It's especially easy if your not the person buying the game originally. When I get a group tog'ther I usually buy the game originally (done it maybe 5 times now)
1. We get 5 people together to buy 1 or more psn games/dlc in the cag thread
2. I create a fake email address (like
[email protected]) and then make a new PSN account (like CAGGS12345) and buy the game (lets say Pixeljunk Eden), I then delete my credit card info and any other personal info in my account management.
3. Once one of the group members sends me their share of the cost (via paypal) I give them the PSN email and Password and they download the game(s) I bought.
4. thats it, 5 people effectively got a $10 psn game for $2 + maybe 40 cents to cover paypal fees.
I think this should be the way every CAG buys from PSN since like you said Cheapy, its perfectly fine to do so. And recently some games were $5 so thats $1 per person, I got pain for that much as I indicated in my question.
If tis a trust thing, why not make a group with You, Wombat, and the Shipwrecks, plus 2 others. You guys could have one separate account where you all add funds too, and then delete your CC info after putting the funds on the seperate psn account. All you need is the game downloaded, it plays fine when signed in as your personal psn account. Sorry if this was a long explanation, but I really like how CAGs can do this fairly easily.