[quote name='michaelh']im in the uk, also for some reason i owe MS money £60 for a years live i didnt pay for(how the hell that happened is beyond me) so i cant use bank and dont have paypal i have to get paid cards[/QUOTE]
Had that happen to me, too...shitty Microsoft billing charged me 8 days before my Gold expired. I used Paypal, and I filed a dispute with them because they had no right to charge me early. Paypal reversed the fee and removed Microsoft's billing permissions. In turn, Microsoft took away my Gold. They sent me bills every other day for a few months claiming I owed them money, but I used a prepaid card and they stopped. I didn't owe those money hungry bastards a cent.