[quote name='PlanetIndigo']Thanks you asnwered my question 1, but for #2, I was asking regarding paypal, not the PS store. Can you fund a gift from paypal by a credit card and it still be free from fees? (I heard gifts must be sourced by paypal balance or account transfer, is that true?)
Also, regarding question 3, is it even possible to contest a gift on paypal?[/QUOTE]
If you fund a gift from paypal with a credit card, YOU pay the fees. If you send money as a gift and you get scammed, you're SOL. As such, sellers can not require you to send money as gifts, and can not charge extra for a payment to cover fees either. If you wanted to be safe, send money as payment for goods or services, which is covered under Paypal's buyer protection. But for most established sellers or traders, it's really not necessary so I just send as gift payments anyways. I only send as payment for goods when it comes to big ticket items and new traders.