What the hell? This thread is old. How the hell did it get back up to the first page, anyway?
Well, to answer the topic question... I'm cheap when it comes to non-life threatening things. For stuff that really matters, like medical care, food, necessities, etc. I don't screw around. Well, maybe a little for food. Sometimes you want to eat something cheap.
Lazy? The only time that I am really lazy is when I'm sick, injured, or on medication. And during those times, I'm usually out cold and asleep.