[quote name='Dokstarr']I've always used ING and HSBC was always popular, but as everyone else has said there is no more high interest accounts around. If you already have a enough money set up for an emergency fund to let you survive for a while maybe you should look into putting money into your 401K at work (if you work and employer matches) or look into some other investments like mutual funds, etc. etc. I wouldn't be the person to give advice for that, but I'm sure there are some very knowledgeable folks around.[/QUOTE]
That is funny, those are the same two online bank accounts I use.
I use the HSBC (used to be like 4.75 % when I signed up in 07). now under 1%. I use this to hold the bulk of my money, because I am saving for a house. Also, I don't even have a debit card, making buying things from the account near impossible ( I did this to make sure I never impulse buy from this money)
I have the ING account setup with like 5 sub accounts that I use for different goals (next vacation, a new car, new TV ect). It is a neat account and I prefer it over HSBC, but I like that the bulk of my savings and statements are in one spot for when I go through my loan process.