Dumb people with money

It's just my opinion that people nowadays: (a) don't know the meaning of hard work (b) spend on crap they don't need.
I mean if you rent you are all ready throwing money away. It’s almost always cheaper to own then it is to rent.

Also, why is it that many minorities come to this country and bust their ass and make it? Look at mid-easterners inside the car/wrecker/gestations business, or Asian people with liquor stores and washeterias. I mean the idea is simple live super cheap for 10-15 and just work with your money. Starting a small business is not all that hard (pending on what you go into); you just need dedication and a dream.

I've watched my parents who came from Iran during the Iranian revolution with no monetary support and being Iranian during the whole hostage situation. Now they are more then well off. So what, right? In high school no one believed my family was worth what it really was because I don’t care for flashy clothes, car, cell phone, or any other crap. So now (with the help of my parents but still I work and go to school) I have a paid off car and am looking into buying an apartment close to my schools campus.
At the end of the day I might not have partied or gone on those vacations or any other stereotypical youthful crap, but I know I will be financially secure whether my parents put me in the will or not, and for that I am most thankful of them.


I do agree with the racism point that has been made, but workplace racism/prejudice is a two way street. I have noticed that once there is black management a majority of subordinate positions become black as well, at my workplace we have 3 token white guys, one Hispanic , one Asian, me (Iranian), all other 23 positions are black from district manager down. I have no problem with race but I just wanted to point out that the issue posed, although is increasingly a black problem, it is none-the-less a 2-way street IMO.
 
[quote name='Revenantae']Wherein lieth the comedy? Earning what you have? I guess that might be funny if you're exceptionally coddled.[/quote]

QFT
 
[quote name='AYATOLA']I mean if you rent you are all ready throwing money away. It’s almost always cheaper to own then it is to rent.
[/quote]

A lot of people simply can't buy a house from the get-go. I'll use myself as an example.

I've been renting for about 4 years. I moved to my current location to go to school and have ended up staying. However, being a young college student, I barely had money as it is and there was no way I could buy a house. For me, renting was/is the best option. I'm now looking at buying a home, but I'm much better off now than I was back then. I don't consider any of the money I've spent so far being "thrown away". You have to live somewhere and at the time I had no other choice but to rent until things get financially better.

The main problem people face with buying a home is a down payment. Even in a case with a 97/3 loan, a lot can't even come up with the 3%. People often get in trouble when purchasing a house, especially with piggyback loans. Often is the case that people will do piggyback loans to avoid paying PMI, but what they didn't know is they could have just paid PMI up front, and came out much cheaper to begin with. Don't even get me started on HELOC's. ;)

Owning *may* be cheaper than renting about half the time, but it really depends on the situation and location. When you own, you have to factor in a lot of things that you don't when you rent. These things (such as mobility) are often worth more money to an individual than the actual money they "save" by buying a home.
 
[quote name='dberuvides']The Dow was 11,750 back in 2000!! Where is it now????[/quote]

Do you not even realize what an impact that 9/11 had on the market?!

The dow sank 684.81 points in ONE DAY! What the hell are you expecting here? It takes time to rebuild.

Not to even mention the fact that 2003 was the FIRST YEAR since 1999 that the dow had a winning year.

Where is it now? 11,177. Pretty damn close to where it was back then. Given the situations with war, hurricanes, and everything else, I think that's pretty good.
 
Someone care to tell me where all these poor people with Hummers, cable, and name brand clothes reside... because I have never see any of this in any of the slums I've ever driven through. As far as I'm concerned this is a gross misuse of hyperbole, so would one of the rags to riches successes in this thread go take some photos of this phenomena and prove me wrong? Your cousin's sister's friend isn't an accurate portrayal of poor people as a whole; don't let one bad apple spoil the bunch.

Hey Eric P, boy you’ve sure had it tough. I mean, landing a job working for Cinemaware in the mid 80’s as a high school dropout with no GED. Wow, that’s rough… By the way I love how you try to bolster your argument (and yourself) by mentioning your 150 IQ, it brings real credibility to your argument… I mean, how can I argue with a genius? I would’ve thought a 41 year old man would feel secure enough with his intelligence to not have to brag about it every other post.

Revenantae, how does it feel to have earned everything on your own (“nobody gave me anything”), I mean, I always believed I was given many of my physical and mental traits through genetics. I’m sorry that not every poor person has the brains or same ability to concentrate as you, and thus school will do nothing for them. Oh and using a government program to help you get a house isn’t really getting it on your own…

“All people are created equal, end of story.” This statement contradicts itself.

Mxtbass1, wow you’ve had it rough as well. I mean working a minimum wage job through high school, boy I guess all the millions of other teenagers working for minimum wage who are currently in school have it rough as well. Loans for college too, oh my god you are amazing! Go take me some photos of these SUVs with 24” rims parked outside ratty houses, because I mean, just because someone lives in a ratty house they must be poor… I’m sorry not everyone was raised with the same priorities as you…

Friedram, wow man I never knew that two people could be representative of poor people as a whole. I mean they had friends who did crack? Holy mother of God, that must have really set them back. And by the way, not everyone has the same level of “intelegence” as your friends and thus cannot get into Caltech. By the way, how is one supposed to “make [his or her] own luck?”

Summary (for those who cannot concentrate for extended periods of time):
- Just because people live in a “ratty” house doesn’t mean they are poor
- Your cousin's sister's friend isn't an accurate portrayal of poor people as a whole
- Someone take some photos of these poor people with SUVs and 24” rims
- The people in this thread didn’t really have it terribly rough at all, and have no idea what it means to be living in true poverty
- We need a thread dedicated to bragging because obviously half the people in this thread would love to discuss how they (all by themselves) went from rags to riches
-Nepotism works wonders

Edited for grammar.
 
[quote name='Icen']Someone care to tell me where all these poor people with Hummers, cable, and name brand clothes reside... because I have never see any of this in any of the slums I've ever driven through.


Mxtbass1, wow you’ve had it rough as well. I mean working a minimum wage job through high school, boy I guess all the millions of other teenagers working for minimum wage who are currently in school have it rough as well. Loans for college too, oh my god you are amazing! Go take me some photos of these SUVs with 24” rims parked outside ratty houses, because I mean, just because someone lives in a ratty house they must be poor… I’m sorry not everyone was raised with the same priorities as you…

[/quote]

Ahh Icen, how I remember you bitching about your situation before and me proving every point you made wrong. Good to see you're back to your old stubborn self. Are you going to whine more about outsourcing? Want to troll a little more?

Since you feel the need to attack me, I'll gladly go and grab some pictures of what I'm talking about the next time I'm out. It is common in the deep south to see cars with 24" rims parked in the projects. I dare you to come here and prove me otherwise. I'll gladly show you entire neighborhoods just like this. Does that mean that all people with 24" rims are poor or live in ratty houses, or vice versa? It doesn't imply anything other than to them their "priorities" are all show and nothing else.

I have no problem admitting that I had the help of others to get me to where I am today. But did those others make the decisions for me to get this far? Hardly. Do those people that helped me in the slightest bit have any further impact on my life? No.

I find it amusing that you come into this thread and feel the need to attack anyone who has posted anything here that was the least bit informative. I suggest you take out your anger on your Xbox the next time you are playing Halo with the other kids.

Icen, buddy, you have 38 posts on this board. Almost all have been nothing but that of a typical troll. Go away.
 
"I find it amusing that you come into this thread and feel the need to attack anyone who has posted anything here that was the least bit informative. I suggest you take out your anger on your Xbox the next time you are playing Halo with the other kids."

Resorting to gauche attacks regarding someone's age is the true sign of a mature person.

"Since you feel the need to attack me, I'll gladly go and grab some pictures of what I'm talking about the next time I'm out. It is common in the deep south to see cars with 24" rims parked in the projects. I dare you to come here and prove me otherwise. I'll gladly show you entire neighborhoods just like this."

You do that. I've lived in the "Deep South," the "Mid South," and out west, and as far as I'm concerned very few people such as the described exist. But then again, I don't often go driving through the slums.

"Icen, buddy, you have 38 posts on this board. Almost all have been nothing but that of a typical troll."

Your point being? It seems like half the posts you make are about how worked so hard through life and now you work 30 hours a week and bring home more than 65K a year and how you won't work for less than 60K. Soon you'll be going into topics where some teenager discusses his job making 10 an hour and you'll be scoffing at him (ala JaveryH).

"I have no problem admitting that I had the help of others to get me to where I am today. But did those others make the decisions for me to get this far? Hardly. Do those people that helped me in the slightest bit have any further impact on my life? No."

I'm not here to get into a discussion of whether or not humans truely have "free will," as I believe it will suffice to say that you were given inherent traits at birth and raised in an enviornment that made you who you are today and thus "those others" do affect any "decisions" you make. You are not your own man, you are merely a product of the mother who raised you and the enviornment you were raised in.
 
[quote name='Icen']
Resorting to gauche attacks regarding someone's age is the true sign of a mature person.
[/quote]

So resorting to attacking everyone inside a thread who has an opinion is somehow being mature? Way to go ace.

[quote name='Icen']
You do that. I've lived in the "Deep South," the "Mid South," and out west, and as far as I'm concerned very few people such as the described exist. But then again, I don't often go driving through the slums.
[/quote]
So since you haven't seen it for yourself, it doesn't exist? Perhaps "very few people" inside your own little world, but it is a common fact that people live WELL beyond their means and have their priorities mixed up. Welcome to America.


[quote name='Icen']
Your point being? It seems like half the posts you make are about how worked so hard through life and now you work 30 hours a week and bring home more than 65K a year and how you won't work for less than 60K. Soon you'll be going into topics where some teenager discusses his job making 10 an hour and you'll be scoffing at him (ala JaveryH).
[/quote]
My point being that you contribute nothing to this board. You post only to invoke a response from someone and contribute absolutely nothing to the threads you post in. You are a troll. Plain and simple. You are a waste of time.

And half the posts I make? I'm glad you glad to read through this thread and pick out instances to make such rash genralizations about my posts. With over 3000 posts on this board I find it funny for you to generalize that "half" of mine are like this. I simply find it amazing that you try to attack others that make a statement, such as "all men are created equal" and you yourself can make draw a conclusion about someones posts simply by what they have said inside of one or two threads. Good job buddy. You should look up the word "hypocrite" in the dictionary.

[quote name='Icen']
I'm not here to get into a discussion of whether or not humans truely have "free will," as I believe it will suffice to say that you were given inherent traits at birth and raised in an enviornment that made you who you are today and thus "those others" do affect any "decisions" you make. You are not your own man, you are merely a product of the mother who raised you and the enviornment you were raised in.[/quote]

I agree with you that ANYONE is a product of a family and their environment, however that environment has little impact on any decision I make. If I choose to buy a car tomorrow, the fact that I grew up in a certain environment has ZERO IMPACT on that decision.

Learn how to quote. It's not all that hard, type [ quote ] and [ /quote] without the spaces.

I'm glad you feel the need to attack anyone in this thread. This topic did not start out in the verses forum and was quite civil until you reared your hypocritical head in here.
 
[quote name='guessed']When I read the thread title, I thought it was going to be about stupid rich people, not stupid poor people.[/QUOTE]

When I clicked on it I was expecting to see George Soros as well.
 
[quote name='Dead of Knight']
EDIT: Also forgot to add that my ex keylogged my computer to get my passwords, AIM conversations, etc, so I couldn't talk to any of my friends about it except in person, which isn't an option most of the time because of distance.[/QUOTE]
That just fucking creepy...
 
Do you have nothing better to do than argue with a child Mxtbass1? If you want to keep this thread "civil" why do you keep resorting to ad hominem attacks. "Way to go ace." Why don't you stop resorting to such childish antics and address the issues I brought up? Since you probably already forgot what they were I'll bring them up again.

Poor people (for the most part) spend their money on neccessities, nothing more. Such people do not drive SUVs with 24" rims.

Most poor people do not "bring it on" themselves. They are born into a cycle of poverty which is extremely difficult (and impossible for some) to escape from.

Just because you had such a difficult life, and mangaged to make something of yourself, does not mean that every poor person can. Some just do not have the natural intelligence, many others have life much worse than you ever did, and for others the amount of work required to "make it" is far too much to ask of any person.

The rich and middle class look after themselves, nepotism is very prevalent and makes it difficult for poorer people without connections to aquire a decent job.

When the bourgeoisie put loads of money into savings instead of spending it hurts the poor. Even though you may not think you are affecting a poor person's individual choice you are when they read about how job competition is at an all time high and decide its just not worth the effort to try to get a decent job. If the rich spent there would be more jobs and more people might actually escape from poverty.

"All people are [not] created equal." Some have size advantages, others have advantages in intelligence, others have birth defects. Yes I'm sure those people with defects are just as likely to get that job in the office as the others who were blessed with intelligence... Just like I'm sure the 5'4" guy who is just as skilled in basketball as the 7'2" guy is going to be the one who ends up becoming a millionaire. Some people are actually dumb enough to believe that childish cliche, why most others see past it.

There, I listed my opinion on many of the issues brought up in this thread, while keeping my so-called "attacks" against deserving users to a minimum.
 
[quote name='Icen']Do you have nothing better to do than argue with a child Mxtbass1? If you want to keep this thread "civil" why do you keep resorting to ad hominem attacks. "Way to go ace." Why don't you stop resorting to such childish antics and address the issues I brought up? Since you probably already forgot what they were I'll bring them up again.
[/quote]
Argue with a child? Who am I arguing with? dberuvides? you? Is that going to be your best retort? "Oh that's so mature".
I addressed every issue you brought up and will gladly do it again.
[quote name='Icen']
Poor people (for the most part) spend their money on neccessities, nothing more. Such people do not drive SUVs with 24" rims.
[/quote]
Did you even read my original post? Where do I mention anything in my statement about someone being poor? Since you want to interpret it the way you want to read it, here is the original quote.
[quote name='Mtxbass1']
The answer to why this is, is quite simple really. Society. It's become the "norm" to want to have it now. America has become a "give it to me now" society. I find it simply amazing sometimes to sit back and watch this happen.
Living in the south, I notice this a lot. Very nice SUV, 24" Rims, etc, parked outside of a ratty house.
[/quote]
Now, where do I use or imply the word "poor" in that statement? Where? Oh, that's right nowhere. I speak of American society. NOTHING MORE. It was you that wrongly read the statement and decided that I was talking about the "poor".
[quote name='Icen']
Most poor people do not "bring it on" themselves. They are born into a cycle of poverty which is extremely difficult (and impossible for some) to escape from.
[/quote]
When in this entire thread have I stated that the poor bring it on themselves? Again your false rhetoric shines through. I've mentioned nothing in this thread about that. I've mentioned that people are not taught how to spend/save money and as a result make decisions that often do not better themselves.
[quote name='Icen']
Just because you had such a difficult life, and mangaged to make something of yourself, does not mean that every poor person can. Some just do not have the natural intelligence, many others have life much worse than you ever did, and for others the amount of work required to "make it" is far too much to ask of any person.
[/quote]
Far too much to ask? How is it far too much to ask for a person to want to WORK and contribute to society? How is it far too much to ask to have this person want to do something with their life? I don't doubt for one second that some had a life much worse than I did, and I never claimed to. I'm sure the same could be said of you or anyone else for that matter. It's fun to make generalizations.
[quote name='Icen']
The rich and middle class look after themselves, nepotism is very prevalent and makes it difficult for poorer people without connections to aquire a decent job.
[/quote]
How about aquiring a job at all? A "decent" job isn't free, nor should it be. A "decent" job doesn't entitle a hand out. Show me a skill and put some effort behind it and I'll gladly show you a job. Do you think everyone is born with these connections you speak of? Hardly.
[quote name='Icen']
When the bourgeoisie put loads of money into savings instead of spending it hurts the poor. Even though you may not think you are affecting a poor person's individual choice you are when they read about how job competition is at an all time high and decide its just not worth the effort to try to get a decent job. If the rich spent there would be more jobs and more people might actually escape from poverty.
[/quote]
Poor people can read? I hear they don't have the money to form their own opinions and to form a sense of self worth. :roll: Job competition is a VITAL part of society. There is no doubt that competition is healthy. People decide "it's just not worth the effort" because that is the norm of their environment. They spend so much time around poverty that it affects decisions they make. However, this is no excuse for an individual lacking the self motivation to want to do something better with their life. Many people have improved their situations and will continue to do so, no matter what their environment.

[quote name='Icen']
"All people are [not] created equal." Some have size advantages, others have advantages in intelligence, others have birth defects. Yes I'm sure those people with defects are just as likely to get that job in the office as the others who were blessed with intelligence... Just like I'm sure the 5'4" guy who is just as skilled in basketball as the 7'2" guy is going to be the one who ends up becoming a millionaire. Some people are actually dumb enough to believe that childish cliche, why most others see past it.
[/quote]
That was an example of a quote in which you decided to attack someone else on. I have no comment on it, nor do I need your cute little anecdotes explaining it.

[quote name='Icen']
There, I listed my opinion on many of the issues brought up in this thread, while keeping my so-called "attacks" against deserving users to a minimum.[/quote]
Deserving users? You mean someone who isn't going to fight back against your trolling antics? You have still done nothing but come in this rather civil thread and stir up shit. Does it make you feel better about yourself?

I suggest you read my posts (and others) before you decide you want to put words in anyones mouths and then attack them for something they did not say or imply.
 
I'm not reading all this banter, but I would love to see all these exquisite vehicles that poor people own. Proof's in the pudding, kids.

Be sure to, when seeking or taking pictures, make certain that you get enough of the atmosphere of the community so as to ensure that it is a shitty part of town. There will certainly be arguments as to whether or not the car is indeed a "member of the community" (for want of a better term), but I think this is an interesting task nonetheless.

It's not unknown to see cars accessorized as such, and it's indicative of the lower-class appeal of them that I've seen commercials for stores in the Cincinnati area that offer financing on rims (!!!). 'Smatter of fact, I called 911 a few months ago as we were heading to a punk show north of 'nati. At an intersection, a green car (like an early '80s Chevy Caprice Class) with large spinning rims and jutting-out wheels pulled a u-turn and started shooting at some people in the parking lot. When I described the vehicle to the 911 person, she acted as if my description had been "it had 4 wheels and some doors," suggesting that a shitmobile with rims was so commonplace as to make finding this particular car impossible.
 
[quote name='mykevermin']I'm not reading all this banter, but I would love to see all these exquisite vehicles that poor people own. Proof's in the pudding, kids.

Be sure to, when seeking or taking pictures, make certain that you get enough of the atmosphere of the community so as to ensure that it is a shitty part of town. There will certainly be arguments as to whether or not the car is indeed a "member of the community" (for want of a better term), but I think this is an interesting task nonetheless.
[/quote]

Myke, again. I never once said that "poor" people own these vehicles, nor was it implied. I stated that you'll commonly see cars with 24" rims outside of a ratty house. My belief (and this has been stated multiple times) is that this is a result of the societal "norm" in these communities. A good number of people have thier priorities such that they would rather be all "show" and no go.
The same can be analogy can be said of someone who lives in a 300k house and has nothing inside of it and are trying to live beyond their means. They are considered "house poor". They do this to try to fit in with the Joneses. It's common in American society for this to occur.
 
[quote name='mykevermin']And all I'm asking for is pictures.[/quote]

Gladly. Give me a few days. Seriously.

I was out today running some errands, and wished I would have had my camera. 1987 Ford Van. Wood Grain siding. No AC in near 100 degree heat (all windows were down). 18" Rims. A 6" television monitor sticking out of the dash. 1 mother driving. 6 children inside (1 in front, 5 crammed in the back).

This is a prime example of how people have their priorities so messed up that they would rather have "big rims and televisions" than a possible better (and safer) car for their children.

Of course you can't say this one example applies to the whole, but it happens quite frequently around these parts.
 
[quote name='Icen']Revenantae, how does it feel to have earned everything on your own (“nobody gave me anything”),[/QUOTE]
Sometimes good, sometimes like I was stupid. I could have sponged off of others and maybe gotten where I am now with less effort.

[quote name='Icen'] I mean, I always believed I was given many of my physical and mental traits through genetics. I’m sorry that not every poor person has the brains or same ability to concentrate as you, and thus school will do nothing for them. [/QUOTE]
Absolutely untrue. As I've said before, I am nothing special. No M4D G3n1Us I.Q., no AHNOLD body. Just a regular Joe. Thus my contention that if I can do it, so can anyone else.

[quote name='Icen']Oh and using a government program to help you get a house isn’t really getting it on your own…[/QUOTE]
Please go back and read everything, then read up on the program. Nothing is "given" to you. You fill out the paperwork, you make the down payment, you do the work. It's a tool that is available to all.

[quote name='Icen']This statement contradicts itself.[/QUOTE]
http://dictionary.reference.com/search?q=contradict&db=*
http://dictionary.reference.com/search?q=equal&db=*
Seems like you might need to brush up. The statment is valid.


By the way, you might want to watch your attitude. You're being a jerk. Disagreeing with someone doesn't mean you have to be snide, or sarcastic. Be civil, we have.
 
All right, time to throw more wood onto the fire…

Mxtbass1,

In the entirety of my roughly 40 posts on this forum, never once have I made claims to maturity or seniority. As such, I’m not sure where you get off on calling me “buddy” or “kid.” Also, using phrases such as, “Is that going to be your best retort?” only works when you are coming up with something substantially better (which I have yet to see).

Note: For the record I am not claiming my “attacks” are any better.

Here is some food for thought since you believe America is becoming the next Roman Empire filled with ostentatious displays of wealth and that luxuries are to blame for putting people in debt and keeping the poor in poverty…

http://www.washingtonpost.com/wp-dyn/content/article/2006/05/11/AR2006051101779.html

Moving on, you clearly imply poor people in your original statement when you make mention of a nice SUV parked outside a “ratty” house. “Ratty” clearly has connotations relating to poverty.

And maybe it’s just me but…
“Mak[ing] decisions that often do not better [oneself]” = “Bringing it on” oneself

The first statement clearly seems to imply that if people made better decisions they would be better off (i.e. not poor), which to me means that they “bring it on” themselves by not making intelligent decisions.

Furthermore, I suppose I should have asked Christopher Reeves to get out of his wheelchair and work at UPS loading boxes before he died. I suppose I should ask a patient undergoing chemotherapy to get back to work instead of taking sick leave. I suppose I should ask a poor person living in the slums to work for 22 hours a day, take care of his kids, cook meals, etc, etc. To me (and maybe only to myself) there comes a point where asking someone to do something is just too much.

“Do you think everyone is born with these connections you speak of?” My point was that many middle and upper class citizens are while poor people are not. If a man from the slums and the suburbs (both having the same skill level) apply for a job at the local casino, yet the man from the suburbs knows someone who works there, I can guarantee you the one from the suburbs would get the job.

“There is no doubt that competition is healthy.” Tell that to the people with tens of thousands of dollars worth of student loans to pay off and are forced to take a job worth 90K for 40K because someone from India who has a mere 5K worth of student loans will take the job for 35K. All this just so the CEO can purchase his daughter an Escalade when she turns 16. Job competition is not always healthy.

If you are not going to address my point of mocking the “All people are created equal,” you shouldn’t have attempted to chide me for doing so in your previous post.

Revenantae,

I really have nothing to say, my first post directed towards you was quite laden with personal attacks but incase you haven’t noticed it quite peeves me to read all these anecdotes about going from rags to riches and the mentality, “If I could do it, so can you.” You think poor people can make a decent living if they work hard, I agree (for the most part). The only difference arises from how I feel about asking people to work hard, and I doubt any amount of arguing from either side will change the other’s personal belief. I suppose the only issue to address is the statement of “all people are created equal.” You can either take a look at my previous post or read what I have to say in this post.

All people are not created equal; some are blessed with intelligence, others with physical prowess, and others with “good looks.” Any of those traits gives that particular person a very good starting block from which to succeed; unfortunately there are also traits on the other end of the spectrum, mental disorders, physical defects, etc. I don’t see any point in continuing into how this affects society etc, as it is not relevant to the topic. As for how the statement contradicts itself, some people are foolish enough to believe it is true, while others can see past its alluring exterior. It's more of an "outside of the box" contradiction. Is it ridiculous? Perhaps...

As for coming off like a jerk, I honestly could care less about how other users feel about me. There are plenty of other jerks here already; just look in any topic, as many of the most heralded users here are jerks. As much as I would like to go off into a list chock full of examples I feel that it isn’t worth the effort (not to mention I would probably get some moderators attempting to ban me for attacking such “sacred” users).

As an aside I would just like to compliment you on your response, others here (who shall remain unnamed) could easily learn from you.
 
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