[quote name='Number83']Seriously! I don't have so much as a parking ticket, and when my insurance agent quoted me, I pretty much laughed in his ear. I know it isn't his fault, but it's crazy![/QUOTE]
The funniest part is that some insurance companies will charge you for just *having* a 16+ year old in the house; the 16 year old can be unlicensed and non-driving, but they don't care, it's still a *risk*.