Sadly, you fail (I could end the sentence there) to recognize the extremely large difference between people giving their money to other people and the government making laws to take money from one group and give it to another.
Because taxing people and giving that money to other people is what government does, you obtuse moron.
Speaking of the game, an entire generation had it drilled into their heads college is one of the most important investments you can make in yourself and that basically anyone who doesn't graduate will pump gas for a living. It is also a time of the costs of college education increasing beyond any rate of inflation while simultaneously the return (salaries and the chance of actually getting a job) has dramatically increased).
If you cannot do better than this (you even admit you side step arguing the merits of debt relief partial or otherwise) then don't bother posting.
I am in favor of stuff to.
Why should I have to state something that's understood?So, when you say:
Not only do you choose to call him an "obtuse moron" which adds nothing to your point, but you also fail to see his original point which I have outlined for you above. In addition, you say nothing about the fact that the government also pays people for goods and services.
What difference does it make what people had "drilled into their heads"? I assume you make this statement to indicate that it is not their fault that they don't think for themselves because they were told it was a good idea by so many people that they should believe it. Please, if this is what you mean, understand that you need to look at things rationally and logically and not believe things just because everyone else believes it.
I agree that the cost of college is crazy, no doubt. However, if the costs of college education are not offset by the rewards you get after it (if you can't make enough to pay off the debt AND have more than you would without a college degree), you should not go to college.
At some point, someone made the point about the people who were in debt when the economy went south and I have to say that I don't think that those people could see it coming, but neither did others who lost their money in the stock market or their entire retirement account to a Ponzi scheme. I'm here to tell you that life is not fair and I don't think it is the government's job to make it fair.
How do I side step arguing the merits of debt relief?
You can't declare bankruptcy and wipe out student loan debt. Good. With a student loan, what can the lender repossess? The loan is given without collateral. I think you can get deferment or forbearance of student loans currently. I am not against these, but they are already in place.
I really don't understand this statement, so I will assume that you want to change the current university system too.
Why should I have to state something that's understood?
There is a system in place, millions of people are getting the shitty end of the stick. Saying people should have been smarter is just another non sequitor.
Again, people were supposed to know their degrees wouldn't pay off (i.e. there was going to be a recession) before they started?
Also, people are having trouble paying their school debt. The government is acting as enforcer, the ones that loaned the money should be forced to take responsibility for the stupid loans they made, just trying to be consistent and all.
Yes, I want to change things. I am also willing to acknowledge reality and figure out something that works unlike you.
The redistributive aspect of shouldn't need to be explained
Subsidies and tax credits are so commonplace that people don't even realize when they're using them. If it was really about the government "giving" away money for free, then we should be talking about GE, oil companies, and corporate farms instead of student loans.
He's an ignoramous with no scrupples, so don't act all surprised when he eventually startsing with you too...especially if you intend to be a regular here.
So somehow going to school is analogous to someone abusing unemployment benefits and tax havens? Why don't you tell us why the hell you went to college only to end up at your current employer? Do you think your situation is even remotely applicable to most of the grads from the last couple to the next few years?You're right, it shouldn't.
I shouldn't have to explain to a grown man the difference between a government collecting taxes to pay an individual or group for services rendered vs. giving out free tax money to someone who wants a free ride (be they an individual who doesn't want to work or a company who wants to abuse the tax code).
That's another one of my points. You're an ideologue. Your dissonance runs so deep that you're arguing with yourself half the time....then we should be talking about things I don't like instead of things I like.
No. You just play dumb, butcher quotes way the hell out of context, lie about it, pretend that subtext doesn't exist when it hurts your argument, lie about that too, cry to mods when you feel persecuted for making dumbYes, I have no scruples because if you say something I disagree with, I'll point out that I disagree. I have no scruples because, unlike some folks here, I don't pick one, singular, mainstream side and vehemently attack everyone on the other side that refuses to think exactly like my side.
A typo? Well guess what...I make plenty of them. Big deal. Not to mention that if I wanted to call you dumb, I would and I do so all the time. But you're not only dumb, but you're a dishonest sack of shit as well. Spell check that.PS: If you're going to call people stupid, you should, at the very least, know how to spell the terms you choose to use in doing so...
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He knows perfectly well that I do. Playing dumb and "just asking questions" is his m.o.To demonstrate understanding since he doesn't know that you understand it.
So somehow going to school is analogous to someone abusing unemployment benefits and tax havens?
Why don't you tell us why the hell you went to college only to end up at your current employer?
That's another one of my points. You're an ideologue. Your dissonance runs so deep that you're arguing with yourself half the time.
No. You just play dumb, butcher quotes way the hell out of context, lie about it, pretend that subtext doesn't exist when it hurts your argument, lie about that too, cry to mods when you feel persecuted for making dumbarguments, strawman like a mother
er, and are an all around shitty poster. You might not be as overty inflammatory as others, but you sure go out of your way to troll the
out of this forum.
While you won't believe me and while I honestly don't care if you do, I do have to say that was a mistake - I was posting from my cell, Firefox locked up, so when I force closed it and restarted it, it was back on a "Reply to" page - so I made my reply, only to notice once I got home that I had posted into the wrong thread. Thus, I deleted it and moved it to the right thread before anyone had replied to it. In fact, nearly a full hour before you replied to it. Meaning that you knowingly replied to it in this thread for no reason - to what ends?Just like how you "mistakenly" posted that reply on this thread instead of the other one.
The only reason why you don't "pick a side" is because you lean lolbertarian.
A typo? Well guess what...I make plenty of them. Big deal. Not to mention that if I wanted to call you dumb, I would and I do so all the time. But you're not only dumb, but you're a dishonest sack of shit as well. Spell check that.
You compared students that want to go to school, need to get loans, and can't pay them back due to the job market with people that don't want to work and tax shelters."You [...] butcher quotes way the hell out of context"
I'm not the one that models reality on my own life and I don't think that if people are too dumb to sign up for loans to go to school, which is a reality in this job market and the foreseeable future, they should just getI tell you what, DD. Pay me a nice sum up front and I'll start writing my autobiography for you. You seem to be oh-so-most interested in my personal life all the time.
I know I'm funny, but you're just pitiful.lol. You funny.
There's a reason why no one takes what you say at face value and it's not because people imagine you being a dishonest shitheel. Don't blame me for your usage of loaded language.I'm the one who "butchers quotes" and lies about it? If I had a dollar for everytime one of you on here took my words, twisted them around, then flat out lied about it and refused to provide any evidence for the lies (because, of course, none exists... but you'd never admit that)... Let's just say I'd make the Mega Millions winners from last week jealous.
HA! The mods ignore this forum for the most part and if you were so concerned about the integrity and maturity of this forum, half my posts would be gone along with the posts of many others that I argue with on the same ideological spectrum as you. But no, you just cherry pick the posts because you think you're making some sort of power play, when most people think it's pathetic.As for crying to the mods - I report posts to the moderators when they break the forum rules. If you don't like the forum rules, feel free to leave or petition (not necessarily a "sign here" petition, by the way) to have the rules changed. I'm sorry that it hurts your feelings when you have to be reminded to act as an adult and have mature discussion.
I compose posts inbetween other things. In this case it was DMC, so I had your post in the text editor for a while and I noticed it after it was deleted. You can believe me or not, but I don't have a credibility problem in this forum. I've copped to making mistakes plenty of times; the same can't be said about you.While you won't believe me and while I honestly don't care if you do, I do have to say that was a mistake - I was posting from my cell, Firefox locked up, so when I force closed it and restarted it, it was back on a "Reply to" page - so I made my reply, only to notice once I got home that I had posted into the wrong thread. Thus, I deleted it and moved it to the right thread before anyone had replied to it. In fact, nearly a full hour before you replied to it. Meaning that you knowingly replied to it in this thread for no reason - to what ends?
Unlike how you consider student loan forgiveness and "freeloaders."The reason I don't pick a side is because I'm not stupid enough to see everything in black-and-white. Like some folks.
I made 2 typos. IgnoramOus and scrupPle. If the U key isn't close to O on your keyboard, that's on you, not me.I don't care if you call me dumb. I'm just saying you shouldn't misspell the word you choose to use in the process... and don't claim it's a typo when the letters aren't even next to each other or inverted or such.
I'm probably the most vitriolic, but at least I'm not a liar.And yes, we all know you resort to petty name calling quite often on these forums. You don't need to brag about it.
You compared students that want to go to school, need to get loans, and can't pay them back due to the job market with people that don't want to work and tax shelters.
I'm not the one that models reality on my own life
and I don't think that if people are too dumb to sign up for loans to go to school, which is a reality in this job market and the foreseeable future, they should just geted.
HA! The mods ignore this forum for the most part and if you were so concerned about the integrity and maturity of this forum, half my posts would be gone along with the posts of many others that I argue with on the same ideological spectrum as you. But no, you just cherry pick the posts because you think you're making some sort of power play, when most people think it's pathetic.
I compose posts inbetween other things. In this case it was DMC, so I had your post in the text editor for a while and I noticed it after it was deleted. You can believe me or not, but I don't have a credibility problem in this forum. I've copped to making mistakes plenty of times; the same can't be said about you.
I'm still not holding my breath over that apology I never got from you after starting a multi-page shitstorm with me about that post that you clearly didn't read.
Unlike how you consider student loan forgiveness and "freeloaders."
See above.I'm probably the most vitriolic, but at least I'm not a liar.
I made 2 typos. IgnoramOus and scrupPle. If the U key isn't close to O on your keyboard, that's on you, not me.
Yeah, it's not like you decided to jump onto Pliskin's bandwagon of letting students rot. Oh wait, you did.Except that I didn't.
heh. Yeah.
Of course you didn't say it. You just strongly agreed with the people that did. You agreed so much that you even used the same argument of taking money out of your wallet and giving it to someone else that you deem unworthy.Can't say I feel that way or said anything like that either.
But the kicker is that you don't even pick the worst of the worst. I couldn't care less if my posts were modded into passivity as long as there's consistency. I can respect a snitch if there were trying to improve the community, but you just do it to score points.No, I cherry pick the worst of the worst posts that cross the line. Even when you post stuff that's not about me or aimed at me. You, and others, have had posts edited/deleted that weren't aimed at me. I'm sorry you're taking this so badly... but I'll continue to do it. The worst types of posts will continue to be reported and the mods can make the final decision if it is worth addressing.
It's funny, you post stuff that you know to be against the rules. A moderator removes it. And I'm the bad guy. This must be that "no snitching" thing.
If you want to interpret me saying that you don't cop to as many mistakes as I do into you never admitting mistakes, that's on you too. Your quote below is all the proof I need.Not saying I do or don't believe you - because it doesn't really matter. Life goes on - and, as I said, the post was a mistake. But, wait, I don't admit to making mistakes. So, either, I didn't say that or you're wrong. I'll let you decide.
Keep holding your breath. Try not to bump your head when you pass out. Or do.
So what was yourQuote, please.
But you won't provide one.
Because I've never said such a thing.
But you won't admit it.
You'll accuse me of being dishonest, doublespeak, etc., etc.
All while accusing me of saying things I've never said.
See above.
Uh huhAnd here's another situation of accusing me of saying something I did not say.
Sometimes I hit extra letters, or miss letters, or skip a word, or forget to edit something in, and or forget to edit something out. Or sometimes I'm just not focusing. Hell, I've probably made at least 5 mistakes on my last 10 posts alone. Keep analyzing it though.You come up with: "U key isn't close to O" out of "the letters aren't even next to each other". Amazing.
Illinois is close to Tennessee. Illinois isn't next to Tennessee.
In your case, however, if you had typed "ignoramoius", I might be more inclined to believe you. Or, if you have very malformed fingertips that, somehow, can manage to hit two non-adjacent keys at once, without hitting the key in between.
I'm not that dogmatic. But it's not like I said that we should pump more money into grants, so that loans wouldn't be as burdensome right?Not to mention the fat incentives for tax purposes you get when going to school. But yeah lets forgive student loans they really really need it.
http://www.irs.gov/newsroom/article/0,,id=205674,00.html
At the top marginal tax rate, a $2500 tax credit would give you an additional federal refund of maybe $900? To get that, you'd have to have an income of over $388k a year when most students will fall between a 10 and 15% marginal rate, which would mean no more than another $400 in their pocket for the year.Government is already giving out up to a possible $10,000 in tax credits over the term of a 4 year degree. But hey, why don't we forgive the LOANS we promised to pay anyways.
All this plus being able to deduct the interest off your student loans.....
I don't really care how smart they are so long as the federal government is not paying for their mistake. If someone invests in the stock market and then loses their money do people feel sorry for them - no it was an investment, it may lose value. Where is it written that you will be assured to get a payoff for your investment in college. It is an investment and it may not go as you wanted, just as you may lose money with all kinds of other investments - stocks, gold, real estate, etc. Markets have ups and downs.
For people who received degrees that don't pay off there are deferment and forbearance programs, but the only reason that I seem to keep getting is something along the lines of "because they had bad luck/were given bad advice" and the government is not around to make life fair. Life is by nature unfair. Government can't actually make life fair regardless of what people think.
I also acknowledge reality, but don't agree with you that the government should pay off people's loans just because they are having trouble.
It is not an "investment" exactly, the country actually has an interest in having an educated work force. Again, this is something you choose not to engage. The conundrum with more "stringent" loan process is that you basically say no to anyone without rich parents.
College used to be much cheaper and the available grants were much higher comparatively.
You can keep saying this but I am I usually choose to walk around steaming piles of turds.
You keep repeating that the government shouldn't do X (basically anything) like a trained bird, I wouldn't call it keeping in touch with reality.
But the kicker is that you don't even pick the worst of the worst. I couldn't care less if my posts were modded into passivity as long as there's consistency.
I can respect a snitch if there were trying to improve the community, but you just do it to score points.
If you want to interpret me saying that you don't cop to as many mistakes as I do into you never admitting mistakes, that's on you too.
You thinking I'm wrong doesn't equal me being wrong.Your quote below is all the proof I need.
Sometimes I hit extra letters, or miss letters, or skip a word, or forget to edit something in, and or forget to edit something out. Or sometimes I'm just not focusing. Hell, I've probably made at least 5 mistakes on my last 10 posts alone. Keep analyzing it though.
According to google the word invest means to expend money with the expectation of achieving a profit or material result and to devote time, effort, or energy to a particular undertaking with the expectation of a worthwhile result. Based on this, it is exactly an investment in which people invest time and money.
Having an educated workforce being good for the country has nothing to do with the fact that college is an investment, you are changing the topic. Since you say I choose not to engage, let me "engage". The federal government assists people with grants and through low interest loans and I am fine with these programs. The government limits the amount of unsecured student debt they will allow you to undertake through their loan programs during college - good, they need to, this is responsible on the government's part. It is not like the government doesn't help.
OK, are you saying the government should assist people so that college doesn't get more expensive?
I notice that you don't disagree though.
I would call thinking we need to control government spending keeping in touch with the reality of our staggering national debt.
You're absolutely right. Congratulations. After arguing with your compatriot for several hours and being up for 19 hours, I tend to make mistakes.I don't even know what you are talking about in regards to the tax credit. For one, the credit doesn't even apply to single status people who make over $80,000. For two, it is a tax credit not a deduction, I am guessing you don't know the difference. For three, the past two years I have received $3,100 dollar tax returns, $600 for my normal federal return, plus the $2,500 for the Credit. I am no special case, most people qualify and most people get the full amount.
Did you even read the link?
How about you tell us what questions it answers instead of spending more time on focusing on my attacks. I noticed that you conveniently left out that part where I asked about taxation and it's relation to student loans and PPACA.It's amazing how much knowing you and DD believe this answers so many questions about you.
Are we done with english class yet?