Madden 2011 with 20 Dollar Credit

Preodered my copy, Ill take $20 credit for a game I would hav bought anyway. Love the competiton between Amazon and Walmart, helps keep prices down for us gamers.
 
so would this be $28 at Walmart after credit and bing, or $32. Also if you aren't charged now will bing work? Ifl you get the charged later, and bing works will you still get 20% cashback? Or whatever the rate is at the time?
 
bread's done
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