[quote name='Admiral Ackbar']Man, I'm refinancing my house, and I just got boned on the appraisal.
I own a two story, 4 bedroom and 2 full bath home. And I shit you not, in the appraisal he states it's a 3 bed, 1 bath home with a finished basement. And then he compares it to one story ranchers. I don't have a basement. I'm on a frickin slab! Not a single portion of my house is below grade.[/QUOTE]
Was he from the bank or the county or private? If he's from the bank, demand a different guy or go to a different lender. You should only commit to a loan when you have a legitimate appraisal.