Also, it rumored that BestBuy might be adding them to their in-store phone sales/applestore kiosks. You might then could get a triple-rewards coupon or something like that in the near future to make it worth your while.
My wife bought me one early this December as a surprise anniversary+birthday present. I love it, but it is definitely dumbed down compared to my previous HTC windows phone. However, it is much more practicle and the screen is stunning. My only real complaint is the web access speed, it is definitely plodding when not on a WiFi network. The youtube widget, and pretty much everything else, crawls on the cellular "broadband." Also, we still haven't got my hotmail usable. The email utility wont access it and now it wont even open through the web GUI.
Absolutely wait on the next iteration, I am planning on trying to upgrade myself to the improved model. Hopefully you will see either aq 16gb model or (and I seriously doubt it) a memory card slot. I am 99% sure the latter will never happen since apple profits live and breath on designed obsolesance.