I wouldn't buy anything with it until I paid off all my family's bills, my husband's family's bills, and bought them all a better house and car (my mom wants a Winnebago to travel the US when she retires). Then after all that's squared away, I'd stick a million each into a separate savings account for our future kids' college funds (hopefully no less than two, but a little extra in case there's three). After that is a toss up; travel (always wanted to visit online friends, Japan, and Australia) or just regular fun money, like on the wide screen, high definition, flat screen and surround sound entertainment system that hubby always wanted, and I'll probably have a ball on eBay, buying every transformer I don't own yet >:3