[quote name='Troopa']I forget all about BensBargains! I don't have any credit yet so I won't be able to apply for the DPA.
I heard that you can get free memory upgrades if you call and say, "I saw a promotion where you were giving away a free memory upgrade. Can you give that to me now, or will I have to wait for it?"[/QUOTE]
You don't need a Credit Card to get a Dell Preferred Account (DPA), what it can be is your first credit account though which would help build good credit. I would try using the codes even without the DPA to see if they work. I would seriously apply for it anyway, just to see if they give you one. The interest on it would most likely be high though so it would be best to pay it off immediatly, like by calling them up to find the address to send payments to and sending a check.