[quote name='Clak']Did you guys know that HOAs can actually foreclose on a home? That's with no involvement from any bank or anything, they can foreclose if fees go unpaid. Also keep in mind that if they feel the need, HOAs can tack on extra fees to pay for various things, and it could be thousands depending on the project.[/QUOTE]
Yep.
I have no problem with it personally. You know what you're signing up for if you choose to live in those places. And if you can't pay your debts, of course they can come after your property.
The extra fees are usually for repairs to public things like the pools etc. (or roofs etc. if it's a condo place) and owners can go to HOA meetings and lobby for or against them etc.
[quote name='perdition(troy']I don't know why anyone would want to live in a neighborhood with a HOA. My yard is a mix of grass and weeds, and I don't care to be anal over my lawn like my neighbors. It's not worth my time, nor is it a good use of water imo.[/QUOTE]
I do mostly agree with that. I'm a condo dweller (though I'm renting one rather than owning one currently) and don't mind the HOA and fees in Condos as I like not having a yard or exterior of a home to worry about maintaining.
But if I have a house and have to screw with the yard and outside myself, I really wouldn't want to deal with an HOA and restrictions in that case. So if I every decide to buy a house rather than a condo I'd want one where I owned the land and didn't have an HOA to deal with.
Not sure I'll bother though as I don't need the space of a house since I don't want kids, and I wouldn't save much on condo fees since I'd be paying someone to do the yardwork and any needed repairs anyway as I don't

with that kind of stuff myself anymore.
Plus I just like living in a nice part of the city where I can walk to tons of bars and restaurants and art galleries etc. and you generally can't live in a house and have that anyway.
[quote name='lordopus99']
I don't know why someone wouldn't. With HOAs normally comes nice amenties i.e. a pool, playground, nice entrance, in case of townhome maintenance. Most HOAs are very reasonable. They basically go like this...
- front lawn/side lawn - keep up, no eye sores, no tacky decorations
- back lawn - no kennels, potentially sheds and these are the type of fencing we prefer you choose
- no illegal activity
- no mult families in house
- let us know when you do major construction
That's about it. It's not like Apartments and Condos don't have similiar stuff.[/QUOTE]
Well the public amenities are nice if people care about having a pool, play ground etc. I don't use any of that kind of stuff so I don't like paying for it.
The rest of the stuff you're just being overly optimistic. There's plenty of crime in developments that have HOAs, plenty of houses with multiple families etc. There's only so much they can do to detect and enforce that stuff.
And besides that, even in a non-HOA area residents can call the cops for all that kind of stuff. Even the stuff like kennels etc., if there aren't municipal codes against them, the barking probably would violate noise ordinances and you could get the police to deal with it that way.
Eyesores etc., I don't care about. There will be county/city ordinances against anything that's dilapidated to the point of danger, obscene (see below) etc.
[quote name='lordopus99']So you are totally cool with someone posting a real picture of a giant penis in the yard across the street from you?[/QUOTE]
City/county ordinances would cover obscene displays like that most likely. So no need for an HOA to prevent that kind of stuff.