I'll take the bait too. I buy discs. I got game pass for cheap but probably won't continue it at full price once it expires. I like buying games and picking what I want to play more, I've found. I do buy some digital as well depending on the system, but the whole subscription thing isn't for me.
I have a Series X and a One S. I let a kid use the One S and have it as my primary so I can share game pass with him.
However, when the internet goes out suddenly I can't play anything on my Series X anymore since the other one is my primary. I tried to start Tetris Effect, it and anything else I didn't have a disc for just gives an error "Do you own this game or app?" message.
The internet went out and I couldn't play Tetris. That's dumb.