UPDATE 9/8/09: PLAYSTATION VISA Promo - Back to $100 credit instead of $300

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As of 9/8 - ONLY $100 CREDIT... NO MORE $200 EXTRA CREDIT..

A NEW PLAYSTATION VISA PROMO - UPDATED 8/28/09

YOU DO HAVE TO MAKE THE 1ST PURCHASE OF $ 299 OR MORE FROM SONYSTLE.COM "ONLY" THIS TIME.

3 x $ 100 Statement Credit within 6 months.

1st - $ 100 instantly
2nd - $ 100 after charging $ 1500 to the card within 3 months of card opening
3rd - $ 100 after charging another $ 1500 to the card within 6 months of card opening
Total = $ 300 off after charging $ 3299 = 9% cash back + Reward Points. The best offer from a credit card at the moment or ever.

THIS IS A REGULAR VISA CREDIT CARD with Playstation brand on it. So if you already use your current CC for everyday purchases; such as Gas, Groceries, Phone, Cable etc. Just use this Playstation card until it hits $3000 + $400 for the PS3 within 6 months, collect the $300 off. Don't forget to pay it in full (at the very least by the end of 12 months since it's interest free for 12 months.) THEN YOU CAN KEEP USING THIS CARD TO COLLECT SONY POINTS OR GO BACK TO YOUR OLD CC.

THIS PROMO WORKS BEST FOR "RESPONSIBLE" PEOPLE WHO TAKE ADVANTAGE OF CREDIT CARD COMPANY (GETTING PAID FOR BORROWING INTEREST FREE MONEY FOR AT LEAST 30 DAYS EVERY MONTH) AND USE THE CC FOR EVERYDAY PURCHASES TO MAXIMIZE THE BENEFIT.


PS3 = $ 299.99 - $ 300 - Reward Point Statement Credit = FREE + $$$.


http://www.us.playstation.com/PSN/Events/PlaystationCreditCard/index.html

Get up to $300 back with the PlayStation® Card

SPECIAL OFFER: Apply now for the PlayStation® Card, get instantly approved and get $100 card credit when you purchase a PlayStation®3 system with your new PlayStation® Card.1

BONUS OFFER: Use your PlayStation® Card on your everyday purchases, spend an additional $3,000 or more and qualify for an extra $200 card credits.1
Every time you use the PlayStation® Card - whether it's on digital goods and subscriptions at PlayStation®3 Home, or on everyday purchases like groceries, gasoline or dining - you'll earn valuable Sony Rewards Points redeemable towards the latest Sony products such as: PlayStation® games, Blu-ray Disc™ movies, Sony electronics and much more!2

Terms and Conditions
1. Your first single sales receipt of any products or services purchase(s) made at SonyStyle.com only, equal or greater than $299 ("Qualifying Purchase") within the first 45 days your account is open will automatically qualify you for the first $100 Statement Credit. The first $100 card credit will be applied to your PlayStation® Card account 8-12 weeks after your Special or Qualifying Purchase (Qualifying Purchase does not include balance transfer or balance transfer checks) account must be open and not in default at the time of fulfillment. You will qualify for a second $100 card credit when you charge to your PlayStation® Card account an additional $1,500 within the first 3 months of account open date. You will qualify for a third $100 card credit when you charge to your PlayStation® Card account an additional $1,500 by your 6 month anniversary. Limit of three (3) $100 card credits to each new PlayStation® Card account, after each qualifying spend limit is met within the specified timeframes described above. This offer may not be combined with any other Sony Card or PlayStation® Card offer. In some instances an application may require additional processing, in which case Instant Credit will be unavailable. When you are approved for the PlayStation® Card, you will receive your account and CVV2 number and expiration date on-screen. Please make sure to make note of your account and CVV2 number and expiration date as this information will not be available until you receive your card in the mail. If you are approved, you will be able to make a one-time purchase at SonyRewards.com only, with up to a maximum line of credit of $5,000. Additional purchases with this account cannot be made until your card is received in the mail. This promotional offer is available for new PlayStation® Card account holders only; existing PlayStation® Card account holders or accounts are not eligible. Accounts subject to credit approval. Restrictions and limitations apply. PlayStation® Card credit cards are issued by Chase Bank USA, N.A. See Pricing and rewards for details.
2. You will earn 5 points for each $1 of net purchases made with your Sony Card at Sony Style stores and www.sonystyle.com. You will earn 1 point for each $1 of all other net purchases made with your Sony Card. Purchases of Sony products made at any authorized Sony retailer that earn 1 point for each $1 spent (excluding www.sony.com/playstationcard) are eligible for an additional 2 points from Sony Electronics, Inc. Please visit www.sony.com/playstationcard for more details. Sony Electronics, Inc. is wholly responsible for fulfillment of 2 bonus points. You do not earn points on balance transfers, cash advances, any checks that are used to access your account, overdraft advances, travelers checks, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. See Rewards Program Rules and Regulations which will be mailed after your account is established.
 
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[quote name='jooanyenna']What keeps you from getting perfect 850?
(I also have well above 800 points even though I have never paid too much attention to my score)[/QUOTE]

I just got this score last week as Im refinancing my home into a lower fixed rate than I have now... according to the actual credit score... the only negative on THAT report was "Number of Accounts with Balances"... my loan officer says they do that with everyone. And for having over 800 credit... good for you... really

...and to Ninja Dog... I AM damn proud of my credit score... knowing Im in the top percentile who understand and respect credit... The man who sold my wofe and I our car last year couldnt even count on one hand the number of plus 800 scores he'd had in 5 years of selling cars... If one does understand credit, saving $300 on a PS3 is a nice deal, and a good way to begin to build credit...
 
I fail to see how this isn't a good deal. Our house payment is $930 a month. Put it on the credit card for 4 months, and bam, you're payed off. And just pay the credit card off right away. You're basically doing what you would normally do, only getting a $99 PS3 when it's all done. Win-win.
 
[quote name='Access_Denied']I fail to see how this isn't a good deal. Our house payment is $930 a month. Put it on the credit card for 4 months, and bam, you're payed off. And just pay the credit card off right away. You're basically doing what you would normally do, only getting a $99 PS3 when it's all done. Win-win.[/quote]

Some just don't understand the concept of credit card. And some just like to bash on any PS3 related post. :)
 
I think this is a good deal if you are going to spend more than $3000 in six months. If not, then this is not a good deal for you.
 
[quote name='zman73']I just got this score last week as Im refinancing my home into a lower fixed rate than I have now... according to the actual credit score... the only negative on THAT report was "Number of Accounts with Balances"... my loan officer says they do that with everyone. And for having over 800 credit... good for you... really

...and to Ninja Dog... I AM damn proud of my credit score... knowing Im in the top percentile who understand and respect credit... The man who sold my wofe and I our car last year couldnt even count on one hand the number of plus 800 scores he'd had in 5 years of selling cars... If one does understand credit, saving $300 on a PS3 is a nice deal, and a good way to begin to build credit...[/QUOTE]

yes, yes, we're all very proud that you live within your means and pay off your cards. congrats. You better look out though because I hear they're starting to deduct points for overusing ellipses on message boards ;)

I agree that this is one way to start building credit. It's pretty good, but this isn't the best deal you can get on a credit card. Interest free for 12 months is nice, $100 PS3 is good, but after that, it seems like you only get Sony points, which I'm guessing are restricted to Sony products. kinda lame. cash back is better if you're a responsible, high volume credit card user. If you want a PS3 for cheap, flip a few things on ebay for less of a headache.
 
[quote name='Access_Denied']I fail to see how this isn't a good deal. Our house payment is $930 a month. Put it on the credit card for 4 months, and bam, you're payed off. And just pay the credit card off right away. You're basically doing what you would normally do, only getting a $99 PS3 when it's all done. Win-win.[/quote]
I'm glad to see your bank lets you pay your mortgage on a credit card
please point me in the direction of the lending establishment
LOL
 
First off to the people bitching about how bad of an idea this is and blaming Sony, they have little to nothing to do with it. Chase pays Sony to have the Sony branded credit cards. Chase gets the new account holders because Sony funnels them to chase. Chase is most likely eating the $300 due to the fact they should assume that a customer that charges $3k in 6 months most likely will carry a balance in there account. The credit card companies are willing to pay companies like Sony, as they feel that a customer will be more prown to use the card with there favorite affinity logo on the card. Ie bank of America carries the nea affinity they assume a teacher with that card will be more likely to use a card that is giving money back to the nea

Most (not all) banks that offer mortgages have an online payment option. Most (not all) of the online payment options should allow you to pay via credit card. If that option isn't available, then most credit cards offer the option for an online bill payment option. One could easily set up an auto monthly payment for bills (mortgages).

This deal isn't for everyone. For some it is a bad idea or they don't use credit enough for it. For others it is a great deal if one was interested in a ps3. I pay all my bills with my credit cards. I own a small business and I work for my father in a family company. All bills are paid by credit cards for points. Either miles/hotel rooms or cashback we use it all. Most of the time the cards is paid off in full every month, and when it isn't it is taken care of shortly. If one is going to be spending the money for rent, mortgage, car payment, food, gas, utilities, supplies etc then you mine as well get as much back as possible.
 
[quote name='musick']I'm glad to see your bank lets you pay your mortgage on a credit card
please point me in the direction of the lending establishment
LOL[/quote]

LMAO. I laughed out loud... for real.
 
[quote name='musick']I'm glad to see your bank lets you pay your mortgage on a credit card
please point me in the direction of the lending establishment
LOL[/QUOTE]

lol
 
[quote name='gi60']Some just don't understand the concept of credit card. And some just like to bash on any PS3 related post. :)[/quote]

Big suprise the same morons that advocate a pos system that fails within a year are the same idiots that have no concept of money.
 
QUESTION:
do you have to get the ps3 from sony or could you get it at circuit city cuz their store is supposably "10% off everything?".. that would make a combo deal of $59.99 for a ps3 right? :drool:
 
[quote name='junglalien']Big suprise the same morons that advocate a pos system that fails within a year are the same idiots that have no concept of money.[/quote]
gi60 was referring to people like you that "bash on any ps3 related post." hey buddy, just cuz you fall into the category of people that throws shit at the game console when i pwn you in call of duty and end up breaking it, doesn't mean we all share the same heart-filled experiences. try taking care of the system, turning it off when its not in use, treat it like a regular computer.. oh and quit downloading same sex pornography on it, viruses will ruin any computer..
 
[quote name='zas123']gi60 was referring to people like you that "bash on any ps3 related post." hey buddy, just cuz you fall into the category of people that throws shit at the game console when i pwn you in call of duty and end up breaking it, doesn't mean we all share the same heart-filled experiences. try taking care of the system, turning it off when its not in use, treat it like a regular computer.. oh and quit downloading same sex pornography on it, viruses will ruin any computer..[/quote]

hey clown I was refering to 360 fanboys....
I was bashing people that bash PS3.....
I take care of everything I own.
 
At first I thought this WAS pretty dumb, but it's actually not bad. Open the card, charge ONE of my tuition payments, pay it like I usually do, get my cash back, and throw the card into the garbage disposal.

[quote name='eb3604']buy $1500 in dollar coins from the mint. take them to your bank and cash them out. simple, 100% legal.[/quote]

Also, as cool as that would be, I don't think it would work. I'm sure CC companies would find a way to close that loophole. Otherwise I would be able to make a living doing that infinitely on a card with cash back.

Also: WOOT! First post! It only took nearly 2 weeks for my activation E-mail. I guess my method for circumventing the post view limit is useless now.
 
[quote name='Smallville123']For your average cag who doesn't have to worry about a mortgage its not much of a deal.[/QUOTE]

Oof. I would venture to say that your speculation of the "average cag" is off.

I'd actually love to see cheapy do a poll on this off-topic topic.
 
This is a great deal for those that pay their own bills. Does anyone know if you NEED to buy a PS3 to get the credits? The other Sony Card promo gave people the $100 credit when they made the first $300+ in purchases. Even though it said you would ge tit if you bought a PS3. If it does, I am in for this card. It is a great return for someone who doesn't get caught in the paying interest crap.
 
[quote name='joeboosauce']This is a great deal for those that pay their own bills. Does anyone know if you NEED to buy a PS3 to get the credits? The other Sony Card promo gave people the $100 credit when they made the first $300+ in purchases. Even though it said you would ge tit if you bought a PS3. If it does, I am in for this card. It is a great return for someone who doesn't get caught in the paying interest crap.[/quote]

You have to buy a PS3 from a Sony Style store or sonystyle.com. I have verified this three separate times with Chase customer service in an attempt to save the tax by going through Amazon. Still a great deal I'll be taking advantage of by the end of the week.
 
[quote name='MSI Magus']Shit I also didnt think about school books. This is the time of the year where many of us are going back to school, my fiancee just dropped $800 last week alone. Someone could easily pay for their school books and their almost 1/3rd of the way done! My only concern on this deal is Sony giving people the run around getting their cash back and how much this might ding my credit history since this will be my third card(even though I keep the other 2 paid off monthly).[/quote]
That is the only "bad deal" statement that makes sense in this thread. Your credit score gets hurt the more accounts you try to open up (credit inquiries). If you are constantly getting credit cards through retailers to get "deals", you are definitely doing a number on your credit score. Then, I also don't know if this is in a "set time frame", or just "any inquiry for credit". Personally, I think the whole system is kind of wierd :p

I was hoping to get a PS3 for my brother, but I am not sure I want to hurt my credit score just trying to get a $100 PS3 :p My credit score will save me loads more money. Though, I have a great credit score now, so I am not sure how it would be effected.
 
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This is a very tempting deal (I'm another CAG who puts everything on my credit card for the rewards, haven't paid a cent of interest yet).

I sign up for the card and buy a PS3, then my wife kills me for buying a PS3 when I've still got a shelf full of unopened PS2 games, then the funeral expenses can go on the card! It's perfect. :)

Guess I'll wait another couple of years and see what the deals are like then.
 
[quote name='hiamiyumi']SO I have to spend $3k on card in order to get PS3 for $99.99.
Have mercy[/quote]


If you buy everything on your credit cards and pay bills with your credit card as well you will probably spend more than $1500 per month.

This is a reward points card so you are automatically earning reward points for using it. You do NOT need to carry balances just use this card instead of others. Also remember it has a 0% APR for the first 12 months.
 
[quote name='MattVid']That is the only "bad deal" statement that makes sense in this thread. Your credit score gets hurt the more accounts you have open, from what I know. So having more than one credit card actually hurts you score (I think ...). I don't know exactly how it all works, so I probably need to look into it more ... but I already have one card.

I was hoping to get a PS3 for my brother, but I am not sure I want to hurt my credit score just trying to get a $100 PS3 :p My credit score will save me loads more money. Though, I have a great credit score now, so I am not sure how it would be effected.[/quote]


I think having more than 4 huts your score. Some creditors like to see how you are managing credit and that means having and using your credit cards wisely.
 
So its my understanding that you

A. Sign up for the card / get approved
B. Buy the PS3
C. Spend $3000 in 6 months and over that time get $300 back

But in order to not carry a balance you'd have to pony up the $400 off the bat to pay for it....
 
So has anyone actually done this? If so how long did it take you to get the first $100 back and what was the total with shipping and taxes included? I am still debating if I am going to do this or not and Taxes and shipping might be part of what kills this. You can find deals here and there to get a PS3 for around $250 anyways right now so if the price does drop in the next few months(which I bet within 6 months at most it will)I wouldnt be suprised if you could find one for $200 anyways. If tax and shipping bring it up to $150 after the 3 $100 statement credits it might not be worth doing this.

Doesnt help that the PS3 is such a lack luster system. The only 2 games that I even want badly enough to think about buying a PS3 for right now are R&C and VC, others like LBP look good but not good enough to buy a PS3 for.
 
[quote name='MSI Magus']So has anyone actually done this? If so how long did it take you to get the first $100 back and what was the total with shipping and taxes included?[/quote]

From SonyStyle.com there is free shipping and tax for me will be $27. I think it may also be worth mentioning that all SonyStyle purchases get 5% rewards, which in effect cancels out almost all the tax. By doing some of the daily questions and getting free rewards points I'll be scoring a Dual Shock 3 for free from rewards after the points are added to my account for the PS3 purchase.

Long story short, I think if you plan on taking advantage of the Sony Rewards site, then tax is basically negliable.
 
I guess I'm the only person in the world who still uses CASH to pay for things they want, huh?

The prior deals seemed ALOT better than this monstrosity, but that's just from the perspective of a frugal person who doesn't believe in using credit.
 
fyi, the totals do not apply to balance transfers. so you can not transfer 1500 then 1500 again and get the 200 back. but maybe making a 1500 payment on a card would work, hmmmmmm.....
 
[quote name='IAmTheCheapestGamer']I guess I'm the only person in the world who still uses CASH to pay for things they want, huh?

The prior deals seemed ALOT better than this monstrosity, but that's just from the perspective of a frugal person who doesn't believe in using credit.[/quote]

Enjoy using cash, inconveniencing yourself by having to hit up ATMs or drive to the bank. Enjoy dealing with change. Enjoy not getting 1-3% cash back on all your purchases. Enjoy the danger of getting mugged and losing it.

Credit cards are only really "credit" if you don't pay your balance off every month.
 
For those of you who afraid of having multiple credit cards will lower your credit score, it's totally wrong. It's only true if you max out all of your cards credit limits.

It's always better to have a low debt to credit ratio. So either you increase your credit limit on current cards if you can or apply for other cards, which make your total credit limits bigger. There is a downside of applying new card, which make you credit score lower temporarilysince the creditor is doing a hard pull. But if you're not planning to make large purchases; such as car or house within 3 months. It will not affect you since your credit score will go back to previous score and even better (since you have higher total credit limit = better debt/credit ratio). Of course, this is assuming that you keep paying on time.

I have 6 credit cards, and 1 department store card. I always paid them in full 3 days before the due date (to maximize my interest from my saving account). My credit score is way up there. I applied for new credit card once or twice a year if they're giving me at least $ 100 and close or merge it after I got my credit. You don't want to do that if you're going to buy a house in 3 months though.

Just my 2 cents... :)

Another somewhat new benefit of using credit card over cash, you don't have to carry all of the receipt if you're planning to make a return to a store; like Target, BestBuy, etc. Just swipe your credit card, and they'll find your receipt in the system.

[quote name='ninja dog']
I agree that this is one way to start building credit. It's pretty good,but this isn't the best deal you can get on a credit card. Interest free for 12 months is nice, $100 PS3 is good, but after that, it seems like you only get Sony points, which I'm guessing are restricted to Sony products. kinda lame. cash back is better if you're a responsible, high volume credit card user. If you want a PS3 for cheap, flip a few things on ebay for less of a headache.[/quote]

Sony point is actually a cash back too, since you can apply that point for a statement credit.

And I don't get your point of selling things on Ebay for profit is less headache than a FREE MONEY??? Please show me a better deal on a credit card sign-up bonus because I want to apply for that card.

I own all 3 systems so I'm not A Fanboy and not defending Sony or anything (even though sometimes I wonder, what is that dusty white console with funny name doing on my cabinet - just kidding :)). But this credit card deal is the best I ever seen, $ 300 sign-up bonus.
 
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[quote name='ninja dog']ugh, wow. bragging about spending and credit scores? really?[/quote]

No one is "bragging" about spending. If I had no bills to pay I'd be so much happier.
 
[quote name='sobjw']I'm not sure if they can legally restrict your purchase to a PS3. It doesn't mention the PS3 anywhere in the actual terms but they want you to think it's required. I would probably buy one anyway just to be safe.[/QUOTE]

I agree... if I were a lawyer, then I'd probably try my luck, but I'm not, so I'll play it safe. That would be awesome if they did indeed lower the PS3 price to $299 at the end of February (according to a post in this thread)... that would be a free PS3 if you can wait that long!
 
[quote name='ZForce915']I wouldn't spend $99 on a PS3 if it were on store shelves.[/quote]

I see the ones opposing this thread are:

a) People who don't have monthly expenses to pay and...

b) PS3 haters/X360 humpers

I don't mean to be rude but this really is not the thread to offer your opinion on whether you like a PS3.

If this deal can help people save $300 on a PS3 then why not let them try it out? Is it really necessary to post on here either being skeptical of the deal or just being a complete hater on PS3 altogether? :roll:
 
[quote name='MattVid']*Scratches head*, how is this a bad deal?

For those that are not 12 years old, there are bills to pay every month, no matter what. Apartment rent, phone/cell bills, internet/cable bills, heat, electricity, water, food (you probably spend $200-400 on food a month easily).

This is a credit card, you can charge anything to it. $1500 in 3 months? Lol, I spend this much in one month just on living costs/food/whatever stuff I buy. If you spend less than $1500 in a 3-month period to survive, on your own, I would like to know where you are living. Wake up people, this is basically like getting 30,000 points on a normal credit card (for which you have to spend $30,000 to get) ... this is far from a "bad deal".[/quote]



I am there with you, between mortgage(rent), bills, and student loan payments me and my wife could do the $3000 in little under 2 months.

anyway If you have expenses like these then this is a great and cheap way to find money for a ps3 or anything else for that matter. plus you can even close the card down after you get the 2nd $100 credited.

you just have to be meticulous and realistic and this is a great deal for anyone.
 
[quote name='Aleman']Enjoy using cash, inconveniencing yourself by having to hit up ATMs or drive to the bank. Enjoy dealing with change. Enjoy not getting 1-3% cash back on all your purchases. Enjoy the danger of getting mugged and losing it.

Credit cards are only really "credit" if you don't pay your balance off every month.[/quote]

Oh no. You mean I have to drive the whole FIVE MINUTES to my local bank where I have my account and go drive up to their outdoor ATM and inconvenience myself by putting my window down? Whatever shall I do? How will I go on with my miserable credit free life? I know, I'll go on because I won't have to worry that some inevitable emergency comes up and the money I was GOING to put on my cc balance has to go to that headache instead.

I think I'll live just fine.

As for the change thing, I LIKE giving EXACT CHANGE to people so I don't have to break a bill or I don't have some weird uneven balance in my checking account.

Plus, my bank could easily put a stop payment on any fraudulent use of my debit/check card in the event I'm actually mugged in the little bumblefuck town I live in(Scranton, PA, aka home of The Office).

So, thanks for the concern, but I'll live.


[quote name='monkeydoodle']I see the ones opposing this thread are:

a) People who don't have monthly expenses to pay and...

b) PS3 haters/X360 humpers

I don't mean to be rude but this really is not the thread to offer your opinion on whether you like a PS3.

If this deal can help people save $300 on a PS3 then why not let them try it out? Is it really necessary to post on here either being skeptical of the deal or just being a complete hater on PS3 altogether? :roll:[/quote]

First off, I don't know if you noticed, but I have a PSN link on every post just a bit under my CAG name.

I actually already HAVE a PS3 and I was considering getting a second one due to the earlier promo from Sony/Chase, but then I asked myself what the fuck would I do with TWO of these beasts clogging up my entertainment center.

Second, as others have pointed out, there are OTHER ways to save MORE money on a PS3 than signing up for a credit card and using it up to $3k and OVER. One method is called flipping, which I could've used just before Christmas had I not already had my own PS3.

I turned $140 worth of games from the Hollywood Video sale into OVER $500 between Blockbuster and Gamestop(with the BULK, $420-440, being at Gamestop).

So there ARE other ways, ones which do NOT involve having people putting themselves at risk of getting into debt should the aforementioned unforseen emergency occur and the money they budgeted to pay off the cc balance racked up to get the $300 off ends up having to go to said emergency.

As for whether I like or dislike the PS3, I do like it but just like any console I've ever had I have my issues with it. The main one is that the price is still higher than the competition two years out of the gate now.

But I did pay the price, even though most of the money for that came from flipping my last gen collection of games that I paid next to nothing for most of to someone from CAG for the entire amount it cost for the system and enough to cover tax.
 
[quote name='IAmTheCheapestGamer']
So there ARE other ways, ones which do NOT involve having people putting themselves at risk of getting into debt should the aforementioned unforseen emergency occur and the money they budgeted to pay off the cc balance racked up to get the $300 off ends up having to go to said emergency.
[/QUOTE]

That's misleading. If you're putting your bills on your card, you're going to be in trouble either way if an emergency comes up. If you put it on your card, you might have to pay some interest, but then again your water won't be cut off.

Just saying.
 
Rewards cards are so awesome that I can't even believe they exist for people who pay off their cards every month. It's free money people! And that's just one of the many benefits... extended warranties... fraud protection... convenience... how could any cheap-ass-gamer not take advantage of that?!
 
[quote name='colt4by5']Rewards cards are so awesome that I can't even believe they exist for people who pay off their cards every month. It's free money people! And that's just one of the many benefits... extended warranties... fraud protection... convenience... how could any cheap-ass-gamer not take advantage of that?![/quote]

Some people just don't seem to understand that you can use credit cards to your advantage.
 
[quote name='MSI Magus'][quote name='berzirk']

So in other words its a bad deal if your an idiot that spends money you dont have.[/quote]

---
Yes, those few, pathetic souls. It can't be much more than 1-2 people that have let credit card debt get out of hand, right?

:roll:

http://money.cnn.com/2008/05/09/news/economy/creditcards/index.htm

http://www.usatoday.com/money/perfi/credit/2008-02-28-credit-cards_N.htm

http://www.americanprogress.org/issues/2008/04/plastic_problems.html

I think I also was quite clear in saying that people that use a credit card responsibly are fine, but there are many that don't, so picking up one more credit card to get a PS3 for $99 after half of a year, hardly qualifies as a deal.

Maybe read a bit closer next time.
 
[quote name='berzirk']I think I also was quite clear in saying that people that use a credit card responsibly are fine, but there are many that don't, so picking up one more credit card to get a PS3 for $99 after half of a year, hardly qualifies as a deal.[/quote]
By that logic, every deal that gets posted on this site is not really a deal, because there are probably some people who should be spending their $50 on the rent instead of a videogame. The fact that some people are irresponsible with money doesn't make this any less of a deal for those of us who are.
 
[quote name='IAmTheCheapestGamer']So there ARE other ways, ones which do NOT involve having people putting themselves at risk of getting into debt should the aforementioned unforseen emergency occur and the money they budgeted to pay off the cc balance racked up to get the $300 off ends up having to go to said emergency.[/quote]

Smart people have money saved incase an unforseen emergency occurs.
 
[quote name='junglalien']Smart people have money saved incase an unforseen emergency occurs.[/quote]

Not with what they pay in the northeast corner of this state, since they pay virtual slave wages save for working in civil service(govt) jobs or a few select employers.

After you factor in bills, you're lucky if you can go to Burger King one night a week to splurge in this depressed area.
 
If only this PS3 was backwards compatible... (I want to play FF12 on hd and it not look like poot.) Apparently the last ps2 backwards version used emulation to redraw the 3d at a higher resolution.
 
Ok, I think I'm the first person to post that they pulled the trigger on this.

I'm a responsible CC user and I put everything on CCs. I end up with ~750/yr in cash back.

With this deal that figure will be approx. ~950 cash back for 2009. (it's not 1050 cash back because I have to divert some purchases to this card for it to activate both $100 credits)

I don't pay interest either.

If you use this logic, I essentially made $200 from this deal. I was going to buy a PS3 anyways. I understand that my credit score will be lower for 3 consecutive months and then back up. I understand the PS3 will drop in price in the near future, but I will be enjoying my PS3 before then, so there you have the value added.

This deal is not for you if you don't already spend ~500/mth. Credit cards are evil however, if you fully understand how they work, you can teach yourself how to use them to your advantage.

Great catch OP thanks for the heads up.
 
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Any chance of combining this deal with the current Dell $316 PS3? I noticed in the footnote, it just says the first $299 purchase gets you the credit.
 
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