Bank of america account security alert email. Is this legit?

T

TheMaidenOfSorrow

CAGiversary!
Just got an email today and now i'm kind of paranoid.

2qa3db6.jpg


I spot some grammatical errors, but idk. The "from" address is "Bank Of America" [email protected]"
 
total scam. You are going to get "official" notices from many banks even though you don't have any accounts with them. Its an old trick...
 
I doubt B of A would send out a email with improper grammar and random capitalizing of letters.

Good spotting folks. FYI, ,if there is suspicious stuff going on, you can almost guarantee a call from the bank and a hold on the account. They wouldn't send a leisurely email, to much of a chance of people missing it.
 
I was getting this same email every 3 months for about 2 years. Funny thing is I don't even have an account with Bank of America. I have no credit card from them or even a car/house loan. Every time I just would delete it untill the last time. The last one I got I sent back telling the person that I don't have an account with B of A and if I do some how have one that they know the account information already. I also put it in the email that if I do have an account that I don't know about I want to close it out and I want the money. I have yet to get another one.
 
It looks like it was typed by a slightly smarter version of slidecage (Only because it's in an actual paragraph.. well, possibly, the last sentences don't end with a period).
 
Also, if someone wants you to adopt their puppy, it's a scam. In fact, as I was playing with them (they scanned in photos somehow, but magically lost the ability to scan in the documents they were sending, and magically forgot they ever scanned the pics in, in the first place), I got the SAME EXACT first e-mail from them, again.

Also, PayPal ha snot limited your account. If someone from eBay bids on an item you never listed, scam. If they threaten to report you to eBay if you don't tell them if you received their payment, it's a scam. eBay can't do squat to you if you don't answer. While polite, you never have to talk to your buyers. As long as you ship their item, you're golden. It's sad to think there are people stupid enough to think eBay will cancel their account for not answering a question on a product they never listed.
 
As far as eBay emails I always just log into my eBay account and check my inbox there. If it's in there I'll answer it, but I get those fake eBay e-mails all the time.
 
One of the first things to look for in a fake email is the Dear .....

If it is generic like "Dear Customer" it is a SCAM!

If the bank or whoever is trying to contact you uses your actual name then you can go from there as the first step in qualifying the email as legit.
 
I've seen thousands of these in my time. No bank will email you about any issues with your account, they would either call you or send you postal mail. Never email. The punctuation mistakes and grammar mistakes are always a give-away. Also the "Dear Customer" is also a give-away, since if it did reall come from your bank, they would know who you are.

Plus, they're probably just lifting images from the real BoA site. The easiest way to tell is from the link, by either floating your cursor over the link to get the "real" link, or right-clicking on the link to get properties of the link. They're always some random site, something like www.bankofamerica.security.com or something like that. Never the real site, and always cloaked in a "fake" URL.
 
[quote name='Xevious']total scam. You are going to get "official" notices from many banks even though you don't have any accounts with them. Its an old trick...[/QUOTE]

[quote name='Scorch']It looks like it was typed by a slightly smarter version of slidecage (Only because it's in an actual paragraph.. well, possibly, the last sentences don't end with a period).[/QUOTE]

As someone who does email marketing for a living, let me tell you that he people who provide content for their newsletters/mailings/customer service documents rarely have the brainpower of diced spinach. The corporate executives that approve that content are mildly less capable.

As an example, a couple of years ago we sent out a branded email of one of the largest banks in the country with a phone number for clients to call. Turns out the phone number was for the local mental health institute -- they transposed two of the digits and never proofed their content.
 
From personal experience; if your account is compromised in any way BofA will phone you directly in addition to emailing you. They will only email you if email alerts are turned on through their online banking site. By default most alerts aren't flagged.
 
I work for Regions bank, one of the top 10 banks in the US and you wouldnt believe how many people fall for scams like this. I always just let them know, we already have your information on file, we would never call you or e-mail you asking for it.
 
Last edited by a moderator:
You must log in or register to reply here.
bread's done
Back
Top