[quote name='mistymayem']Apps?[/QUOTE]
Jailbreak? Just a guess. You could always sell the cards though.
But OP, unfortunately, if you're looking for an iPod below MSRP, you will be VERY hard pressed to find one. Apple goes to GREAT lengths to ensure that everybody sells their products at the price they want them to be sold at. You won't find any iPods cheaper than MSRP, you will only find iPod with extras included (GCs, headphones, cases, etc.).