Thanks guys. I spent about $6 OOP for Killzone, Destiny and some random PS4 headset (which retails for $10 or $20)...I did have a $50 GC and threw in some random coupon on SYW and got $10 back. The reason I paid basically anything out of pocket was because I recalled having a GC somewhere in my email, found it and it had $50 on it. Still, 2 full games and a pretty OK headset for less than the price of ONE new ps4 (or xbone) game seems pretty amazing to me. Hope Kzone and Destiny don't suck too badly. Oh, and I got battlefield 4 (ps4 as well) a few days ago from sears for $2.10 by using a "price match" and the guy being cool behind the counter even though his manager requested an official ad, I had $7 in SYW points so I used that in the transaction. Pretty amazing.
Long story short, I'd suggest everyone run, RUN to your local Sears and get some good shit. I wish they had CoD:AW but only had Ghosts which I already have...but most stores have all the new sports games and watchdogs, Destiny, Ghosts, Killzone, and other ps4 games for fairly nice prices, using SYWpoints helps as does having a nice employee price-match whatever it is that you like. Thank you for helping me find this forum guys. I will contribute as much as I can when I come back home in a few weeks!
TL;DR - I got Destiny, Battlefield 4, Killzone, and some random PS4 headset for literally almost nothing OOP, but I did have a $50 GC.
Sidenote: got the "good" Sony gold headset at Target for around $22 with tax a little less than 10 days ago, they're still out there!