PS2 or XBOX for ~$100 at Meijer TODAY AND TOMORROW ONLY

S

Sulmona

CAGiversary!
Hey guys, i was at meijer earlier today and I didn't see this posted anywhere. On Meijer's webpage they have a coupon for $20 off a ps2 or xbox http://www.meijer.com/pdf/3DayDeals_2005-12-18.pdf

they also have 20% off general merchandise if you use a Meijer card

math is: 149.99-$20=129.99-20%=104 + tax

if you havent yet applied for a meijer card, you get an additional 10%, so your total would be
149.99-20-30%=$91

the 20% off general merchandise is only good today and tomorrow so hurry
 
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[quote name='pimp tyranny']sounds like a pain in the ass, plus i don't have a meijer's.[/QUOTE]


Stop being a baby. A pain in the ass??? All you have to do is fill out a credit card application. Are you not a cheapass???
 
too bad all those systems were sold out by now .... also xbox for 100 bucks... nah i wait till next year and grab them at 50 or cheaper
 
Thanks for posting the deal OP.

Stop with the threadcrapping people. A deal is a deal and this one can possibly save CAG's $50.
 
[quote name='shipwreck']Thanks for posting the deal OP.

Stop with the threadcrapping people. A deal is a deal and this one can possibly save CAG's $50.[/QUOTE]

Agreed. Now I can see why more people arent posting deals, people are so ready to start the bad mouthing.
 
[quote name='slidecage']too bad all those systems were sold out by now .... also xbox for 100 bucks... nah i wait till next year and grab them at 50 or cheaper[/QUOTE]

really where do you live? All the meijers near me had more Xboxs then they knew what to do with. A fair amount of PS2's as well...
 
[quote name='Danro']Agreed. Now I can see why more people arent posting deals, people are so ready to start the bad mouthing.[/QUOTE]

That's why I don't post any
 
wow, sweet deal. I am going there tomorrow early and picking up that 27' hd tv and might grab an xbox so I can play all my old xbox games that wont play on my 360. Since I don't have a meijer card yet, this will be a sweet ass deal for me. Thanks OP!
 
Actually ... that's not bad at all for getting a cheap Nintendo DS system or Xbox 360 Premium system (if these have them, of course). Not sure if they "stack" the percent off (ie, 20%+10%=30% off total purchase price), or if they "stagger" the percentage off (ie, 20% original price, then another 10% off the subtotal)


If they "stagger" the percent off:
$149.99 DS w/ Mario Kart Bundle
- $29.98 (20% off Gen Merch w/ Meijer card)
-----------
$120.01
- $12.00 (10% off 1st time signup for Meijer card)
-----------
$108.01 total before tax

OR

If they give the straight 30% off:
$149.99 DS w/ MK Bundle
- $45.00 (30% off after 1st time Meijer card signup and Gen Merch discount)
-----------
$104.99 total before tax


With a 360 Premium:

Staggered:
$399.99 Xbox 360 Premium
- $80.00 (20% off Gen Merch w/ Meijer card)
-----------
$319.99
- $31.90 (10% off for 1st time Meijer Card signup)
-----------
$288.09 total before tax

OR

Straight 30% off:
$399.99 Xbox 360 Premium
-$120.00 (30% off for 1st time Meijer card and Gen Merch discount)
------------
$279.99 total before tax

Dunno --- seems like a pretty hot deal to me. Thanks, OP! Here's hoping that my Meijer has one of these two systems in stock!
 
[quote name='slidecage']too bad all those systems were sold out by now .... also xbox for 100 bucks... nah i wait till next year and grab them at 50 or cheaper[/QUOTE]

Sold out? What? Have you been in a Meijer mine has like at least 8 Xbox and PS2 systems they are not selling. These coupons do not sell systems. This is the best price you will find however until E3 time.
 
My Meijer always have Slim PS2s and Xbox(forza bundle) in stock, I know this because I kept on going there hoping to find a PSP but they are never in stock.. the DS systems are starting to dwindle too.
 
[quote name='illennium']You have to get an actual credit card to take advantage of this deal? The hit to your credit rating is likely not worth the savings.[/QUOTE]???? credit cards dont hurt your credit rating. if you abuse them, max them out, then dont make payments, that hurts. if you pay on time and dont apply for credit all the time, then it helps your rating. good deal, op. can you buy from meyer's off of the internet? i dont have one around here.
 
[quote name='thagoat']???? credit cards dont hurt your credit rating. if you abuse them, max them out, then dont make payments, that hurts. if you pay on time and dont apply for credit all the time, then it helps your rating. good deal, op. can you buy from meyer's off of the internet? i dont have one around here.[/QUOTE]

Nope, Meijer doesn't have an online store.
 
[quote name='illennium']You have to get an actual credit card to take advantage of this deal? The hit to your credit rating is likely not worth the savings.[/QUOTE]

illennium is actually right. i did not know this until recently, mom told me about it. i dont know specifics but i'd google about it. it is true and they do look at it when you buy major things like houses and cars, it'll be in there.
 
Yes, every credit app hits your credit, and too many of different types in too short a time frame can damage your credit score.
Plus, the reason they give these deals, is because most people use that credit card, and carrying one balance at 21.9% eradicates any 10% one-time savings.

And, yes, even using a CC and paying it off can 'hurt' your credit rating. It's the credit card companies game, and their rules, and they make it up however it benefits them the most.
 
[quote name='111111']illennium is actually right. i did not know this until recently, mom told me about it. i dont know specifics but i'd google about it. it is true and they do look at it when you buy major things like houses and cars, it'll be in there.[/QUOTE]credit cards can hurt your credit, but like i said, if you dont abuse them, they can help your credit. i have a stack as thick as a book. my credit score is also almost perfect. i always pay on time and i dont sign up for a lot of cards at once. when you make a major purchase like a car , they check your history, and if you use your cards responsibly, it helps. but if you have 30 credit cards worth 10,000 dollars a piece, and you only make 20,000 a year, thats a bad thing. if you were to max out all of your cards, theres no way you could pay them back, and the banks dont like to see that. so build a good credit history with a few cards and youll be alright.
 
[quote name='thagoat']credit cards can hurt your credit, but like i said, if you dont abuse them, they can help your credit. i have a stack as thick as a book. my credit score is also almost perfect. i always pay on time and i dont sign up for a lot of cards at once. when you make a major purchase like a car , they check your history, and if you use your cards responsibly, it helps. but if you have 30 credit cards worth 10,000 dollars a piece, and you only make 20,000 a year, thats a bad thing. if you were to max out all of your cards, theres no way you could pay them back, and the banks dont like to see that. so build a good credit history with a few cards and youll be alright.[/QUOTE]


I can't agree more with you my friend. Sometimes opening a CC for that exta one time 10% (target for example) isn't worth it.
 
generally speaking as long as you pay your credit cards on time they dont hurt you, just dont charge too much shit and u will be fine
 
Was interested in this so I googled --

http://www.ftc.gov/bcp/conline/pubs/credit/scoring.htm

How many and what types of credit accounts do you have? Although it is generally good to have established credit accounts, too many credit card accounts may have a negative effect on your score. In addition, many models consider the type of credit accounts you have.
Click to expand...
and
Have you applied for new credit recently? Many scoring models consider whether you have applied for credit recently by looking at “inquiries” on your credit report when you apply for credit. If you have applied for too many new accounts recently, that may negatively affect your score.
Click to expand...
So, don't go after every new card you see, but if you can sign up, and pay them off responsibly as others have said, it's alright.
 
Thanks for the deal. Pretty awesome getting a PS2 and a $10 game for under $100. On top of the 20% off, 10% off for first time using card, and the $20 coupon, my Meijer also gave out $10 giftcards just for applying.
 
Damnit, no stores around me.

If anyone can purchase an additional PS2 Console, I would appreciate it if they would consider selling it to me.
 
[quote name='111111']illennium is actually right. i did not know this until recently, mom told me about it. i dont know specifics but i'd google about it. it is true and they do look at it when you buy major things like houses and cars, it'll be in there.[/QUOTE]

I was doubtful about this, but as long as your mom says it is true, that is good enough for me.
 
[quote name='dtcarson']

And, yes, even using a CC and paying it off can 'hurt' your credit rating. It's the credit card companies game, and their rules, and they make it up however it benefits them the most.[/QUOTE]

No, it doesn't. You have to actually HAVE a credit card to get a credit rating, you know...
 
Not necessarily. If you apply for a card, but don't get it, you have a credit record and a credit score.

"R0 or I0 You are new to the credit world, and you have an insufficient credit history for making an accurate judgment of your future risk. "

And not having a credit rating at *all* can harm your future attempts to get credit [Citibank: Wait a minute, this guy is 32, and has *never* had *any* credit? Not sure we want to be the first.]
With credit scores, unfortunately, it's guilty until proven innocent.

Here's some plain-english details on credit scores and how they're calculated.
http://www.investopedia.com/articles/00/091800.asp

Not enough credit is bad.
Too much credit is bad.
TOo many applications is bad.
Not enough applications is bad.
And each credit rating company uses their own formulae and calculations.

Basically my point is this:
Be very careful with credit cards, even applying for store cards like this. A savings of 10 bucks today may be vastly outweighed by the impact to your credit score. Using credit wisely can be a very powerful tool to help your financial future; using it unwisely [which is very easy to do] can f**k you up royally.
 
[quote name='Sulmona']generally speaking as long as you pay your credit cards on time they dont hurt you, just dont charge too much shit and u will be fine[/QUOTE]

Everytime your credit record is accessed, your score drops. So applying for 100 credit cards, even if you always cancel right away will lower your score.

Also, cancelling cards after small or no use hurts your score.

Also, having cards open, with zero balance, hurts your score.

Of course, cards out with huge balances and no payments will hurt more.

Your credit rating is a guide to identify people banks want to loan money to. What they want is people who make all their payments, have assets, but use their available credit. They only make money if you borrow money....
 
that's right haters, bad credit. it IS a pain in the ass. but having learned that, lol, i feel stupid for getting that free sub at quiznos by filling out a credit card app. whoops. not like i used it though, i have my trusty debit card. and practically no credit rating. whatever, maybe i'll never need a credit card.
 
This was one of the 'personal anecdotes' in a personal finance email newsletter I get.

"As a banker, I am seeing many young couples (and singles) that
are looking to buy their first homes and having to pay higher
mortgage rates purely because they do not have a credit
rating. They learned the dangers of credit card debt from
their parents and friends and made what seemed like the wise
decision not to use credit cards at all.

Young people need to use credit correctly. Credit cards should
never be used for the luxury that you cannot afford! However,
in order to build that so important credit file, you cannot
just use it and pay it off each month. Creditors look for the
ability to handle a recurring debt and what I have suggested
to the young people is to use the card to purchase text books
and then pay off the balance over the course of two or three
statement cycles. Yes, you pay a little bit of interest, but
this shows that you can handle recurring payment
responsibility. I would also suggest that you never use more
than about half of the available credit.

The other suggestion that I make is to keep a register of
credit card purchases (like your check register). That way,
there are never any "I didn't know I spent that much"
heartaches when the bill comes in."

So yes, it is possible to not have a credit rating, but that is not a good place to be.
 
Yeah, every credit card account you open shows up as an open line of credit on your credit report, whether you're using it or not (if you aren't using it at all, it's probably better to get rid of it). If you have a lot of credit lines open and go to finance something big, like a house, you might have trouble if your annual income can't even cover your credit allowances. Personally, $30 is not even worth having the extra inquiry on my credit report, let alone the additional line of credit, but that's just my preference. My professional opinion is that it's careless to open up lines of credit that you only intend to use once.
 
As said above, too many OR not enough cards can hurt you, as well as too many hard inquiries (credit applications you fill out). An occasional card doesn't hurt you.

You get docked for the "too many" hard inquiries only once per month, basically regardless of how many accounts you apply for, so it's best to do all of your apps in a one month span. This maximizes the number of accounts you can apply for and miinimizes impact to your credit.

That said, keep the credit talk to the offtopic forum, or send people over to creditnet. Geez. This thread should be about the deal and not a general credit discussion thread.
 
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