you could get like $15 a month in reward points. And they had PSN cards on the site to redeem too. I got like $90 worth of credit from just playing the games and such and regular purchases. It's how I got PS Plus for free and many other games too.

I still have it now that i's Capital One, but the program just isn't the same.
 
[quote name='IAmTheCheapestGamer']Actually the gift card bonus is still coming up as $40 when you add something to your cart on Amazon.;)

As for me, I have that Capital One Sony Rewards card and I make very small purchases with it(paid for some deli stuff at the grocery store earlier tonight with it, under $10 purchase) which I pay off before the due date in order to try and build a good credit score.

I'm very tempted by the Amazon card, if only for the immediate $40 gc and to try and further build credit. But I don't want to apply for too many cc's, so chances are I'll still stick with my Capital One card for now.[/QUOTE]

I signed up for the card last November, and I got $40. One thing to note, though, is that it's not a $40 gc or $40 off your purchase. It shows up as a $40 credit on your statement.

I love the Amazon Visa. Being able to use points is instead of having to wait to get a $25 certificate is great!
 
[quote name='ssjmichael']The Sony rewards card used to be great until they pretty much killed the rewards aspect. You can still get points and such but at one point I think you could get like $15 a month in reward points. And they had PSN cards on the site to redeem too. I got like $90 worth of credit from just playing the games and such and regular purchases. It's how I got PS Plus for free and many other games too.

I still have it now that i's Capital One, but the program just isn't the same.[/QUOTE]
I know. They killed most of the rewards programs soon after I joined and received my $100 worth of points. At one point it was $300 in points. Now I'm not even sure if it's $50 worth of points for signing up and making a first purchase.
 
[quote name='IAmTheCheapestGamer']I know. They killed most of the rewards programs soon after I joined and received my $100 worth of points. At one point it was $300 in points. Now I'm not even sure if it's $50 worth of points for signing up and making a first purchase.[/QUOTE]

Agreed, since they pretty much killed the rewards, I've pretty much stopped using the card. They even used to have free points on the website to add to it everyday. But they killed that as well. I signed up when it was $200, and now like you said, it's at most $50.

As far as the Amazon card goes, it's great. Got my initial credit and I believe we've built up and redeemed a $25 check and have another $20 or so in rewards now. It's a great card, and most importantly no annual fee.
 
[quote name='IAmTheCheapestGamer']I know. They killed most of the rewards programs soon after I joined and received my $100 worth of points. At one point it was $300 in points. Now I'm not even sure if it's $50 worth of points for signing up and making a first purchase.[/QUOTE]

Yep, when I signed up it was actually a $200 statement credit. That's how I got my PS3 for $199 (~$220 with taxes) in 2008, plus I got like 5X points for that purchase since it was bought at Sony Style
 
You must log in or register to reply here.
bread's done
Back
Top