Does Lockerz.com take Vanilla Visa Cards (debit cards that require no SSN#, only your zip code)? or should I say Paypal since they are the ones who process payments? Everytime I go to checkout with my bank card, always says paypal cannot process payment. I been using this card for 3 years and I have plenty of cash in my account, I can order from any other website including Amazon, Bestbuy, etc. I never used Paypal/ebay before, so do I have to sign up for an account on paypal?