Shaq-Fu finals OTT

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[quote name='sblymnlcrymnl']My friend is supposed to be bringing my gamecube back to me tomorrow, so maybe I'll try it out then. It's too bad I don't have the konga games, we're gonna have alot of people over.[/quote]
That sucks. You should look at EB again, as I saw a copy of Konga 2 there. I don't remember how much, but it can't be that much compared to the $20 price tag for the bongo bundles. I don't think I've seen the first anywhere new, let alone used.
 
When you finance for, say, a computer from Dell or HP or whatever, does that count towards your credit rating?
 
[quote name='Hex']When you finance for, say, a computer from Dell or HP or whatever, does that count towards your credit rating?[/quote]

More than likely...
 
[quote name='Hex']When you finance for, say, a computer from Dell or HP or whatever, does that count towards your credit rating?[/quote]
Yes. You're taking out a financial obligation, be it a loan or a credit card.
 
[quote name='shrike4242']Yes. You're taking out a financial obligation, be it a loan or a credit card.[/quote]
Alright, thanks. After having applied for a credit card from my bank, Conoco and Citi and being turned down on account I have 0 credit (having never had a card) I suppose this is my only option to build credit, no?

Pretty fucking stupid of them, I think. I need credit to have a credit card and build credit? Laaame.
 
[quote name='Hex']Alright, thanks. After having applied for a credit card from my bank, Conoco and Citi and being turned down on account I have 0 credit (having never had a card) I suppose this is my only option to build credit, no?

PRetty fucking stupid of them, I think. I need credit to have a credit card and build credit? Laaame.[/quote] It's one option, yes.

Another option would be a secured card, where you have a credit card that's backed my money you give to a bank. You'd get it back within a year's time.

Yet another one would be a card from companies that solicit on-campus to college students.
 
[quote name='Hex']Alright, thanks. After having applied for a credit card from my bank, Conoco and Citi and being turned down on account I have 0 credit (having never had a card) I suppose this is my only option to build credit, no?

Pretty fucking stupid of them, I think. I need credit to have a credit card and build credit? Laaame.[/quote]


Tell me about it. I had to place a $250 safety deposit just to activate my phone contract today just cuz I don't have any credit.
 
[quote name='getmeoutofjoliet']Tell me about it. I had to place a $250 safety deposit just to activate my phone contract today just cuz I don't have any credit.[/quote]
Wait long enough, and they'll let you carry eight lines of service on it, if you so wish.
 
[quote name='shrike4242']It's one option, yes.

Another option would be a secured card, where you have a credit card that's backed my money you give to a bank. You'd get it back within a year's time.

Yet another one would be a card from companies that solicit on-campus to college students.[/quote]

I asked about the secured one, which my bank doesn't do. They have one that you can have someone co-sign.. but I'm not about to have a parent connected to my credit card. :lol:

I'm not a college student, so that's an issue too. :/

[quote name='getmeoutofjoliet']Tell me about it. I had to place a $250 safety deposit just to activate my phone contract today just cuz I don't have any credit.[/quote]

Yuck. That's the reason I'm trying to start up credit...
 
[quote name='Hex']I asked about the secured one, which my bank doesn't do. They have one that you can have someone co-sign.. but I'm not about to have a parent connected to my credit card. :lol:

I'm not a college student, so that's an issue too. :/[/quote]
Plenty of banks out there to do it. Doesn't have to be on in-town.
 
Damn. My Mii Parade is up to 222 Miis.

[quote name='shrike4242']Plenty of banks out there to do it. Doesn't have to be on in-town.[/quote]
I tried the co-signing thing to get a card with my Mom's perfect credit and was rejected. :lol: So I stuck with debit and haven't really looked back.
 
[quote name='shrike4242']Plenty of banks out there to do it. Doesn't have to be on in-town.[/quote]
I tried the co-signing thing to get a card with my Mom's perfect credit and was rejected. :lol: So I stuck with debit and haven't really looked back.
 
[quote name='shrike4242']Plenty of banks out there to do it. Doesn't have to be on in-town.[/quote]

Hex, wait until January and go to a nearby college campus and fill out a CC app. I *GUARAN-DAMN-TEE* you'll get accepted if you sign up during a college event. CC companies *LOVE* college kids.

They start em younger and younger all the time...plus 'college' kids are the IDEAL audience for CC companies, since they'll rationalize thier purchases with "Its only for emergencies then dont matter, it's only $30 a month!!
 
[quote name='manthing']Hex, wait until January and go to a nearby college campus and fill out a CC app. I *GUARAN-DAMN-TEE* you'll get accepted if you sign up during a college event. CC companies *LOVE* college kids.

They start em younger and younger all the time...plus 'college' kids are the IDEAL audience for CC companies, since they'll rationalize thier purchases with "Its only for emergencies then dont matter, it's only $30 a month!![/quote]

Won't they ask which college I'm going to? :lol:

That's pretty much my rationale. Get a card for gas and slowly build up my rating.
 
[quote name='manthing']Hex, wait until January and go to a nearby college campus and fill out a CC app. I *GUARAN-DAMN-TEE* you'll get accepted if you sign up during a college event. CC companies *LOVE* college kids.

They start em younger and younger all the time...plus 'college' kids are the IDEAL audience for CC companies, since they'll rationalize thier purchases with "Its only for emergencies then dont matter, it's only $30 a month!![/QUOTE]

Ya just go to any college campus at the beginning of a semester and hey, you can get a free T-shirt!*

*with a 100% APR.
 
[quote name='FriskyTanuki']I tried the co-signing thing to get a card with my Mom's perfect credit and was rejected. :lol: So I stuck with debit and haven't really looked back.[/quote]
Sometimes, trying to do the co-sign thing with someone's perfect credit won't do it. And her credit may not be as perfect as it appears. All in the numbers.
 
I was lucky enough to be able to land one with Capital One. Kept getting the thing in the mail and asked mt best friend/room mate to take a look at it and see what he thought. He pretty much told me that was the best I'll get with no credit. I had to do it over the automated online thing because online it required me to enter in was college I went to. On the phone, even after I said that I didn't go to school, it still let me proceed. So 2 weeks later I had my first credit card. So far I've been able to stay on top of it nearly 5 months later
 
[quote name='shrike4242']Ah, found it.[/quote]
Woah, Shrike IMs? You able to keep up with all those summbitches, pops? :oldman: :lol:
 
[quote name='Hex']Pretty fucking stupid of them, I think. I need credit to have a credit card and build credit? Laaame.[/quote]

Not necessarily.

Anything with your name on it where you make payments builds credit, AFAIK. Columbia House/BMG included. I believe that's how my credit started.
 
[quote name='shrike4242']Ah, found it.[/QUOTE]


Except now you logged off -_-

I was trying to avoid sending you a PM over my little trading problem.
 
[quote name='shrike4242']Sometimes, trying to do the co-sign thing with someone's perfect credit won't do it. And her credit may not be as perfect as it appears. All in the numbers.[/quote]
I don't know if the number's perfect, but she doesn't miss payments, mess around with credit cards, or anything like that. I'd try again, but I don't really have any need for a credit card.
 
[quote name='6669']my party got busted by the cops already. NOw i'm home by myself :whistle2:([/quote]

What did y'all get busted for? :lol:

You win points if it was a donkey show. ;)
 
[quote name='s1eepinglionhart']Not necessarily.

Anything with your name on it where you make payments builds credit, AFAIK. Columbia House/BMG included. I believe that's how my credit started.[/quote]

Seeing as my name is on the power bill and cable bill, it hasn't done anything to my credit
 
[quote name='Hex']Woah, Shrike IMs? You able to keep up with all those summbitches, pops? :oldman: :lol:[/QUOTE]
I get it now. Shrike is old. Haha! ...Shrike = :oldman: = ban.

So I went to a friends company christmas picknick earlier and I just said whatever I wanted, whenever a thought crossed my mind. It was pretty funny. I was talking to the owner of his company while i was just stuffing my face and being a complete ass...and he loved me. When I was leaving I was like "Hey Jerry, I'm taking off man. Nice Meeting you." To which he replied, "Nice meeting you too, Nic. Come back whever." Hilarious.
 
[quote name='Hex']What did y'all get busted for? :lol:

You win points if it was a donkey show. ;)[/QUOTE]
:lol: No, just the usual underage drinkers thing. They didnt pass out MIPs this time, which is cool. They just made us leave with someone who was sober enough to drive. Its kinda sucky making us drive away with stranger sober people we dont know though.
 
[quote name='6669']:lol: No, just the usual underage drinkers thing. They didnt pass out MIPs this time, which is cool. They just made us leave with someone who was sober enough to drive. Its kinda sucky making us drive away with stranger sober people we dont know though.[/quote]

That sucks. Time to drink at home then. :D

[quote name='Eviltude']I get it now. Shrike is old. Haha! ...Shrike = :oldman: = ban.[/quote]

You got it. :lol:
 
[quote name='Hex']That sucks. Time to drink at home then. :D[/QUOTE]
Nah, I hate drinking alone. I have to work tmrw too. I just want my b/f to hurry up and get home. I get scared being here all alone. I swear this house in haunted when I'm here alone. My drink once moved about 5 ft. across the computer desk, when i swear I left it on the coaster. Now I'm scared :whistle2:(
 
[quote name='SpottedNigel']Can somebody please fucking tell me where to buy mistletoe in-store?

It's a matter of life or death...or just free smooches...one of the two[/quote]
Try looking in the phonebook for any local nurserys/greenhouses. If no luck, try CVS / Eckerds / Walgreens / Osco / whatever drugstore you have near you. They use to all carry these little packages of fakie mistletoe.

And I better get a free smooch if either of those ideas helps.

[quote name='Hex']I remember those damn spikey leaves and how the green would always blend into the little red berries...[/quote]Mistletoe has white berries.

[quote name='Brak']I think I broke my fucking neck in my sleep.[/quote]
Sounds like you sleep like I do.

[quote name='FriskyTanuki']Damn. My Mii Parade is up to 222 Miis.[/quote] I really want to get one of those wifi usb thingies. But I'm trying to so hard to be good and only spend on others during December.
 
[quote name='guinaevere']

I really want to get one of those wifi usb thingies. But I'm trying to so hard to be good and only spend on others during December.[/QUOTE]

Look on ebay, I bought mine for $28 which is alright, but then a few hours later one ended for like $11. So just check up on ebay and you may get lucky.
 
[quote name='mr ryles']Look on ebay, I bought mine for $28 which is alright, but then a few hours later one ended for like $11. So just check up on ebay and you may get lucky.[/quote]Dang that's a steal! I could justify a price like that. *goes to eBay to hunt*
 
[quote name='HumanSnatcher']Seeing as my name is on the power bill and cable bill, it hasn't done anything to my credit[/quote]
It should help. Any sort of deal where you make regular payments should help your credit. Problem is, not all companies report stuff to agencies.

fucking Defensive Driving course tomorrow. What fun. Too bad I can't take the laptop and hangout in the OTT for most of the day. :whistle2:#
 
[quote name='s1eepinglionhart']It should help. Any sort of deal where you make regular payments should help your credit. Problem is, not all companies report stuff to agencies.[/quote]

Its never helped mine. When I had my cell in my name, it didn't do anything. the credit report I get sent every 3 months still says that I have no credit score period
 
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