ECA: Hal Halpin's Latest Statement: Changes are Coming

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Latest update:

I recommend everyone read Hal's latest statement, it's his best statement to date and I believe shows the ECA finally has gotten our message. In it he offers better explanations for what happened with the auto-renew function, promises to notify members of changes to terms of service, and even apologizes.
http://www.gameculture.com/2009/12/...lpin-eca-head-discusses-membership-complaints

Disclosure: GameCulture(the source of this statement) is published by the Entertainment Consumers Association.

Can you give us a synopsis of what happened over the past week?
Sure. Back in September we had an intersection of a few things happen within a brief period of time: I wrote a guest editorial in one of the leading games magazines, at the end of which I provided readers with a coupon code for a free trial membership.
Stopping there for a minute, in hindsight, what was the result of that action?
Well, I have to say that I didn't think the decision through thoroughly-enough. My logic was that readers who took the time to read the piece, which focused on some of the more important and topical issues facing game consumers, were people we wanted as members. In the few seconds that it took to type, I didn't consider that one of those readers would run over to their computer and post the code, sans editorial - and in retrospect, it appears obvious.
Next, there was an issue with discount codes from a partner?
Well, sorta.’ We were being supplied with batches of codes from that partner for some time - about six months. And the organization had been growing steadily for the past few years, so one of the challenges we both had was anticipating the redemption rate, batch to batch...which meant accurately predicting new membership growth. That's an unknown quantity for any new business, but more so for a new non-profit that's cutting a new path. But the more time went on the better we got at understanding the influencers, like trade and consumer shows, advertising, co-marketing efforts, promotions, etc.
That's where detractors repeatedly point to the new free trial members being problematic?
It's correct that our critics keep saying that, but it's a false statement. Yes, there was a bump in new membership acquisition during that period, but it was modest... comparatively speaking... and we knew it was coming, so we requested a larger than normal-sized batch. That request was met with more than we asked for and an emergency back-up batch being supplied.
And how did those assumptions and projections play-out?
Pretty much as-expected. Our partners - this one included - were thrilled with our growth. After all, more members equals more potential customers. And with there being only a few in each category of business, that's a great strategic advantage for the merchant. Competitors, who we hadn't yet contracted, were very likely losing customers. And the partners were essentially getting new loyal customers from a very different demographic than they have traditionally. The discount of 10% could easily be rationalized as customer acquisition expense, though I have no insight into any of our sponsor's thinking or rationale. It could have just as easily been that they wanted to support the org and believe in what we're building and doing.
So the influx of new comped members wasn't an issue?
Not at all. We were all pleased. And it seemed as though - even though many of the new members weren't folks who read the article - they quickly got what the ECA is and that there's a lot more to it than all of the perks and discounts.
And next...
Next, we depleted the codes pretty quickly...a bit faster than expected, but not by much. Plus we had the back-up batch, which we implemented fairly quickly. After six months of experience, users were familiar with the process and knew the timeframe required for the merchant to create new unique one-time use codes, get them over to us, and for our IT folks to upload them into the back-end. The problem came when users found that each batch of codes were programmed slightly differently and if you exploited that difference you could essentially "game" the system - tricking it into "stacking" with codes from a different batch.
What did that "stacking" entail?
We notified the partner that there was an issue with their programming and that there was an exploit that some -albeit very few - people were taking advantage of. Those users were reporting that they could stack the coupons. Instead of getting 10% off, they could get 20%.
Wow. Once that got out it must have been pandemonium?
Not really. The partner requested a code attrition and usage report, which we provided, and they began doing their own analysis. Despite what you'll hear from the trade, retail margins don't leave a lot of room for promotions for 20% off, traditionally. But the number of people exploiting the system was fairly small as a percentage. The problem was exacerbated by a land rush for codes by opportunistic members. The way the system was designed permitted any one member to download one coupon at a time, use it once and have to log back in to retrieve another. Though they had just begun working on a long-awaited multi-use code... one which could be assigned one per member and used multiple times. There was also some discussion about tying their membership account to their merchant one, for the same purpose.
That sounds like a logical solution. But that never developed?
No. During that same time, we began throttling the code distribution process...so that users could only download one per day, temporarily, solving the problem. Users quickly realized that if they quit the association, many calling our Accounting department directly, they could quit and re-join, using the free trial offer, and download an infinite number of codes. A related issue with that was that our emergency supply was then depleted much faster than we anticipated. Some of those users... again, very few, began uploading them to re-sell on eBay. That practice was a breach of their membership agreement, but the financial rewards of joining for free, downloading coupons for free and then selling them, was very appealing to them. Our Legal department worked with eBay to get those auctions removed, but the herculean work which resulted in very fast removals, was done by many of our new members - who appreciated the fact that if this wasn't stopped, it would likely result in an end to the promotion. They were really great.
How did you address closing the loophole?
Well, this is yet another one of the confluence of factors that occurred: we were doing a system-wide upgrade to the back-end software that runs the sites. Each time we build or customize modules it's a learning process. Again, there aren't any other non-profit entertainment consumer organizations to model after, so it's very often a matter of building what we think we'll need, having it be scalable, and then watching how well it addresses our needs. In doing the upgrade, the development company left a non-functioning button "live" that shouldn't have been. I believe it was for about three weeks that a feature that looked to disable auto-renewing of one's account could be selected - giving them the false impression that our software - and our architecture - was able to accommodate that request. So just to reiterate, it never worked.
I can see how that would present a problem.
Indeed. Since our staffers are all members, we wouldn't see the option to know that it was there. We, of course, had the developers remove the button as soon as we were made aware. Since it would be a year before those folks would have to renew - and the vast majority of them were the new free trial folks - we knew we had some time to sort through it, rectify the problem and explain the situation to those effected users - with our apologies and a token of our thanks for their understanding. But the code problems persisted while the partner sorted through things and worked on the new solution. Stacking three codes from three batches yielded a 30% discount and those using the exploit were getting more and more aggressive in the size of their orders - no longer buying a game or two. Joining, getting a code, calling and quitting, re-joining and getting another code and placing ever-larger orders was the breaking point. Plus, those contacting us weren't particularly pleasant to deal with when confronted about the practice.
So you've got a real problem brewing now and not a lot of options for solving it?
Exactly. We changed the method for quitting the association temporarily to mailing in the notice. The rationale was that the only people we'd ever... to the best of my knowledge... had leave the org before, were people who forgot to renew or update their credit cards and there were very few of those. By requesting that members mail in a termination notice, the only people affected were those taking advantage of the system and they were none-too-pleased with the move. If you thought they were difficult to deal with before, they were now incensed. Communications devolved into very very rude and abusive voicemail and email messages. Our staff wasn't prepared for that or for the vulgarity. I didn't want anyone having to deal with that, nor should they have to.
Did the codes come back?
No. As the partner was working on their single code solution, it all was coming to a head. We ran out of the balance of the emergency batch and were awaiting the newly enhanced codes - a process that had taken from one to two weeks before. We removed the ads which promoted that discount and dealt with the feedback from members who were getting increasingly impatient for the next batch. A few people even sent nasty emails to the merchant in an effort to make them aware of their displeasure with having to wait. Some other members started getting angry that an advertised promotion wasn't online, so they accused us of bait-and-switch and became more threatening. We updated the sponsor's listing on the partnership page to indicate that they were still supportive of the org and our efforts, but that the promotion was suspended, as we didn't know if or when another would be offered. But changing the language just made those who were upset even more angry, demanding that we somehow force the partner to provide another offer. But shortly after, we heard what we were dreading: that the exploits and comments were just getting to be too much. Had there been just a little more time or patience, the new multi-use codes would have come in and all would have been well.
Wow! OK. I didn't realize that tensions were so high?
No one did. We're talking about a very small group of people to be fair, but they were free trial members who wanted initially to get a refund and then later demanded that their membership not auto-renew until and unless more discounts came available. We responded back letting them know that more, in fact, had come online and several more were almost contracted and done, but that the button they thought they used wasn't functional. They demanded that we bring it back online and weren't happy to learn that it just wasn't that simple. When they heard that we wanted a mailed letter for termination, they went viral and began a coordinated campaign to attack the association.
But if the group was so small, how effective could they be?
Again, playing Monday morning quarterback, I can say that I had no idea. They continued escalating the situation and incensing other members, rallying them to their cause. We heard the feedback on wanting to have the option of not auto-renewing online, which made a lot of sense, but wasn't an option with the current design. They began reaching out to several media outlets, telling them that we were running a scam and taking their money without giving them the option to leave or not auto-renew. We were blindsided.
...which was when you released the reaction statement?
Right. I tried to explain the situation and address the concerns of members who were becoming aware of issues by reading the stories. They had no idea what was going on and out of context, panicked, and rightly-so. Out of context we sound like horrible greedy people and they sound like victims who've been taken advantage of. The release was intended to answer questions, allay concerns and explain what the actions of this group have done. Unfortunately, it wasn't received by everyone that way. I never meant to offend and I certainly apologize.
Were there a lot of people upset by the release?
No, not that we're aware of. I think the vast majority of members weren't even aware that there was a problem and those who were and read the statement largely took it the way it was intended. I think the folks that I upset probably read the statement via one of the blogs on-going coverage - which usually included negative commentary from the writer. Those folks, having read it that way and reading the ensuing comments below those articles, were really concerned - wondering what happened to the association and what was going on. In the mean time, a few people continued to escalate their attacks, from personal assaults on staff members in the form of slander and libel, to inciting others to contact the Better Business Bureau (BBB), then the Attorney General's (AG) office and then finally our partners, merchants and credit card providers. They demanded that we reinstitute the non-functioning button and permit them to cancel by phone and email - while, all the time, communicating that message in as hateful and vile a correspondence as you can imagine.
What was the reaction from all of the people they were trying to convince not work with ECA anymore?
Really great. Most reacted by saying that they understood the situation and they have similar problems from time to time. The BBB folks also were very understanding and we're continuing to work with them, providing them with whatever documentation and information they request. We had one partner temporarily suspend their current offer for members, wanting to wait to see how the situation was resolved. And we had another who was approached directly by the inciters, who who chose to side with them - but to be fair, he very likely knew nothing of the situation at the time. Everyone else reaffirmed their commitment to the association and, in a few examples, even provided us with valuable feedback.
Do you have any sense of who these folks are?
Absolutely. We know precisely who they are - we have all of their information, of course. Seriously?! Now again, I should be clear that when I refer to the core group, I'm referring to the same people we've been discussing all along; not everyone who is concerned, upset or anxious. I think that those folks were likely relieved to see a new FAQ that we posted in the forums, earlier this past weekend, which explains that we're working on an auto-renew process, that it'll be substantially-similar to other major online gaming services or membership orgs in its design, and that we don't alter their credit card information...
Was that a concern as well?
Only recently. I believe that came to the surface from one of the newer folks who was generally concerned after reading all of the different forums posts. They looked through our membership agreement and came across a section where we state that we could alter expiration dates to process their renewals. It was part of the boiler plate. And again, makes sense in context: I want to renew, but my card just expired. Having that clause would enable us to make the transaction go through, so it never occurred to anyone that it was a bad thing. We never used it and couldn’t imagine other circumstances under which we would. But it was spun or interpreted to mean that we're going to renew you whether you like it or not! I can appreciate that concern, especially framed with all of the other stuff; so, after discussing it, we removed that section entirely.. Legalese, while complex out of necessity sometimes, can also be made clear. I believe that's been our position with EULA standardizations, generally, as well.
There was also some question about how best to communicate to the membership?
Yes, some members asked if we could communicate any significant changes to the membership agreement – such as our removal/rewording of that sub-section we just discussed. As a result of that suggestion, we said that that’s fair and the best way to do so would be via our member’s only monthly newsletter, going forward.
Are you concerned with how this has been playing out?
Of course, very. It’s been grueling on our staff and especially on our forums moderators, who have been on the front lines. On the other hand, getting feedback from members – when it’s communicated civilly – can be really productive. A lot of the things we’ve discussed reflect that open channel of communications where they provide suggestions and comments and we can assess the need and determine how best to address it. But it’s when those lines of communication fall apart, and the discussions happen on other forums, that it’s less productive.
So why take the ECA forums off-line?
Fair enough. That was my decision. Having read all of the discussion and debate all of the issues, it seemed to me that it had all been asked and answered. All of the opinions had been stated and as many of the updates that were available were posted. We hadn’t done a major update to the system – with security patches, with new features and new registration criteria – in some time, so it seemed like a good place to give everyone a break. Like with the other things we’ve said we’re working on, so too will the forums be addressed.
Other major online gaming services have had similar problems with user complaints, why is it so much more emotional with this situation?
With online gaming services, they’re delivering much more of a product than a service in my estimation. So when they went through backlash from users who were upset with their termination policies, there was that difference. Then there’s the fact that many – although not most – of our concerned members were the free trial folks, who didn’t have to pay to join. As compared with the members who did, there may be a mind frame difference. Gaming services cost money; there’s a value proposition, users weigh the pros and cons and commit to join or not. With ECA, we go through that same process, albeit at a much lower price threshold, and the reasons for joining are less about value for the dollar – again, referring to the paid users – and more about what the org does holistically. My guess is that the paid folks are more likely to be involved actively in our advocacy efforts, reading our newsletters and publications and generally aware of the non-benefits areas in which we’re involved. Similarly, the free trial members are probably more likely to be aware of the latest partners and offers that we’ve added as member benefits. That said, our members have an emotional connection with ECA that they probably don’t have – at least in the same way – with an online gaming service.
So where are you now and what’s the plan for moving forward?
As was addressed in the FAQ, we’re working on adding a new module for online account termination as one of the lead priorities. Since they’ve been down this road and had the back and forth with their customers, we can be fairly sure that the systems that are being used now are ones that our folks will be comfortable with. Getting an option to remove auto-renewals will also be addressed in this same build-out, as will be the notification date.
And where does the ECA stand with those members who still want to cancel?
Well, I’d hope that they’d understand that we’re working to address the issues that we’ve discussed at length here, but that these things do take time. I know that asking patience at an emotionally-charged time isn’t the easiest, but I think they’ll feel assured that we haven’t mislead them as they begin to see each of these things come to fruition. If they still decide to part ways, I can’t say that I understand, but I can say that I respect their decision. Look, all of this is new – to them and to us. We need to just do the best that we can and work toward solutions that we’re all comfortable with. That’s really the best that we can do and I hope that they’re willing to be a part of that.
Is there anything else you’d like to add regarding the issue?
Yeah, again, just to restate my sincere apology for anyone who was offended by our statement last week, who felt unintentionally lumped-in with the group that I was referencing. That was never my intention, and feel badly for not being more clear. It really is in all our best interests to work together, learn from the issue and continue to focus on the important work that still needs to be done.


In my opinion, if the ECA follows through with what he's saying they will have done a lot to fix this. Also, a lot of his explanation and tone is much friendlier and clearer. They seemed to be listening to ours and others concerns and making right. For that, I applaud them.

12/9: The ECA has removed the section of the TOS referring to their ability to change your CC's expiration date, again a positive change that they should be commended for.


--------------
12/7 update:

Latest word from the ECA's Gypsyfly:
"Right now ECA is working on implementing an online option for members which will require creating a new business, accounting, and site module as the site never had this option. They will also notify members of policies changes via their members newsletters even though they are not required to, some items in the TOS will also be updated moving forward to better reflect the needs of members."

I'd recommend waiting a bit before spending the time and money on a certified letter, we'll hopefully be able to cancel a more convenient way soon.

...........

12/4 update: the eca has a new faq that includes info about canceling. They still require written notice. While they say it doesn't need to be traceable, I'd still recommend it given part 12 of their terms. They also now say they are working on another way to cancel and an option to disable auto renew.
http://forums.theeca.com/showthread.php?t=7158
What is the annual membership fee?
The annual dues for membership in the ECA are $19.99 per year for normal membership, and $14.99 for student and military members (with a valid dot edu or dot mil domain extension). To join the association, click here.

What benefits are there associated with ECA membership?
The organization is dedicated to providing a wealth of community and affinity benefits to our members.* With membership, you can connect with like-minded gamers, explore career and educational opportunities in the business, start or join one of our network of chapters across the US and Canada, and much more.*Take a few minutes to check out our website to explore the advocacy issues that we work on, the empowerment tools that we provide, the accomplishments we’ve made and the other benefits of membership. We also have a more general FAQ, which may be helpful, available here.

What do I get in terms of actual dollar value for my $19.99 dues?
The member benefits section of the website provides a detailed explanation, but our goal is to provide members with access to a whole host of goods and services, such as low cost insurance, to advocacy campaigns, to discounts with retail partners. As a member of the ECA, you should be spending considerably less each year on goods and services because you’ll have access to them through us at a much cheaper/more compelling rate(s). The list is fairly long and is constantly being updated with new offers, but members can access the full roster of offers on the site.

Since the ECA is a non-profit, are my dues payments tax-deductable?
No. The association is a 501(c)(4) non-profit membership organization. You may be thinking of 501(c)(3) charitable organizations. For more information about the differences between different classifications of non-profits, try here.

Once I join will my membership auto-renew?
Yes. At the time of your registration, you are asked to provide a major credit card so that on your anniversary date you can be automatically renewed for the following year as standard practice – not dissimilar to parallel membership organizations or major online gaming services. Nearing your anniversary date we remind you that your term is coming to an end so that you can take action to update your credit card information or cancel your membership.

Can I choose to have my membership NOT auto-renew online?
The system is presently not set up for this, but due to membership feedback we have been actively working on solutions that should make it so. We’re modeling some of the other leading online games services and membership associations, so the process should be familiar and use best practices.

Wasn’t there a button that I could check to deselect auto-renewing?
For a brief period of time, some users may have seen a non-functioning button that referred to cancelling auto-renewal. This was due to developer error during a system upgrade to the back-end. It was removed as soon as we were made aware to avoid confusion and because it never had that functionality. However, the new enhancements we’re working on will address this option.

What happens if my credit card expires?
The ECA requires all members in good standing to have updated credit cards on file. This is for several reasons, not the least of which is that the system was designed to reduce overhead and back-end expenses. The credit card disclaimer – which can be found right above the section where new members are prompted for their details – explains that the card will not be charged again until your anniversary date (not unlike other non-profit membership organizations, online gaming services, or health club memberships for that matter). If new members are unwilling or unable to fully complete their registration information, we do not process their application. If your credit card expires or is lost/stolen, your profile must be updated so that you have a valid credit card capable of paying your dues on file with the association. The ECA does not automatically update expired credit cards.

Can I cancel my membership at any time?
You may terminate your active membership in the association at any time. However, refund requests will not be processed. Like with any other membership org, many of the benefits are accessible immediately upon joining. If this policy were not in place, people could join the association, take advantage of the benefits and seek a refund immediately afterward. It is disclosed in your Membership Terms & Conditions, which you can find here.

How do I cancel my membership?
While we build out the new accounting module, discussed above, we cannot accept emailed or voicemail cancellation requests at this time. We understand that it may be frustrating, but we ask for your patience while we work to enhance the system. In the interim, if you wish to cancel your ECA membership, simply send us a letter to the address listed below. (A certified letter is not required.) Please include your full membership details (full contact info and in as much detail as possible). Your membership will be terminated once processed and you will receive correspondence back, confirming your cancellation.

Entertainment Consumers Association (ECA)
Attn: Accounting Department
64 Danbury Rd, Suite 700
Wilton, CT *06897

What if I prefer not to send a letter to cancel my membership?
Until the new system is implemented, we can only accept mailed cancellation requests. We thank you for your patience and understanding during this time and will share the details of the update shortly.

Where can I find the ECA’s Privacy Policy, Terms of Membership and Membership Agreement?
As a consumer advocacy organization, the rights of consumers are the ECA’s priority. We also have a fiduciary responsibility to the organization as a whole and to the members individually. For those reasons our policies and agreements are modeled after the leading non-profit membership organizations and are available at the bottom of every page of our website. But for quick reference, our Privacy Policy can be found here and our Membership Terms & Conditions, here.

I’ve joined the association, but am having trouble accessing my account or logging-in.

Welcome! The system will send an authentication email to the address you provided in the first step, as well as a registration message acknowledging your complimentary subscription to ECA Today, our week-nightly HTML-based newsletter. You must click on the link in the authentication email to proceed to step two and finalize your registration. If you received the newsletter email, you will likely also receive the authentication message. Check your spam folder. If you didn’t receive either message, or you didn’t receive the authentication email after a short period of time, it may be that your ISP is blocking the email, or our message triggered something in your router’s filter settings. Just email us for additional help.

Does the ECA offer working journalists complimentary memberships?
We do offer members of the media a limited number of complimentary memberships in the association. For all media inquiries, please email [email protected] to communicate directly with our public relations staff.

How can I find out more about what the ECA is doing or has accomplished?
If you want to know how to get involved in any of the issue areas in which we’re engaged, try our action center here. We also keep members abreast of our activities via our week-nightly HTML-based newsletter, ECA Today, as well as our Monthly Member Newsletter, which broadly keeps you informed. And if you still have a question, comment or concern, you could always try our Forums.

I’d like to get the word out and help recruit new members, is there an affiliate program in place?
Yes. ECA is both a Publisher and Advertiser with Commission Junction, which is how we work with affiliate partners, so we would refer you to their website to connect via their portal, here.
Last edited by ezacharyk; Today at 08:29 PM.

I am pleased progress is being made, I still strongly feel they need to send an email to all members stating that the disable auto renew feature was never functioning. Also, while they say the feature was only available for a short time, there are indications it was available as far back as March and as late as the end of October (thanks blisskr for finding these posts). I wouldn't consider that a short period time, certainly its long enough to necessitate personal notice to all of their members. Please also note a mod responds to the March post and makes no mention of its non-functionality. I would also think that means they should have known about the button as early March, yet it was not removed until several months later. Additionally, according to several CAGs, the nonfunctional button gave verification that the auto renewal feature was canceled. It's very difficult to trust someone with your credit card information if such a major mistake is left on their website for months.


................

I am well aware that this is not a deal and many will flame me and say this is the wrong forum or that this is a re-post. However, at one point it seems like the majority of CAGs gave these people their credit card information in order to sign up for a paid or "free" membership. It should be emphasized that everyone who became a member(including free ones) had to give their credit card info, in case you have forgotten. Many if not all who signed up immediately canceled the auto renew billing feature using the website. It appears that it is now ECA's stance that anyone who did this did not actually cancel because it was never a working part of their website. They claim that the auto renew feature was only available for a limited time and never actually did anything because of some glitch, but anecdotal evidence from CAGs suggest it was online for several weeks and possibly months. Up to this point, they have refused to adequately accept responsibility for this mistake and have failed to personally notify their members of this problem. The original thread where I got this info from is found here, full credit should be given to Cager arcane93 for pointing all this out in this thread.

The ONLY way you can cancel your membership is by a letter through some form of TRACEABLE mail.

send your cancellation here, which according to their terms must be sent 30 days prior to your renewal date:
[FONT=&quot]Attn: Accounting, ECA, 64 Danbury Road, Suite 700, Wilton, CT 06897-4406. [/FONT]

What info is needed to cancel?
Just say you want to cancel and include your full name and email.

THERE IS NO WAY TO TURN OFF AUTO RENEW- you can only cancel your membership, they say here that "You will be notified a month before hand of your account expiring. So you have time to cancel if you decided to do so." But according to section 4 of their terms you must cancel 30 days prior to your renewal date. Obviously, this is highly problematic.

---for those concerned about potential unwanted charges: the charge shows up as: "ENT. CONSUMER ASSOC" Phone number 203-761-6180 CT"

Here are some tidbits from the ECA mod's themselves, taken from their forum:

Was there a button for auto-renewing?
Yes, for some browsers, but it wasn’t intended to be there, wasn’t a working option and was removed as soon as we became aware

Why can’t we terminate via email?
Because the org has grown too large to handle the volume and requiring a mailed piece separates those who are serious from those who are lazy or finicky – joining and leaving repeatedly – and it gives us written documentation, a paper trail to reconcile against

Notable Parts of their terms of service:

[FONT=&quot]5.[/FONT][FONT=&quot]Right to update Credit Card Account Information[/FONT][FONT=&quot]. If the credit card provided by Member to ECA has expired during an attempt to bill fees per section 4, ECA will revise the expiration date and proceed with billing using the same credit card account.
 
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[quote name='TheOmegaSoldier']he basically just spewed out a few paragraphs of management nonsense that we already knew[/QUOTE]
I'm 19 and I think I could spout out better BS. That was horrible.

This thread, however, is greatness. The tags especially lmfao.
 
It just sounds like he made a mistake that he doesn't want to pay for.

When you give out things such as free ECA membership codes, you have to assume you are going to get a huge amount of freeloaders joining your organization for personal gain. Really? You thought it would get people to join that care about ECA related issues when you have a Amazon discount as a membership benefit? And you are giving away said benefit for free, in a time where everyone is trying to save every last dollar they can?
 
I like how he didn't address anything on working on resolving the situation, but more so on how the members are going to get screwed by trying to "screw them over".

Maybe i won't hate the ECA so much if they re-implement the damn turn off auto-renewal button and make it work. Otherwise i will keep up my hatred of them and keep talking bad about them. I joined and have yet to use a single code, yet now i have to go through a ridiculous process to end something i have never used.

At least tell us that you are trying to fix the issue.......
 
OK. Maybe this happened earlier in the thread but I didn't want to wade through 33 pages.

Here's the email I wrote to the CT State Attorney. Copy/paste, change the information, and send away.

I made the best arguments I could after my analysis of the information at hand. If you can find new things to add or want to make amendments, go ahead.

All you need to do is clean up the quotes (I suggest different font+bold).

The more of us that send this in, the higher chance the ECA gets to choke on a legal dick.

SEND THIS TO [email protected]

To The Honorable Richard Blumenthal,

My name is [YOUR_NAME]. I am a resident of [YOUR_STATE] who "subscribed" to a Connecticut-based organization known as the "Electronics Consumer Association" (ECA). They self-define:

The Entertainment Consumers Association (ECA) is the non-profit membership organization that represents consumers of interactive entertainment in the US and Canada.
-http://theeca.com/about_eca

The organization charges an annual membership fee of $19.99 (or $14.99 for students/military) and offers:

...an exclusive package of incentives just for joining! And we'll keep your information on file and process your membership renewals each year on your anniversary of joining.
-http://theeca.com/user/register

The original "hook" of joining this organization was the promise of 10% off coupons to Amazon.com when applied to video/computer game purchases. This "benefit" was subsequently cancelled within the first year, despite the head of the organization using this "benefit" as a selling point for membership:

"If you buy three games or so a year through Amazon, your ECA membership is basically free," he told Ars, while also saying that he's working to bring the discount to even more retailers and game organizations. -ECA President and Founder Hal Halpin
-http://arstechnica.com/gaming/news/2009/03/eca-membership-now-brings-game-savings-at-amazoncom.ars

Until recently, the organization made it (apparently) easy to cancel this recurring fee via a form on their website. I cancelled my subscription and considered issuing a chargeback as I felt like I had been the victim of a "bait and switch." Other "members" felt the same way and threatened chargebacks on the official forum. Mr. Halpin appeared in the forum discussion making coercive remarks to the effect that attempted chargebacks would be met with legal action, as the organization was a non-profit in the same way as a charity. They didn't "owe" us anything. I would provide a source for these comments, however the ECA has been aggressively deleting both old and new forum discussions in an obvious attempt to hide their electronic "paper trail."

It has now been revealed (or claimed) that the online cancellation request was totally non-functional, as according to this discussion on the official forums:

-http://forums.theeca.com/showpost.php?p=113186&postcount=59

Currently the only way to cancel the recurring fee is to write a (physical) letter providing a cancellation request. However, the following clause in the membership agreement makes the practicality of this prospect a little disturbing based on the current behavior of the organization up to this point:

12. Receipt of Mail. ECA cannot guarantee that it receives any mail that Member claims to have sent. Member should, at Member’s own expense, send any notices to ECA in a form to ensure to Member that their communication arrived at ECA, which form may include but not be limited to FedEx, UPS, USPS Return Receipt Requested and USPS Certified Mail.

-http://theeca.com/terms

Further, in the terms of use are several clauses that allow the ECA to aggressively find ways to charge you:

5. Right to update Credit Card Account Information. If the credit card provided by Member to ECA has expired during an attempt to bill fees per section 4, ECA will revise the expiration date and proceed with billing using the same credit card account.

4. ECA Service Fee; Renewal Fees ...Unless Member notifies ECA that he or she does not wish to renew membership in the ECA Service pursuant to Section 6 of this Agreement at least 30 days prior to the end of Member’s Membership Term, then ECA will automatically renew membership at the end of each Membership Term as authorized upon enrollment and bill the then-current renewal Service Fee to the designated billing source.

-http://theeca.com/terms

In effect, if your letter of cancellation is not received thirty days BEFORE the next charge cycle, you will still be charged, despite the organization essentially requiring you to submit, in writing, a letter that can prove it was received on a certain date.

It has become clear to me at this point that this organization seeks to make cancellation of their annual fees an inconvenient process compared to the utter simplicity of its registration (and payment) process. Further, it has put aggressive means in place to ensure that it will be able to squeeze every last dime out of you that it is "legally" able.

The fact that there was an (apparently) functional cancellation function on the website that displayed information that both confirmed the cancellation had taken place AND showed that the account had been disabled in a "status" window smacks of fraud to me, especially because the ECA did not actually inform its members about the fact that this process was non-functional (or simply fraudulent). The only way I found out was by noticing a news update on another website I frequent.

I am outraged by how this organization has treated me and my rights and ability to cancel my membership on demand. It seems clear to me at this point that the ECA is attempting a last-ditch moneygrab due to the massive backlash and cancellations the organization experienced when many of its members rightfully felt like they had been "baited and switched" by the cancellation of the advertised Amazon discount. Again, I stress that my perception is that this discount was ADVERTISED due to the statements made by ECA President and Founder Hal Halpin, which flies in the face of the organization being "non-profit" or later being equated to a charity by suggesting the membership fees were equivalent to donations.

Mr. Halpin has chosen to change the definition of his organization on the fly as he sees fit to coerce its "members" (or are we donors?) from pursuing legal or credit-based chargeback action against the ECA.

The ECA's contact information is as follows:

Entertainment Consumers Association
64 Danbury Road, Suite 700, Wilton, CT 06897-4406 USA
phone: +1 (203) 761-6180
fax: +1 (203) 761-6184

The Consumerist, a respected consumer advocate website, has an article with further information on the situation, including links to specific discussions on the ECA website:
http://consumerist.com/2009/12/eca-tries-to-prevent-members-from-canceling.html

Finally, I want to thank you for your time and state that I have a deep respect for the time, effort, and work you put into our defense as citizens and consumers. You are doing our communities a great service.

Sincerely,
[YOUR_NAME]
[YOUR_CITY, YOUR_STATE]
 
[quote name='TheOmegaSoldier']Joystiq has posted a response from their president :

http://www.joystiq.com/2009/12/02/e...-auto-renewal-cancellation-hassles/#continued[/QUOTE]

A full year with full benefits is a "free trial"? And it caused a "small bump"? Yeah, right.

And again, he/they blame those who close then rejoin...well, maybe if memberships weren't free, they wouldn't be doing that. Otherwise, I say if you're stupid enough to keep rejoining, you should pay the $20 fee.
 
[quote name='TheOmegaSoldier']Joystiq has posted a response from their president :

http://www.joystiq.com/2009/12/02/e...-auto-renewal-cancellation-hassles/#continued[/QUOTE]

did I read in there that the ECA is reversing the fraud claims some made against them through the BBB?

If i read right, he said some members made complaints to the BBB complaining that the ECA has frauded them, but the BBB has found the ECA to be reputable, and is now reversing those fraud claims back on to the users themselves???

"Needless to say, that incensed the exploiters who then contacted the Better Business Bureau (BBB) and their personal banks to report that we attained their membership under fraudulent conditions, in effect committing fraud themselves. Upon investigating the opened investigations, the respective banks and BBB all found ECA to be soundly reputable. We understand that several of the banks have since opened fraud investigations into their customers and that they take such matters very seriously."

:bs::bs::bs:
 
If they didn't want people "exploiting" by joining, leaving, and joining again, they shouldn't have offered free memberships. I mean... it might just be retarded management choices on their part but in the end they need to take responsibility for what has happened, and not take a "hey, it's not our problem" attitude.

I'd also assume a non-profit organization would allow you to terminate membership if you chose to do so in a simple manner, what benefit do they gain by not offering e-mail and phone cancellations.
 
[quote name='lord_ebonstone']OK. Maybe this happened earlier in the thread but I didn't want to wade through 33 pages.

Here's the email I wrote to the CT State Attorney. Copy/paste, change the information, and send away.

I made the best arguments I could after my analysis of the information at hand. If you can find new things to add or want to make amendments, go ahead.

All you need to do is clean up the quotes (I suggest different font+bold).

The more of us that send this in, the higher chance the ECA gets to choke on a legal dick.

SEND THIS TO [email protected][/QUOTE]

Amazingly strong letter. I would suggest everyone write a similar letter to their own Attorney General's office, as well as the FTC.
 
[quote name='IXI Dragunz IXI']why are we worrying about this now since our memberships don't end until late 2010?[/QUOTE]

We don't really know if they'll EVER offer an automated service especially with a poorly run organization, so before we get to that point, we want to see action NOW while it's still a hot issue.
 
the President did nothing to address the fact that the ECA claims people who reasonably believed they canceled actually did not.
 
[quote name='the_grimace']did I read in there that the ECA is reversing the fraud claims some made against them through the BBB?

If i read right, he said some members made complaints to the BBB complaining that the ECA has frauded them, but the BBB has found the ECA to be reputable, and is now reversing those fraud claims back on to the users themselves???

"Needless to say, that incensed the exploiters who then contacted the Better Business Bureau (BBB) and their personal banks to report that we attained their membership under fraudulent conditions, in effect committing fraud themselves. Upon investigating the opened investigations, the respective banks and BBB all found ECA to be soundly reputable. We understand that several of the banks have since opened fraud investigations into their customers and that they take such matters very seriously."

:bs::bs::bs:
[/QUOTE]



Wow, how does he even have the nerve to SUGGEST that they are going to investigate customers. Its funny how the whole section out is of place, he's essentially saying that all the complainers who don't want to auto-renew are fraudulent.

Because in reality whats different about someone sending in a letter or someone "cancelling" the source of payment for a renew?
 
I don't understand why they're forcing Cancellation or Auto-Renew. What about those who don't want to cancel but don't want to risk auto-renew and just want to make the decision on their own time?
 
[quote name='Outlaw Tracker']I suppose the new members, and the 'exploiters' made the infamous cancel button disappear too.[/QUOTE]
Add to my crimes of exploiting that Im apparently also guilty of exploiting a button that wasn't suppose to be there lol.
 
Can someone explain the bit about 'members repeatedly quitting and rejoining'? Did that actually happen? First I've heard of it.
 
[quote name='PrinnyOtaku']If they didn't want people "exploiting" by joining, leaving, and joining again, they shouldn't have offered free memberships. I mean... it might just be retarded management choices on their part but in the end they need to take responsibility for what has happened, and not take a "hey, it's not our problem" attitude.

I'd also assume a non-profit organization would allow you to terminate membership if you chose to do so in a simple manner, what benefit do they gain by not offering e-mail and phone cancellations.[/QUOTE]

I dont understand how one would be able to exploit the discounts by multiple signups anyway... There were no sign up bonuses themselves. and I beleive most discounts were available infinitely so canceling and rejoining being "exploiting" doesnt make sense to me. At the most, signing up, caceling, and rejoining would be a mere hassle with no repurcussions, not one to garner this type of reaction to like they have.
 
There are two issues here:

1) The people who previously filed a fraud claim because they didn't like the disappearance of the Amazon benefits and/or free GIMAG code.

2) The inability to cancel.

Scam Scampin has muddled issue #2 by mixing it with issue #1.

Someone needs to drive to CT and kick him in the vag.
 
I believe he makes an inaccurate statement here:

"Within a relatively short period of time, some of the new members found an exploit in one of our partners' promotional codes and spread the word. The partner tried to resolve the situation, during which time we removed any references to the program, but ultimately it was decided that the offer be terminated."

correct me if I'm wrong but I'm pretty sure they never removed the reference to Amazon and repeatedly said it would be coming back.
 
Been lurking for the first 37 pages of this, but finally read the Pres' letter back and was disgusted enough to bother writing. I can't believe that he's pretty much spinning the entire thing around and placing the blame on his users.

in an effort to exploit our member benefits and unduly take advantage of our partners' generous offers – we would require a mailed letter, as per our membership agreement
Of course, because it's not like anyone wanted to leave due for any reasons other than "scamming" you.

Needless to say, that incensed the exploiters who then contacted the Better Business Bureau (BBB) and their personal banks to report that we attained their membership under fraudulent conditions, in effect committing fraud themselves.
So folks are unable to cancel their accounts (except for sending in a mail letter that can be very easily "lost") and -they- are the ones committing fraud? Are you shitting me?

Last but not least,
Over the past few years, membership in the ECA has grown substantially, the primary reason for which is directly attributable to the important work done by the association, partnerships formed with coalitions,

For about four weeks following the publishing, we had a small bump in new member acquisition
fucking get over yourself buddy. I think I have yet to see a single person on or offline who has ever bothered to join the ECA for reasons other than 10% off amazon purchases. Considering the ECA pretty much advertised membership with the amazon discount, don't -even- try to make us out to be the minority with this high and mighty talk.

It really bugs me to no end that after being called out on all this shady / shifty behavior, he pretty much turns it all around and is trying to make us out to be the bad guys. Whatever noble intent this organization held is gone, imo. At this point I pretty much just want to see them crash and burn.
 
They have lost my confidence as a advocacy group for gamers. They are currently treating their members on their forums like crap. It seems to me that they are not taking responsiblity for their own billing error and their own code on their website. Punishing your members is not the way to go. Remember their own website's homepage has a CONTACT YOUR POLITICIAN banner. Maybe we should start there...
 
You gotta love this line

"we had a small bump in new member acquisition, but they were not coming from the article, unfortunately."

I'm willing to bet it was a little more than a small bump in new memberships
 
[quote name='caltab']the President did nothing to address the fact that the ECA claims people who reasonably believed they canceled actually did not.[/QUOTE]

QFT. Instead of a statement apologizing and telling us how they will fix things, he insults "rogue" members and uses scare tactics to try and stop people from filing complaints. What an arrogant douche.
 
[quote name='confoosious']There are two issues here:

1) The people who previously filed a fraud claim because they didn't like the disappearance of the Amazon benefits and/or free GIMAG code.

2) The inability to cancel.

Scam Scampin has muddled issue #2 by mixing it with issue #1.

Someone needs to drive to CT and kick him in the vag.[/QUOTE]



He's using the Amazon fraud claims which were not legitimate to prove that ALL claims against ECA suddenly will cause YOU YOURSELF to be litigated.
 
[quote name='lord_ebonstone']OK. Maybe this happened earlier in the thread but I didn't want to wade through 33 pages.

Here's the email I wrote to the CT State Attorney. Copy/paste, change the information, and send away.

I made the best arguments I could after my analysis of the information at hand. If you can find new things to add or want to make amendments, go ahead.

All you need to do is clean up the quotes (I suggest different font+bold).

The more of us that send this in, the higher chance the ECA gets to choke on a legal dick.

SEND THIS TO [email protected][/QUOTE]

Great letter. Will be sure to e-mail. Thanks a lot for the template!
 
Why do they think it would be easier to handle letters through the mail over an online option to cancel memberships? They'll still have to go into their system and cancel the auto renewals for accounts, now they've just added an extra step to the process. It complicates things instead of making them simpler.
 
I gave them a best buy gift card number as my credit card. Glad I did. I never got one Amazon deal from them since I signed up after they caught on.
 
[quote name='confoosious']Here's a question. How come in every thread, there's some douche who defends the ECA's shady practices?[/QUOTE]

It's a conspiracy!:whee:
 
[quote name='doodofdoods']Why do they think it would be easier to handle letters through the mail over an online option to cancel memberships? They'll still have to go into their system and cancel the auto renewals for accounts, now they've just added an extra step to the process. It complicates things instead of making them simpler.[/QUOTE]

They don't actually think it. They want to make it as big of a pain in the ass as possible so you won't cancel and they get another $20 from you.

This is the Enzyte scam. The guy figured that most people would just swallow the charge instead of complaining/admitting that they bought a "male enhancement" drug.
 
[quote name='doodofdoods']Why do they think it would be easier to handle letters through the mail over an online option to cancel memberships? They'll still have to go into their system and cancel the auto renewals for accounts, now they've just added an extra step to the process. It complicates things instead of making them simpler.[/QUOTE]

They are making it harder for people to cancel. If they did have a button that worked online (well none of this crap would have happened, but say something big did) then they would lose so many members so fast.

With having to send in a letter some people may be discouraged by paying a fee to cancel (mailing fee), going out of their way to cancel, or may forget about actually sending in the letter. Plus there is the chance that the mail will get lost and so they won't have to cancel your subscription. Plus we can't forget the delayed cancellation because of how long mailing/shipping takes.
 
@lord_ebonstone - Great letter to the CT AG! :)

For anyone who wants a "form letter" to send to ECA for your request to cancel membership via postal mail, here is mine. I'm no attorney, so take it for what it's worth, but it should suffice. If there's any legal eagle's lurking, feel free to edit as necessary for the benefit of all CAGs.

[YOUR NAME]
[ADDRESS]
[PHONE #]

December 2, 2009

Attn: Accounting
ECA
64 Danbury Road
Suite 700
Wilton, CT 06897-4406

To Whom It May Concern:

Please consider this letter a formal, written request to exercise my Right to Cancel membership and close my account with the Entertainment Consumers Association (ECA), effective immediately. The username in question is [YOUR ECA USERNAME HERE].

ECA is not authorized to extend/renew my membership, or to assess any fees against my account’s payment method, which I expect to be deleted from your records forthwith.

The reason for my membership cancellation is that, due to recent legally and ethically questionable activities on the part of ECA and its representatives, I have lost faith in the ability of ECA to fulfill the objectives of its public mission statement.

Furthermore, I am requesting ECA provides its legally-obligated confirmation and proof of said membership/account cancellation, either via postal mail to my address above, or via email to [YOUR EMAIL HERE]

Sincerely,


[YOUR NAME]
 
ECA's response was throwing gasoline on the fire.
When in doubt - blame the consumer - it's all their fault.
This is a typical scammer response.
 
[quote name='confoosious']Here's a question. How come in every thread, there's some douche who defends the ECA's shady practices?[/QUOTE]
Stockholm Syndrome
 
[quote name='DaedalusIkari']

It really bugs me to no end that after being called out on all this shady / shifty behavior, he pretty much turns it all around and is trying to make us out to be the bad guys. Whatever noble intent this organization held is gone, imo. At this point I pretty much just want to see them crash and burn.[/QUOTE]

Their response basically confirms that ECA is an anti-consumer entity. Any business or organization that actually gave a damn about their customers would at least admit to some mistakes in that press release. But it's defend, defend, defend in the entire thing.

So. Pathetic.
 
[quote name='Ryuukishi']Can someone explain the bit about 'members repeatedly quitting and rejoining'? Did that actually happen? First I've heard of it.[/QUOTE]

Well, this is what I did.

I read up on the offer when CheapyD advertised it, and I said sure, why not because of the Amazon promo. I paid $15 and signed up with my college e-mail.

A few weeks later, the GIMAG offer is posted, and I'm like "damn that was stupid of me to pay." At that point, I had already canceled the subscription on my college account since I don't have any auto-renew subscriptions at all except for WoW because I tend to forget. If I want to renew when the time comes, I'll add my CC info again.

When the GIMAG offer came out, I'll admit. I signed up for 2 more accounts with the same CC info I used for my first account. Reason being, my friends wanted the 1-month GameFly trial offer, since I told them don't bother with the 2 week trials, it takes too long for games to ship both ways to make it worth it.

By the time the other 2 accounts were made, the Amazon codes were already so screwed up that 90% of the time they were unavailable.

The only "exploit" one could abuse if they made more accounts would be to get more codes PER 24 hour period. IIRC you could refresh the offer for a new code once a day, so technically in my case if I wanted 3 codes in a day I could've gotten them.

Although, if you aren't publicly giving out codes at that point, why the fuck would you need that many codes.

And on top of that, who the fuck cares about people giving away codes at that point when the membership itself became free. It makes no sense.

But yeah, when he's talking about "exploiting," I'm pretty sure he means multiple codes/day.

fuck the stacking exploit. That shit is completely on Amazon and the ECA for screwing that up immensely. Don't blame us because their system was broken. Reverting the offer with a new batch of codes or a permanent account-based code would have solved all the issues, but they decide to punish everyone, even people who didn't stack by revoking the offer completely. Go fuck yourself.

/sigh

EDIT: So much SHAQ-FU!
 
[quote name='luxarific']Their response basically confirms that ECA is an anti-consumer entity. Any business or organization that actually gave a damn about their customers would at least admit to some mistakes in that press release. But it's defend, defend, defend in the entire thing.

So. Pathetic.[/QUOTE]

yes, its very troubling that they don't address the inoperable cancel button that told you your auto renewal was canceled. no apology, no acknowledgment, nothing.
 
[quote name='lord_ebonstone']OK. Maybe this happened earlier in the thread but I didn't want to wade through 33 pages.

Here's the email I wrote to the CT State Attorney. Copy/paste, change the information, and send away.

I made the best arguments I could after my analysis of the information at hand. If you can find new things to add or want to make amendments, go ahead.

All you need to do is clean up the quotes (I suggest different font+bold).

The more of us that send this in, the higher chance the ECA gets to choke on a legal dick.

SEND THIS TO [email protected][/QUOTE]

Thanks a million, I just sent off my FTC complaint, off to do this one next.

That fucker is going to burn.
 
[quote name='confoosious']Someone needs to drive to CT and kick him in the vag.[/QUOTE]I could always drive there and just hand them my membership cancellation letter, they are only 15 mins or so away from me and that's my delivery confirmation lol
 
Hilarious that their programmer could figure out how to make auto-renew work but couldn't figure out how to make the "cancel" button work.

fuck you ECA
 
[quote name='knightimages']They have lost my confidence as a advocacy group for gamers. They are currently treating their members on their forums like crap.[/QUOTE]

Yup. This here is what it really comes down to. I'll admit, my first and foremost reason for joining was the Amazon discount, and I called them out a few times here on CAG over the fact that I couldn't find any concrete info on what they were actually doing in their so-called advocacy. However, when the Amazon discount went away, I was willing to sit back and give them until the end of my current membership term to convince me that they were doing something legitimate and worthwhile. If they had managed to do so, I'd have been happy to renew (though through my choice, not through some auto-renewal done without my direct consent), for the advocacy.

However, I have no confidence in them at all now, and I will not support an organization that claims to be "advocating" for me and yet shows so little respect for me. They can't even handle their internal business in a reasonable and respectful manner, how am I supposed to believe they can be an effective advocate?
 
[quote name='Sylin']@lord_ebonstone - Great letter to the CT AG! :)

For anyone who wants a "form letter" to send to ECA for your request to cancel membership via postal mail, here is mine. I'm no attorney, so take it for what it's worth, but it should suffice. If there's any legal eagle's lurking, feel free to edit as necessary for the benefit of all CAGs.[/QUOTE]

This may come in useful...
 
I was wondering how I should cancel this. I joined at the end of the amazon fiasco and haven't used it once so this really sucks for me. I need to send out a letter asap to make sure these scumbags don't charge me for a year of this useless bullshit. Thanks for the heads up and sticky.
 
Just tried to post my gripe in their forums, only to receive the following:

"Sorry! This forum is not accepting new posts."

What a joke. I typed out this beautiful message for them and now it has gone to waste :cry:



"Here is my rant. I'm sure it will get ignored/deleted/locked like everything else here.

1. First of all, let me say I have received NO E-MAIL or any other form of contact from the ECA regarding the change in policy. I had to learn about the ECA's shenanigans from a separate website and community. I feel that if you are going to change something as major as how to opt out of a subscription to your website you need to be informing your members instead of hiding it from them.

2. The simple fact that you had a button on your website at one point in time to cancel auto renew which I am sure MANY people used to stop from being billed automatically and repeatedly that you apparently didn't know about it is for lack of a better word, shady. How can an organization that wants to be seen as legit not look at their own website? Even if someone else created it for you, it does not matter. You should be held responsible for the content you are offering your members.

3. To just delete said checkbox/button and say it never worked to begin with and that all who used it will be automatically charged (without being contacted directly apparently) is also completely shady. Your actions have caused a huge group of members to lose trust in this organization.

4. You now want people to send you a certified letter because, and I quote "In the future we may have an online option to cancel membership but the org has grown too large to handle the volume. Please understand that this protects ECA from undecided or finicky members who are joining and leaving repeatedly in order to access current benefits which costs us resources and time. It also gives us written documentation, a paper trail to reconcile against.". THIS MAKES NO SENSE TO ME, PLEASE EXPLAIN. How would it be easier for you guys to sort through actual letters physically than to just make a working button or have an automated cancellation system put on your website? Is this not 2009? Also, if members are leaving and then wanting to join back (I don't know why anyone would want to now) than you can charge them again so you would make money this way as well. Of course, by saying everybody who opted out of auto renew will not get charged annually without contact, I guess you'll make more money in the long run this way.

Who is going to trust an organization that can't even answer questions directly anyways? I'm sure you'll just misplace half the letters anyway.

Multiple websites have posted this story and I have been following it since this morning and I have seen no acceptable answer from the ECA. Rest assured the gaming community is taking the necessary steps to right this wrong.


I'm trying to be polite here, and just want an honest answer and a REAL fix to this problem. Oh, and for my account to be deleted. I highly regret ever entrusting my information to the ECA."
 
They're actually violating their own term of agreement.

Heh.

Not to mention the terms have been edited since my registration.

Doesn't really matter how it ends. ECA is receiving too much negative media for it to maintain its operation for long.
 
"Needless to say, that incensed the exploiters who then contacted the Better Business Bureau (BBB) and their personal banks to report that we attained their membership under fraudulent conditions, in effect committing fraud themselves. Upon investigating the opened investigations, the respective banks and BBB all found ECA to be soundly reputable. We understand that several of the banks have since opened fraud investigations into their customers and that they take such matters very seriously."

What an absolute asshat this douche is. Beyond the fact that he is actually incriminating himself, which is pretty damn hilarious....we are all talking about CHARGES IN THE FUTURE. There is no way a CC company would ever accuse their customer of fraud in this situation, period.
 
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