i was confused what you meant for a second and then while i was typing a response i understood what you were talking about lol. If ps+ is on your account and your account isn't primary on your ps4 then you'll only be able to play online on your account on your ps4. The ps4 which has the ps+...
i gave a friend a phantom of my main account like a day before the update and he lost within the few days.
just read an article saying 2.51 was expected to come out today
Not sure i would be so nice about it. Follow the phantom instruction and if you dont, well too bad; if you indicated that everything was good and then i reset and the locked was because of you or the update....i wouldnt give a penny back. Thats just my take on that situation though ^.^